Miami, FL -- (SBWIRE) -- 12/03/2012 -- With American Homeowners less likely to move than at any time in 64 years, Miami-based Venetian Builders, Inc., South Florida’s leading installer of patio enclosures and sunrooms, can help homeowners add new living space to their current homes without spending thousands of dollars in moving costs. The money saved can go directly toward purchasing new space.

South Florida homeowners who need more living space can save thousands of dollars by expanding with an insulated patio enclosure or sunroom rather than moving to another home. Venetian Builders Inc., the leading patio enclosure company in South Florida, helps families get the space they need while saying put – and staying on budget.

Venetian Builders installs hurricane-proof patio enclosures and sunrooms in Miami, Ft. Lauderdale, Palm Beach and surrounding areas. In 2011, only 11.6 percent of American families moved from one home to another, according to the U.S. Census Bureau. That’s the lowest percentage of Americans on the move since 1948. The decline is largely because Americans are less likely to move from one house to another in the same county, the census reported. Moves of less than 40 miles, the Census Bureau said, are usually related to housing issues, including a need for more living space.

“Moving is expensive,” said Chris Noe, president of Venetian Builders. “It generates mortgage fees, closing costs, mover charges and possibly rental and storage expenses during the transition.” According to Bankrate.com, the average closing costs on a mortgage of just $200,000 in Florida are $4,395. Worldwide ERC, the Workforce Mobility Association, calculated the average household moving costs of an American family in 2011 at $12,652.

Adding space with a patio enclosure or sunroom avoids all those expenses. That money instead can go directly toward new space. And Noe noted, “An insulated patio room or sunroom costs nearly 40 percent less than what traditional construction does.”

Roof panels with 3 to 6 inches of insulation keep heat out and, if desired, air conditioning in. Roofing on the addition can be made to match that of the existing home, using shingles, standing-seam metal or tile. Insulated patio room knee walls also can be up to 3 inches thick. Expansive windows designed to stand up to Florida’s hurricanes make the space bright; when opened, they let in refreshing breezes.

Finding new space means more than not having to make new friends or switch schools, Noe said. “It also means not having to drive further to work, a savings that puts extra money in the homeowner’s pocket, especially as gasoline prices approach record levels,” Noe said.

Venetian Builders offers free, detailed estimates of patio room and sunroom additions. For more information on expanded living space with an insulated patio enclosure in West Palm Beach, Boca Raton, Hollywood, Homestead and other South Florida locations, contact Venetian Builders, Inc., 866-596-2427.

For more information on this press release visit: http://www.sbwire.com/press-releases/home-additions-using-a-venetian-builders-inc-insulated-patio-enclosure-or-sunroom-can-save-homeowners-thousands-in-moving-costs-178085.htm

Miami, FL -- (SBWIRE) -- 12/03/2012 -- Venetian Builders offers all types of screen enclosures, including pool and patio enclosures. They use aluminium alloy beams to help reinforce enclosures to stand up against hurricane force winds. Venetian Builders is one of the best builders in Miami-Dade County and uses high quality materials to design and develop screen enclosures, sunrooms, pool screen enclosures and other enclosures such as Florida Rooms.

With a sunroom from Venetian, customers can enjoy the sunny outdoors without dealing with the heat that accompanies it. Seamless sunrooms add a luxurious touch to a home and serve as a fantastic location to host gatherings with family and friends.

One improvement that a home owner can make to their home is to add screen enclosures to their pool or patio. Pool screen enclosures from Venetian Builders look beautiful and add a comfortable feel to the pool area and most importantly keep the bugs out. Available in a variety of materials, sizes, shapes, and styles, screen enclosures allow homeowners to achieve year around usability of their pool. They can save their money on maintenance every year by safeguarding their pool from the elements with a high quality screen enclosure installed by Venetian.

Venetian Builders is known for building their enclosures stronger than Florida building code requires. They exceed code by using quality materials. Venetian Builders use thicker beams, stainless steel hardware and roof bracing in their screen pool enclosures that makes a safe and hurricane resistance enclosure.

Taking cues from nature, Venetian Builders uses natural materials such as stone pavers, tile, and landscaping to complement their enclosures. Venetian can change nearly any pool or patio into a beautiful outdoor living area that makes the homeowner feel like his house a little slice of heaven.

About Venetian Builders
Venetian Builders is Miami’s leading builder and contractor of screen enclosures, serving the entire South Florida region. The company was formed to provide their clients with the type of quality service and product that has become rare in the construction industry. The Venetian Builders team is comprised of some of the foremost experts in the field, with the singular goal of building better, faster, and cleaner, while always meeting and exceeding Florida’s building codes. To learn more, visit http://www.venetianflorida.com.

For more information on this press release visit: http://www.sbwire.com/press-releases/venetian-builders-offers-high-end-screen-enclosures-178089.htm

Southeast Asian nations buoyed by stalling Chinese economy

San Francisco, CA -- (SBWIRE) -- 12/03/2012 -- Chinese investors who are concerned about potential slowdowns in their home country are turning to Southeast Asia, particularly Indonesia, for future property investment.

Numerous Chinese Indonesians control substantial segments of the Indonesian economy, making investments there more attractive.

Companies, such as Singapore-based Yishan Capital Partners, recently launched a fund to invest in Southeast Asia, with the ultimate goal of investing as much as $250 million. As much as $25 million in assets have already been targeted.

Yishan has already made four investments in Indonesia and are targeting neighboring nations, such as Cambodia, Malaysia, Myanmar, Singapore, and Thailand as well.

"We have been very vocal that there is not going to be a lot of excitement about real estate in Europe. It&aposs going to be pretty static," said Yishan managing partner John van Osst. "In terms of yield, you can get that in Europe. But the growth has to be in Asia."

So far, Indonesia has posted a 6.2% gross domestic product growth in the third quarter this year, which is only slightly lower than the numbers posted for the first two quarters. Domestic demand for products remains high even as imports have slowed slightly.

An overall 6% growth is expected for the Asian nation, for both this year and 2013. That growth is thanks in part to increased investment spending and consumer demand. At that rate Indonesia only trails China in the region.

There are a number of reasons for optimism in Indonesia these days. The government is considered highly stable and has fundamental plans in place for future development. Real estate brokerage firm Jones Lang LaSalle recently called the nation "one of the bright spots in the regional economy".

Van Osst say that his company is especially targeting warehouse space, which benefit from strong domestic demand and growth in consumer spending on Indonesia. Yishan has invested in logistics centers in Jakarta and Surabaya, along with a residential project in the nation&aposs capital and a shopping center in Bali.

"There is certainly an interesting property story going on in Indonesia at the moment," said John Saunders, private-equity property specialist and chief executive for Asia of MGPA, based in Hong Kong. "My slight concern is that in some of these markets there is a lot of land available. The rents will go up and then everybody starts building because there is not too much of a constraint on supply. But it doesn&apost have the constraints of Hong Kong or Singapore."

About Rumahku
Rumahku (http://www.rumahku.com/) is a Indonesian property investment website. Whether somone is looking for residential, business or commercial space, Rumahku.com should be their first stop when looking to invest in Indonesia.Visit the website for more info on rumah dijual, dijual rumah and jual beli rumah di Indonesia.

For more information on this press release visit: http://www.sbwire.com/press-releases/more-investors-turning-to-indonesian-real-estate-market-reports-rumahku-184288.htm

Sharing bathroom shower ideas picks up speed

Pademangan, Jakarta -- (SBWIRE) -- 12/03/2012 -- Gone are the days when one had to feverishly look through newspapers and magazines to find inspiring bathroom shower ideas. Today, research happens online thanks to idea sharing sites like http://www.elliottspourhouse.com. This is a website where home improvement enthusiasts can find all kinds of ideas and implement these ideas to make their home extra comfy and functional.

Traffic to this website is picking up momentum with more number of people logging on to know about easy to implement bathroom shower ideas. The reason behind the success of the site lies in a simple fact that home improvement projects cost a lot. Instead, if a ‘do it yourself’ approach is adopted by home improvers where they can read about the various ideas and then implement them in their own homes, cost will not remain a major issue anymore.

The beauty about sharing ideas is that by reading about other’s experiences, suggestions and recommendations, one can focus on getting the job done without having to worry about investing heavily in the project. As most of the bathroom shower ideas furnished on the website are tried and tested and posted by fellow home improvers, the chances of the idea conking off and causing damage in terms of property and money are pretty slim.

While going through the ideas, one can also take the time to look at pictures posted by fellow home improvers. Pictures definitely add a sense of reality to the idea and give the individual a chance to understand how implementation of the idea in a certain way can benefit him or her.

Bathroom shower ideas are particularly helpful to those who want to increase the real estate value of their home by beefing up the functional area that does not get much attention that is the bathroom and bathroom shower. The good news is that to implement an idea you don’t have to spend much. At the same time, you can expect the idea to generate income in terms of an increase in the real estate price.

http://www.elliottspourhouse.com is a website that has all kinds of home improvement ideas. There are ideas pertaining to every room in the house. These ideas are discussed, shared and duly noted by home improvers who are on different budgets but have the common intention of making their home space look attractive and be more functional.

To read about these ideas log on to http://www.elliottspourhouse.com/bathroom-shower-ideas-tips/

Media Contact
Pademangan
Jakarta,Indonesia
http://www.elliottspourhouse.com

For more information on this press release visit: http://www.sbwire.com/press-releases/a-new-dimension-towards-home-improvement-184462.htm

It is not unusual for a property owner to have more than one mortgage on his property. Perhaps he has a home equity loan or a second, or junior, mortgage to defray college expenses or make some much-needed home repairs. While foreclosure generally focuses on the primary mortgage, the lien holder(s) for a junior mortgage will be lining up for their share of the foreclosure proceeds. The following will look into second mortgage foreclosure to clarify whether or not it actually exists and what to do if it affects an individual.

Pittsfield, MA -- (SBWIRE) -- 12/03/2012 -- A first mortgage is the one new homeowners use to purchase the property. A mortgage is actually two documents – the note for the loan, which is the prospective homeowner’s promise to make the payments, and the mortgage itself, which makes the property the collateral for the loan. Junior or second mortgages are generally used not so much for the home itself, but for other things. Some of these include taking out a home equity loan to help with credit card debt or automobile purchase. When a lender sends a Notice of Intent of foreclosure, second mortgages and foreclosure come face-to-face. The lien holder of the junior mortgage wants to get its money back and will take the necessary steps to do so.

Looking for Second Mortgage Foreclosure, Send Request for More Info

The lender takes action on both the first and second mortgage in foreclosure processes. However, both mortgages are not treated the same. There is a method of payment, a hierarchy of sorts, that defines which lender gets paid first and how much it receives. The lien holder of the original mortgage always gets paid first in foreclosure proceedings. There may also be some other claims against the property, leaving an insufficient amount of money left to pay the second mortgage off. Most often, junior mortgage holders get next to nothing out of foreclosures.

Second mortgages and foreclosure are not exactly friends. Some issues that preclude payment of the junior mortgage include repayment made to the first mortgage holder; other liens against the property, such as tax liens; foreclosure charges and other fees due to the priority lender; and the recording dates and loan types of other loans against the asset. A quirk of foreclosure is that the junior mortgage often simply fades away once it is complete. This does not mean an owner no longer owes the money; it simply means that the second mortgage holder can no longer look to the property to get it. There are steps a 2nd mortgage holder can take, though, to get its investment back, so be prepared to receive a letter from it soon after foreclosure completion.

About Credit-Yogi
http://www.Credit-yogi.com, an online marketing company in Pittsfield, Massachusetts, has more information on this topic and is happy to share it with other interested parties.

For more information on this press release visit: http://www.sbwire.com/press-releases/does-second-mortgage-foreclosure-exist-184498.htm

Bargain Tampa Movers is expanding its services, staff and fleet of state of the art moving vehicles to meet surging demand.

Tampa, FL -- (SBWIRE) -- 12/03/2012 -- Bargain Tampa Movers has become one of the most popular moving companies in the region. They offer best value in moving whether it’s local, regional or even around the world. Moving is a very stressful and hard task to deal with. This is a moving company in Tampa that will do the process as easy and as pleasant as possible. The people that are working in this company are all well-trained giving true satisfaction to their customers. They also have supplies that will do the moving in a very easy and fast way. The company will help people to get to their relocation and be settled to their new home in a short period of time.

Not many moving companies in Tampa also specialized in packing items of their customers. They pack items in a safe and organized manner. Bargain Tampa Movers are also offering moving supplies such as wardrobes, bubble wrap, boxes, moving blanket and even tapes. The company also specializes in moving offices. They can move office furniture, desktop servers, computer server infrastructure, copiers, files and office equipment to heavy machinery safely. Bargain Tampa Movers just do not relocate but they are also offering range of packing, unpacking and office setup productively in a short period of time.

This Tampa Movers has a huge network of movers in the world. When belongings reach the destination port of entry, the company will have to facilitate the customs clearance as well as the pick-up, providing any customers the ultimate move to their new location or home abroad. The company has been doing relocation for many years and they are very specialized in both long and local distance moves. In each step of the moving process, the Bargain Tampa Movers has a network of agents, movers and transportation companies that will do the final delivery and set up on the most major and minor cities all around the world. The company strives for excellence and they have employees that are well trained in being courteous and polite even in the most stressful situations.

The great advantage that people can get in choosing Bargain Tampa Movers is that it can help them to save money. The belongings will be consolidated with other customer’s belongings and will be shipped between places or cities. They are also the ones who set it all up, tap into network of the local movers and transportation companies as well as monitor the progress of belongings to new home. Bargain Tampa Movers are now expanding by taking more crews, storage facilities and trucks in order to give their customers the satisfaction that they deserve. Unlike other companies, the Bargain Tampa Movers maintains their full insurance. Their employees are also well trained, giving any customer a world-class service like no other.

“Our growth is the result of the market recognizing our excellent value and customer service. We continue to gain market share because of the excellent value we are bringing to consumers,” one of the owners of the company said.

To know more information about the company Bargain Tampa Movers, call them at (813) 501-2447. They are located at 1228 East 7th Avenue #209 Tampa FL 33605. People can also visit their site at http://bargain-tampa-movers.com to get tips and gather information about the services that they offer.

For more information on this press release visit: http://www.sbwire.com/press-releases/bargain-tampa-movers-is-offering-the-best-moving-service-in-the-tampa-st-pete-area-184532.htm

Mortgage secrets revealed by Raleigh, North Carolina Based Mortgage Lender Kevin Martini at a new web site designed to give consumers all the facts so they can make an educated decision when obtaining a mortgage. The site is full of free reports, a home buying guide and free mortgage calculators.

Raleigh, NC -- (SBWIRE) -- 12/04/2012 -- Secrets finally revealed at a brand new website by Raleigh, North Carolina based Mortgage Expert

http://www.kevinmartini.com

If you&aposre planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in North Carolina or the surrounding areas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the loan program best suited to your financial needs.

This site is loaded with FREE REPORTS, an informative home buying guide, mortgage calculators consumers can use to run various loan scenarios and home buying resources you can use to save time and money before and after you purchase your home.

Here is just a small sample of the secrets revealed on this site...

- Important Terms You Must Know BEFORE Obtaining A Mortgage

- Little Known Secrets That Will Show You How To Improve Your Credit Score

- The Top Mortgage Questions Borrowers Must Ask Before Applying For A Mortgage

- Tested and Proven Strategies For Building A Better Credit Record Faster and Easier

- How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit

- How To Finally Stop Renting And Own A Home Of Your Own

- 12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn&apost Want You To Know

- 7 Things You Should NOT Do When Applying For A Home Loan

Information is provided to consumers from Raleigh, North Carolina - based mortgage expert Kevin Martini that allows them to learn the insider secrets that can save them thousands of dollars over the life of their loan and make informed decisions about their mortgage financing options.

Kevin Martini is available for interviews and will welcome all your mortgage related questions.

Call 919.865.2473 for a Free No-Obligation Consultation or visit http://www.kevinmartini.com

For more information on this press release visit: http://www.sbwire.com/press-releases/north-carolina/mortgage-expert/sbwire-184714.htm

Fountain Hills, with its lovely homes and landscape, is a wonderful place to live, work and play! I know, I have lived here just shy of 10 years! Hi, my name is Kathy Ammon. Here is what I can tell you about Fountain Hills . . .

Scottsdale, AZ -- (SBWIRE) -- 12/04/2012 -- Fountain Hills Realtor Kathy Ammon is proud to announce that as of December 1st, she will be offering free informational articles on her site: Best Fountain Hills Homes .com to people looking into purchasing Fountain Hills Real Estate. Kathy is a premier Fountain Hills Realtor and she takes that responsibility very seriously. Kathy is quoted saying, “I believe that in order to have the best home buying experience that a buyer should be educated on everything that they need to know when buying their home.   I take pride in the fact that I have enough knowledge, and experience in this field that I can properly educate my clients, and answer any questions they might have . . . even the ones they don’t know they should be asking!”

Below, we have included one of the many articles soon to come to Kathy’s new site, in which Kathy points out some of the benefits of purchasing Real Estate in a small, beautiful, town such as Fountain Hills, az. It is also her hope that this article will help answer any questions about Fountain Hills that a potential client might have.

Kathy invites you to read below and discover the beauty of the town that she fell in love with almost 10 years ago! Enjoy!

Why Buy a Home in Fountain Hills?

Fountain Hills, with its lovely homes and landscape, is a wonderful place to live, work and play!  I know, because I have lived here just shy of 10 years!

"Hi, my name is Kathy Ammon.  Here is what I can tell you about Fountain Hills.  The minute you drive over the hill from Scottsdale you will say “Wow, what a view!  There are hills here, and mountains on the horizon.  It isn’t the flat desert!  It has some green!  Look at that Fountain!  What beautiful homes and wide streets.”

Fountain Hills homes and real estate are varied, diverse, and affordable including condos, townhomes, duplexes, family homes and luxury homes.  The architecture ranges from southwest to Santa Barbara to soft contemporary to traditional.  Complimenting the home styles are the exterior building materials including stucco, block, stone, adobe and wood.  Founded in the early 70’s a Fountain Hills mid-century home is only a “forty-something home.”   And the newest subdivisions are still being developed.  There is a home for everyone in Fountain Hills!

What makes Fountain Hills so different from many other communities?  It is a real town.  While Scottsdale is our neighbor and provides access to most anything we want or need, Scottsdale we are not.  The feeling of openness, the vistas, the dark skies (no street lights), the natural landscaping, wide streets and world famous Fountain and park where numerous community activities take place make us wonderfully unique.  Oh, I forgot to mention Fountain Hills is just 30 minutes from Arizona State University and Phoenix Sky Harbor Airport.

Not only is the community diverse in its housing, it is also age diverse—something you won’t find every Arizona community.  To understand what I mean here, you just have to show up for the town parade on Thanksgiving morning, the non-denominational sunrise service on Easter Sunday, ballet in the park, or movie night in the park.  All give me goose bumps.  But then I was born in Deadwood, S.D. so I am a small town girl at heart.   We have terrific schools and an unbelievably dedicated group of teachers and staff that wouldn’t work anywhere else.

Twice a year Fountain Hills hosts a three day fair featuring 350+ vendors selling anything from fine art to doggie hats to brats!  And then there are the hot air balloons at the Fountain during the fair in February.  The scene simply takes your breath away with the brilliantly decorated balloons floating over the lake and lifting skyward to be silhouetted against Four Peaks and the deep aqua sky.  The town swells these times a year with over 100,000 visitors and the place is as festive as any place I have ever been.

If you are into sports, we have it all.  There are four exceptional public golf courses Sunridge Canyon, Desert Canyon, Eagle Mountain, and the world renowned WE-KO- PA (Fort McDowell Resort and Casino).    Beautiful Firerock Country Club, a private course, is located in the Fountain Hills premier Firerock gated luxury home community.  If you are a tennis player or pickleball player you will think you have died and gone to heaven.  The pickleball club boasts over 150 members and growing.  Copperwynd Resort and Spa has 7 tennis courts and 2 pickle ball courts and known the most beautiful views in the valley.  If are a walker you can be totally entertained while getting your workout walking the lake—great people and dog watching, Frisbee golf, picnic areas  and the Rotary Splash Park.

This town is known for its community involvement and spirit of volunteerism. There are some 15 or so service organizations and “town days “where people come together to do community projects such as landscaping the park and painting the Boys and Girls Club. Fountain Hills is model for many communities with its mentoring programs where some 140+ volunteers work with youngsters in grade through high school.

Since the town is so young by most standards it is easy to understand that most of us are transplants.  This is probably the reason that it is so easy to meet people and assimilate in the community—we have all been there. Fountain Hills is a great place to have a first or second home!

If you are interested in purchasing your dream Fountain Hills home, or if you have any questions regarding the town’s Real Estate, please feel free to give Kathy Ammon a call today at: (480) 205-1160  or visit her website at: http://bestfountainhillshomes.com , and please mention that you came from this press release. Thank You!

Address: 10555 N 114th St, Scottsdale, AZ 85268
Phone: 48-205-1160
Hours: Friday hours 8:00 am–8:00 pm
Website: Fountain Hills Homes

For more information on this press release visit: http://www.sbwire.com/press-releases/realtor-kathy-ammon-explains-why-why-you-should-look-into-fountain-hills-homes-184855.htm

Over the past year, foreclosure rates have declined a bit. However, this does not mean that some homeowners aren’t still living with the risk of losing their houses due to inability to make their mortgage payments. The Obama HAMP program was designed to help at-risk property owners keep possession of their most important asset: their homes. The following will delve into what the plan can do for these folks to help them through a sticky financial problem that could cost them their beloved abodes.

Phoenix, AZ -- (SBWIRE) -- 12/04/2012 -- In 2009, the Obama HAMP plan to help homeowners at risk of defaulting on their mortgages was developed. The anagram HAMP stands for home affordable modification program and its intention is to aid folks who are having financial difficulty by modifying, or changing, their original mortgage loan. The program can cut a mortgagee’s payment by as much as 40% by lowering the interest rate or lengthening the time he has to repay the loan. This sounded good in 2009 and still does today, but a few changes had to be made to qualify for the plan.

The Obama HAMP program of 2009 had strict guidelines: A homeowner had to reside on the premises he was requesting modification for, he had to owe a certain amount, and he had to have a job. If it was a second mortgage an individual was requesting assistance for, he was out of luck: the plan didn’t cover that then. Now, things are different. The property owner no longer has to live on premises, nor does he have to be employed. He does, however, still have to show that the property is not condemned. An applicant must be able to provide proof of financial hardship as well as of his ability to make the adjusted payments if the modification is approved. In 2009, his debt-to-income ratio had to be greater than 31%; now it can be less than that, which opens the door for many other people in jeopardy of losing their homes.

The Obama HAMP plan now can be applied to a second, or junior, mortgage. This part of the plan is called 2MP, and any homeowner facing foreclosure can request it. If an individual has had a HAMP modification previously but defaulted during the three-month trial period, he can reapply now and possibly be approved. Even if he is out of work, there’s a plan for that called UP, and it can reduce or defray a person’s mortgage for up to a year so he can seek employment.

About Credit-Yogi
http://Credit-yogi.com, an online marketing company located in Pittsfield, Massachusetts, has more information about HAMP which it is willing to share with interested parties and there is a knowledgeable staff person on duty around the clock.

For more information on this press release visit: http://www.sbwire.com/press-releases/obama-hamp-program-government-assistance-for-homeowners-facing-foreclosure-184735.htm

TheHappyPlace.com aka “Luxury Retreat Rental Homes” is now offering luxury vacation home rentals in Orlando, Florida. Luxury Retreat Rental Homes understands that staying in a hotel room while vacationing in Florida may not provide the most ideal lodging setting

Orlando, FL -- (SBWIRE) -- 12/04/2012 -- TheHappyPlace.com aka “Luxury Retreat Rental Homes” is now offering luxury vacation home rentals in Orlando, Florida. Luxury Retreat Rental Homes understands that staying in a hotel room while vacationing in Florida may not provide the most ideal lodging setting. So, this is why they are now offering rental properties that are also available for a similar price to that of a hotel room, and even some that are just slightly higher in price.

Due to the amount of tourism in Orlando, Luxury Retreat Rental Homes is able to offer not only one, but two lhouse rentals near Disney World. It doesn’t matter if a person is planning on visiting Universal Studios or Walt Disney World, he or she will still find that renting one of their vacation homes is far superior than staying in an ordinary hotel room. With both of their homes situated minutes from Disney World, and a short drive to Universal Studios, a guest and his or her family will surely have their home away from home.

Residing in one of these Vacation Home Rentals in Orlando also means that each guest will have his or her own pool to relax in after walking around all day in Disney World. The homes also have jacuzzis, their very own game rooms, home movie theatres, and also many other amenities that a typical hotel has.

Luxury Retreat Rental Homes will be transparent when it comes to giving a client prices, describing the amenities, and what a person will expect from residing in one of their homes while vacationing down in Florida. All of their Orlando FL homes are adorned with spacious kitchens, bathrooms, luxury linens, ultra-modern amenities, and much more for the vacationer looking for a home away from home.

To hear more about their vacation homes visit http://www.thehappyplace.com/, or give them a call at 215-840-0999.

For more information on this press release visit: http://www.sbwire.com/press-releases/thehappyplacecom-now-offering-luxury-homes-for-rent-in-orlando-fl-178109.htm

Philadelphia, PA -- (SBWIRE) -- 12/04/2012 -- With the influx of job opportunities and business ventures making their way into Philadelphia, professionals new to the area need a haven to rest their heads at night. Not just a place to crawl into and fall asleep, but a place where a person can come home and relax in luxury after a stressful day. 1401 Walnut has beautiful 1 and 2 bedroom apartments now available to suit the needs of the most prestigious people in Philadelphia.

The city is a beautiful place during the holiday season. Having a luxury apartment in Philadelphia, with the beautiful sky line, it’s bound to take the breath away from all who view it from the apartments at 1401 Walnut. Living in the heart of the art district of Philadelphia and having the city’s finest restaurants right at the resident’s fingertips, makes living in 1401 the essential place for Center City Philadelphia apartment living. 1401 Walnut offers the best living space for the “work hard, play hard” mentality that Philadelphia has been known for.

With the finest amenities that luxury apartments can provide, their apartments have sub-zero refrigerators, Viking and Bosch appliances, self-closing bathroom and kitchen drawers, a front-loading washer/dryer, textured Italian hardwood floors, and granite countertops. These city view apartments of Philadelphia are a must for the ones who deserve to live in the lap of luxury.

About 1401 Walnut:
Centrally located at the corner of Broad and Walnut, steps from the finest restaurants, shops and salons the city has to offer, this apartment rental near Rittenhouse Square features 36 spacious units ranging from 1,050-2,450 SF. With all units featuring dramatic city views and private outdoor space, luxury comes standard. Offering an exclusive location and breath-taking views, 1401 Walnut is close to everything, and far from ordinary. It&aposs at an unheard of location where sophisticated design amenities and residents converge.

For more information, visit http://www.1401walnut.com

For more information on this press release visit: http://www.sbwire.com/press-releases/1401-walnut-now-has-1-bedroom-apartments-available-184880.htm

Those looking to speak directly with a representative of the company can find them by simply entering the city name or zip code.

Dallas, TX -- (SBWIRE) -- 12/05/2012 -- People currently looking for expert service from a trusted neighbor in the association maintenance field can now directly connect with the closest representative of Associa. This search feature is now listed on the right hand side of the home page to help people get started right away.

Getting help with all association needs, including HOA management, Houston property management and more, can be difficult regardless of location. AssociaOnline.com now has representatives across the United States who can be contacted to help out. This is great for those open to new ideas and willing to learn from people who work professionally in the field.

Along with the option of reaching out directly to a representative, the website continues to post new, relative information for people to read. Simply browsing the home page and checking out the latest news that has been posted can help people learn a lot of information and tips. The website even provides help and free translation in French and Spanish as well for international users.

To begin using the search feature to get specific questions answered, visit http://www.associaonline.com/Pages/association-management.aspx.

About AssociaOnline.com
Associa is one of the largest and most respected leaders in association management. From condo, mixed use, and master planned communities to resorts and luxury high-rises, the company can help all involved to make sure things run smoothly.

For more information on this press release visit: http://www.sbwire.com/press-releases/office-search-feature-now-available-on-associaonlinecom-184827.htm

Kallang, Singapore -- (SBWIRE) -- 12/05/2012 -- Choosing a condominium in Singapore is slowly getting tricky; what with plenty of choices when it comes to residential condos. Nevertheless, there are a very few that stand out from the rest.

There’s an upcoming luxury condo in Singapore and it is located right at the heart of it. QBay @ Tampines is a posh development that will surely capture your heart. Located right at the fringe of prestigious Bedok Reservoir, the building faces the beautiful scenery of Tampines Quarry.

Since it is located at Tampines, living in QBay at Tampines will keep you connected. Major roads and expressways are reachable via Tampines Avenue 1. The future Tampines West station of the MRT is also a few minutes’ walk away.

The Tampines Regional Center is a just a short drive away, as well as the Tampines Mall, where you can shop, dine, and unwind. In addition, QBay Tampines is also near popular hangouts, such as the Tampines One and Century Square. Supermarkets and retail stores like Giants Supermart, Courts Megastore, and IKEA are also a short drive away.

School kids won’t have any problem commuting to school. QBay Tampines condo is located within the proximity of St. Hilda’s Primary School, Springfield Secondary School, East View Primary School, Bedok West Primary School, Temasek polytechnic Red Swastika School, United World College of SEA, SOKA Kindergarten, and many other high-quality, prestigious schools. In the near future, the soon-to-open Singapore University of Technology and Design will also be easy to access from the QBay Condo.

The QBay condo is developed by well-known developers Fraser Centrepoint, Sekisui House, and Far East Organisation. The developers made sure that the building gives a rare offering: the Tampines Quarry. The condominium is designed with modern architecture in mind, so you’ll see clean, yet spacious rooms. Each unit is furnished with elegant furniture and high-quality appliances, guaranteeing a convenient, yet stylish lifestyle.

The prices of residential units within the area is forecasted to go up soon. This is because more schools and commercial establishments are set to rise in the near future. Rental demand is also a guarantee, since the QBay @ Tampines is located near existing colleges and upcoming universities.

More Reasons Why You Should Invest in QBay @ Tampines
- The location is well-connected yet peaceful
- Modern architecture with ample floor space
- Near convenience malls, restaurants, and other commercial establishments, such as banks
- Also near recreational areas, such as the Tampines Quarry Park
- High investment appreciation
- High rental yield
- Available to locals, PR visa holders, and foreigners
- The future Tampines West Station is a short walk away

With these qualities, you sure have enough reasons to invest in QBay @ Tampines. Living here or just owning a unit gives you the privilege to live a luxurious life that can access everything you want to reach. From the location, design, and potential income, you will never go wrong if you choose to buy a unit at the QBay at Tampines

About Property Mastery Guru
Property Mastery Guru is a Property Portal of Property Mastery Academy that aims to create a win-win relationship between Property owners, buyers, investors, agents and developers. Investors and buyers can search properties for sale easily with our search function customized made. Regular events of property new launch are also conducted for investors and buyers.

Property Mastery Academy
propertymasteryacademy@gmail.com
90 Jellicoe Road, Singapore 208749
http://www.propertymasteryguru.com

For more information on this press release visit: http://www.sbwire.com/press-releases/property-mastery-guru-reviews-qbay-at-tampines-property-184991.htm

San Francisco, CA -- (SBWIRE) -- 12/05/2012 -- Whether trying to get a first foot on the property ladder, looking for more space as the family grows or finding somewhere to settle down when the birds had fled the nest, finding the perfect property can be a real challenge, especially in the current economic climate. While many real estate websites exist, few are as committed to their users as Home Seekers, a website with comprehensive real estate coverage across Southern California.

The site offers Homes in San Diego, CA, for sale at a range of sizes and prices, as well as Homes in Los Angeles, CA, for sale across the city, from the suburbs to the center. All listings come replete with high quality imagery and a detailed description, as a well as a star-rating given by users who have viewed the property. The dynamic image gallery allows users to get a feel for the exterior and interior of the homes before arranging a viewing, with contact details and a map showing the location in the sidebar. The information on the site includes the price, neighbourhood, size, year built, history and features, making it one of the most comprehensive databases on the web.

The site is unusual as it is owned by local Multiple Listing Service and not national real estate website. This gives home buyers an unprecedented depth of listings and advice that is truly impartial.

As part of their continuing mission to anticipate and deliver above and beyond customer needs, the new mobile website design has been created for maximum compatibility across iPhone, Android and BlackBerry devices, with a powerful set of user tools streamlined for speed and ease of use.

About Home Seekers
Home Seekers is a premier regional real estate portal for Southern California. The site is remarkable in that it is owned by local Multiple Listing Service and not national real estate websites. It is committed to providing accurate real estate market information and up to the minute MLS data. For more information please visit: http://www.homeseekers.com/

For more information on this press release visit: http://www.sbwire.com/press-releases/home-seekers-launch-plethora-of-new-content-with-new-mobile-site-184974.htm

Updated HARP 2.0 government program provides refinancing options to Arkansas homeowners who are living under negative equity by allowing them to refinance at lower interest rates.

North Little Rock, AR -- (SBWIRE) -- 12/05/2012 -- In October 2011, Fannie Mae and Freddie Mac along with the Federal Housing Finance Agency (FHFA) announced modifications to the Home Affordable Refinance Program to make it easier for lenders to refinance mortgages in Arkansas that are HARP Eligible.

The Home Affordable Refinance Program is a financial aid program announced by the US federal government in 2009 to help millions of homeowners who are either near-underwater or underwater (means you have zero - or even negative - equity in your home) to refinance into a fixed loan with lower monthly payments.

With the changes announced to the HARP eligibility guidelines (now called HARP 2.0), more and more homeowners are now eligible to refinance at lower interest rates.

The elimination of the 125% loan-to-value for fixed rate Freddie Mac or Fannie Mae mortgages and the exclusion of appraisals for new properties where there is already a reliable Automated Valuation Model or AVM are two such major changes that help make more people eligible.

The goal of the newly modified HARP 2.0 Program is to help stabilize the real estate market and encourage more people to buy homes on loans.

You May Be Eligible For A HARP Refinance If:

1) Fannie Mae or Freddie Mac owned or guaranteed your home loan.

2) Your loan was sold to Fannie Mae or Freddie Mac before May 31, 2009.

3) Your mortgage has not already been refinanced through HARP in the past, unless it happens to be a Fannie Mae loan that underwent a HARP refinance between March and May 2009.

4) You owe more than your home is worth, or is there minimal equity in your home.

5) You have been current on your mortgage for the last six months.

6) You have no more than one late payment over the past 12 months.

7) Your loan is not a USDA, FHA or Jumbo Mortgage.

Call Doug Nesselrodt at 501-758-1931 or visit our HARP Refinance Center and fill out our Quick 1 Step Eligibility Form to see if you qualify for this new program.

For Answers to Your HARP Questions: http://crosscountryarkansas.com

For more information on this press release visit: http://www.sbwire.com/press-releases/arkansas/mortgage-expert/sbwire-185083.htm

A new strata landed property in prime district 11 of Singapore will be launched soon. Whitley Residences is one the latest strata landed project in Singapore’s prime district 11.

Singapore -- (SBWIRE) -- 12/06/2012 -- A new strata landed property in prime district 11 of Singapore will be launched soon. Whitley Residences is one the latest strata landed project in Singapore’s prime district 11. It is a freehold land and occupies one of the largest available land for landed property in prime district 11. Whitley Residences is considered a restricted property in Singapore which foreigners are not eligible to purchase.

Strata landed properties are a variant of landed properties in Singapore. It has certain unique characteristics such as condominium style facilities, collective management of the property, Residents enjoy gated community style living and communal spaces.

Whitley Residences occupy about 130,000 square feet of land and comprise of 58 semi-detached and 3 terraces. The project will have condominium style facilities such as lap pools and clubhouses. Each unit will be luxuriously finished with marble flooring and is even equipped with central vacuum system.

Property experts are saying that landed properties in Singapore, will still enjoy robust interest from potential buyers. Singapore property market remains optimistic and the continued positive buying sentiment can be attributed to a few factors such as a strong economy, low unemployment rate, rock bottom interest rates and quality projects going at affordable prices.

Whitley Residences is located near good amenities such as several top schools MRT station, shopping malls such as Novena Square, Velocity and United Square at Novena MRT station. It is also a short walk to future Mt Pleasant MRT station of the upcoming Thomson MRT Line.

Investors looking at other Singapore property, are welcome to visit http://www.BuyRentSingaporeProperty.Com for new launch Singapore properties.

About Whitley-Residences.sg
Whitley-Residences.sg is a website dedicated to providing project information on Whitley Residences. Potential buyers are read about the details of the project and also explore the interactive map to find out more about nearby amenities. Whitley-Residences.sg is one the project specific websites associated with BuyRentSingaporepRoperty.com. website, which features the latest property launches news and advice on Singapore property market.

For more information on this press release visit: http://www.sbwire.com/press-releases/rare-freehold-strata-landed-in-singapores-prime-district-11-to-be-launched-soon-185420.htm

Singapore -- (SBWIRE) -- 12/06/2012 -- Whitley Residences is a new strata landed property in prime district 11 of Singapore that will be launched soon. Whitley Residences will be a rare opportunity for Singaporeans looking for a strata landed property in a prime district. Strata landed properties are a variant of landed properties in Singapore and is considered a restricted property. Foreigners are not eligible to purchase such property type.

Whitley Residences will have a mix of 58 semi-detached and 3 terrace units. Each unit will comprise of 2 storey with an attic and basement. Whitley Residences will also have condominium style facilities. It will have a clubhouse, lap pool, leisure pool, children’s playground, landscaped walkways, etc. Each unit will also be luxuriously finished with marble flooring, well equipped kitchen and is even equipped with central vacuum system. Residents will enjoy the exclusivity of gated community style living and communal spaces.

Whitley Residences occupy about 130,000 square feet of land. This is quite rare especially in a prime district. And is even rarer if the land is zoned for landed development only. In Whitley Residences, there are only 61 units within such a land size. The living spaces will be quite comfortable and private.

With landed properties in Singapore still enjoying robust interest from potential buyers, and the lack of new land in prime districts for landed property developments, Whitley Residences will be a rare opportunity to invest in. In addition, Singapore property market remains optimistic. There is continued positive buying sentiment which can be attributed to a few factors such as a strong economy, low unemployment rate, rock bottom interest rates and quality projects going at affordable prices.

Whitley Residences is located near good amenities such as several top schools MRT station, shopping malls such as Novena Square, Velocity and United Square at Novena MRT station. It is also a short walk to future Mt Pleasant MRT station of the upcoming Thomson MRT Line.

Investors looking at other Singapore property, are welcome to visit http://www.BuyRentSingaporeProperty.Com for new launch Singapore properties.

About Whitley-Residences.sg
Whitley-Residences.sg is a website dedicated to providing project information on Whitley Residences. Potential buyers are read about the details of the project and also explore the interactive map to find out more about nearby amenities. Whitley-Residences.sg is one the project specific websites associated with BuyRentSingaporepRoperty.com. website, which features the latest property launches news and advice on Singapore property market.

For more information on this press release visit: http://www.sbwire.com/press-releases/rare-freehold-strata-landed-whitley-residences-in-singapores-prime-district-11-to-be-launched-soon-185435.htm

Dunkirk, MD -- (SBWIRE) -- 12/07/2012 -- Farrah Morgan just launched http://www.mdrealestate.pro a new website that can be used by everyone searching for Southern Maryland real estate. Using the website people can obtain Homes through emails sent to them automatically, discover the values of their Maryland homes, and get links to local details to aid them in discovering more about Southern Maryland. http://www.mdrealestate.pro will offer many ways for the Realtor® to be reached and connected with by direct contact and social media sources such as Twitter, Pinterest, Linkedln and Facebook.

This is a big step forward for Farrah Morgan. The Southern Maryland based Real Estate agent has been rising in reputation over the last 7 years. Her company has built its status on friendly service as well as unique knowledge of the Southern Maryland area. With connections in Prince George’s, Charles, St. Mary’s and Calvert Counties, the website and Farrah Morgan are capable to serve customers with the highest degree of service and expertise.

The website offers consumers with easiest tools to get homes and vacation property in and around Southern Maryland. The layout of the new website features comprehensive details, essential information as well as pictures of available real estate for sale and for lease, listing for restricted homeowners services and business information.

Farrah Morgan, Realtor® with Re/Max 100 in Dunkirk, Maryland is an expert on all real estate issues in Southern Maryland. In today’s real estate market, it is necessary to have a Realtor® which is technologically savvy and has a powerful online presence such as Farrah Morgan. To those that are in need of a professional real estate agent, they should opt to work with one that has built a reputation for having advanced marketing skills and Farrah Morgan is now prepared to make the most of this using the latest online technology.

http://www.mdrealestate.pro will be updated in real time with news of asset and investment prospective properties including vacation homes. Farrah encourages users of her site to contact her by means of the website utilizing the simple however state of the art online form, or through any of her social media links provided on her home page.

Farrah Morgan, Realtor with Re/Max 100 - servicing Southern Maryland consisting of Prince George&aposs, Charles, St. Mary&aposs and Calvert Counties.

For more information and details regarding the new website please feel free to visit http://www.mdrealestate.pro and find out how this website can help you in searching cheap property in Southern Maryland.

About Farrah Morgan
Farrah Morgan is a licensed Realtor with in-depth knowledge of the Southern Maryland Real Estate market.

Company: Farrah Morgan – Realtor with Re/Max 100
Contact: Farrah Morgan
Email: farrah@mdrealestate.pro
http://www.mdrealestate.pro

For more information on this press release visit: http://www.sbwire.com/press-releases/farrah-morgan-to-launch-a-new-website-that-helps-everyone-search-property-in-southern-maryland-185821.htm

Value Lighting Energy Solutions seeks to provide improved energy efficient lighting products

Marietta, GA -- (SBWIRE) -- 12/07/2012 -- Value Energy Solutions, one of the largest lighting installation and lighting retrofit companies in the nation, recently completed an energy efficient lighting retrofit projects for Commonwealth Building Materials which is a distributor of drywall and other building products for commercial and residential construction products. One of the largest operating expenses they faced in their Norfolk, Va location was the cost of lighting their warehouse space.

Commonwealth Building Materials, a subsidiary of Gypsum Management and Supply, contacted Chris Owens from Value Energy Solutions to help reduce their lighting energy costs. The Value Energy Solutions team thoroughly reviewed the energy use of the existing lighting program. Value Energy Solutions presented a comprehensive lighting solution that replaces their lighting with new more energy efficient T5 & LED lighting. In addition to the energy savings, Commonwealth Building Materials will dramatically reduce their maintenance costs due to the extended life of the new T-5 & LED lighting fixtures.

Value Energy Solutions recommended upgrading the lighting fixtures to 4 LampT5 (54w) The T5 High Bay fluorescent fixtures have many advantages over traditional lighting. T5 Lamps are the most energy efficient technology in the fluorescent lighting industry for the cost.

- Energy Efficiency - Typical 54 watt T5 lamp produces 5000 lumens

- Lower Lumen Depreciation - only 5-6% lumen output loss between the rated initial and maintained lumens. Metal Halide lumen loss is about 35%.

- Higher Quality Lighting - T5 lamps have a color rendering Index of 85 while metal halide lamps have a CRI of 65-70.

- Instant Startup and Restrike - T5 fluorescent lamps start and restrike instantly unlike HID sources which can take several minutes to restrike.

- LED lighting was also used for exterior spotlight and wall pack applications.

About Value Energy Solutions
Value Energy Solutions is one of the largest energy efficient lighting retrofitting companies in the United States. Realizing the need for building owners, property managers and facility engineers to find ways to conserve energy and cut their operating costs, Value Energy Solutions provides improved energy efficient lighting products as replacements for existing higher wattage fixtures.

The Value Energy Solutions lighting retrofit programs are offered for all commercial building types including, Warehouse/Industrial Buildings, Educational Facilities, Parking Garage Lighting, Hotels, Retail Chains, Apartments and Office Buildings. The company also offers National Account energy-retrofitting services for TBG Energy and provides energy efficiency services for solar, refrigeration units and/motors through our established business partners.

Value Energy Solutions is located at 1110 Allgood Industrial Court, Marietta, GA 30066. To request more information please email or call Value Energy Solutions, Director of Sales - Chris Owens: chriso@valueenergysolutions.com or 770.335.0909. Distributorships and sales opportunities are available nationwide.

About Gypsum Management and Supply- Gypsum Management and Supply, Inc.
(GMS) is the largest independent distributor of drywall, acoustical and other specialty building materials in the United States. Headquartered in Atlanta, Georgia GMS began operation in 1971 and is the largest independent distributor of drywall products in the United States. Our 39 subsidiary companies operate through more than 130 distribution centers across the nation.

GMS is also a leading distributor of acoustical products including ceiling tile, grid, and FRP panels used in commercial applications. In addition to wallboard and acoustical products, GMS distributes metal framing, insulation, ready-mix joint compound, and various other related interior construction products. In total, GMS and its subsidiary companies distribute over 10,000 unique products.

Media Contact:

Value Energy Solutions
1110 Allgood Industrial Court, Marietta, GA 30066
Chris Owens, Director of Sales
chriso@valueenergysolutions.com
770.335.0909

For more information on this press release visit: http://www.sbwire.com/press-releases/value-energy-solutions-completes-warehouse-lighting-retrofit-projects-for-commonwealth-building-materials-in-norfolk-virginia-186003.htm

Real Estate Worldwide, starting Dec 12, 2012 is based upon a system averaging 30 property sales monthly at an average return of $12,000 per deal.

Scottsdale, AZ -- (SBWIRE) -- 12/07/2012 -- While most real estate agents are struggling for listings and on the searching for someone to buy a property, Real Estate Worldwide associates are shopping for houses at cash buyer requests.

Real Estate World Wide is a business starting Dec 12, 2012 based on the reverse wholesaling model mastered by Inc 5000 honored company Memphis Invest.

The reverse wholesaling system enabled Memphis Invest to complete over 550 transactions so far in 2012. The average deal generates a gross profit of $12,000.

The company gives access to a database that&aposs continuously updated through their computer systems. In a marketplace in which virtually 40% of all real estate deals are now being driven by cash buyers that database can be pure gold.

The reverse wholesaling method as been perfected by Memphis Invest over the last five years and is directly responsible for selling well over 1000 homes during that time.

On December 12, 2012 Real Estate Worldwide is going to be introducing an organization set up around this system and will include a network marketing component with 100% commissions on training.

Members can make as much as 100% on training sales, be coached on the reverse wholesaling system and will be given access to the database of cash buyers so they can start brokering their own deals for much higher commissions.

At the time of the launch, Real Estate Worldwide, (REWW) will merely have about 200 associates. The direct sales part of the company is projected to bring in 40,000 - 50,000 partners in the next 12 months.

The REWW Rock star team, composed of the company’s top income earners, has come up with an online seminar for anybody thinking about real estate. New members (ISA’s), will also receive one to one mentoring through an exclusive team member&aposs program made to get new members their first deal and profitable inside of two weeks.

To find out more about Real Estate Worldwide and reverse wholesaling visit our website and register for access to the free online seminar at http://www.rewwbusinessoverview.com/

RewwBusinessOverview.com is a real estate marketing company focused on using the reverse wholesale marketing system to shop for properties cash-buyers are looking for. The company also provides reviews and training on real estate investment opportunities.

About RewwBusinessOverview.com
RewwBusinessOverview.com is a real estate marketing company focused on using the reverse wholesale marketing system to shop for properties cash-buyers are looking for. The company also provides reviews and training on real estate investment opportunities.

For more information on this press release visit: http://www.sbwire.com/press-releases/reverse-wholesaling-seminar-perfected-by-an-inc-5000-company-through-real-estate-worldwide-now-free-at-rewwbusinessoverviewcom-186127.htm