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Search All Calgary Condos for Sale Reports Schoenly of Retechulous, LLC

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Buyers Can Now Search Hundreds of Great Condo Listings

Calgary, AB -- (SBWIRE) -- 08/10/2012 -- There are hundreds of great Calgary condos for sale according to Josh Schoenly of Retechulous, LLC. Plus, with properties of every size covering nearly all price ranges, it is easy for buyers in any stage of life to find the deal that suits their needs.

Calgary is amongst the best places to live. There are so many ways to get involved in the community and stay active regardless of your age. For example, people can enjoy dozens of parks and amazing wildlife, loads of exquisite restaurants, plenty of golf clubs, and all sorts of art or even orchestras for music lovers.

Schoenly claims, “Everyone from busy professionals to small families of 4 can access everything they need when searching Calgary condos for sale. Additionally, there are so many unique listings available that include great features such as community swimming pools, beautifully landscaped grounds, fitness centers, playgrounds, and even more. Since there is so much to choose from, selecting a good Realtor is key for buyers to find the exact condo that meets their needs and budget.”

Listings include everything from 1-bedroom and 1-bath establishments to 3 or 4 bedroom condos which include 2 bathrooms or more. Buyers can also locate listings in areas such as Banff, Kananaskis, Crowsnest Pass, Bighorn, Rocky View, Kneehill, Vulcan, Wheatland, and more.

“We make it super easy for buyers to search all Calgary condos for sale. By simply signing up for a free list, they will immediately start to receive email updates of the newest listings at least once a week. Plus, once they find something of interest, they can easily contact an agent to setup showings,” reports Schoenly.

Therefore, be sure to click the link directly above to get your copy of the most current condos and receive regular updates straight to your inbox.

About Retechulous, LLC
Retechulous, LLC is focused on providing buyers and sellers with the finest and most innovative online tools to help find or promote properties throughout the U.S. and Canada. To begin searching for loads of great foreclosure listings, go to Calgary Condos for sale right now!

For more information on this press release visit: http://www.sbwire.com/press-releases/search-all-calgary-condos-for-sale-reports-schoenly-of-retechulous-llc-158023.htm

Media Relations Contact

Jeff Logue
Retechulous, LLC
Telephone: 800-458-5390
Email: Click to Email Jeff Logue
Web: http://www.youtube.com/watch?v=GhV9i3Rp_GU


Victoria Condos Are an Extremely Good Investment Says Schoenly of Retechulous, LLC

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Buyers Who Want to Purchase a Condo Property Can Now Search All Listings

Victoria, BC -- (SBWIRE) -- 08/10/2012 -- Josh Schoenly of Retechulous, LLC believes that buying Victoria condos is one of the best investments buyers can make. As British Columbia’s capitol city with an impressive population of about 344,000 people, property appreciation rates are bound to increase in years to come.

Schoenly reports, “Victoria has a unique and natural beauty that attracts people from different parts of the world. It offers both a vibrant and active metropolis and plenty of spectacular surrounding ocean waters and mountain ranges. Therefore, whether people want to spend a weekend checking out various shops or take a thrilling ride down a famous zip line tour through the wilderness, Victoria has it covered. Research Victoria condos in the downtown district to have easy access to numerous festivals and other live entertainment as well.”

Today Victoria is amongst the liveliest urban centers all across the world. Thus, whether people are buying condos for a home or long-term investment, there are plenty of great deals to be found. Nevertheless, to get the most benefit from a property, buyers need to consider certain factors.

“One of the major issues that people need to consider is a condo’s potential resale value. Ask your Realtor where you can find the best and safest neighborhoods. Additionally, ask yourself how much you are willing to invest in Victoria condos and any potential repairs they may require. Make sure this doesn’t overextend your budget. Compare at least several different properties to ensure you are getting the most bang for your buck,” says Schoenly.

Buyers who want to begin their comprehensive search can easily sign up for Schoenly’s free property search tool using the link above. Start now to find the house of your dreams!

About Retechulous, LLC
Retechulous, LLC is focused on providing buyers and sellers with the finest and most innovative online tools to help find or promote properties throughout the U.S. and Canada. To begin searching for loads of great foreclosure listings, go to Victoria Condos right now!

For more information on this press release visit: http://www.sbwire.com/press-releases/victoria-condos-are-an-extremely-good-investment-says-schoenly-of-retechulous-llc-158025.htm

Media Relations Contact

Jeff Logue
Retechulous, LLC
Telephone: 800-458-5390
Email: Click to Email Jeff Logue
Web: http://www.youtube.com/watch?v=nzPdG1WERJc

Obama Announces Steep Cuts in FHA Streamline Refinance Fees

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The White House announced cuts in refinancing fees for the FHA streamline refinance program. Besides, even mortgage insurance premiums have been reduced by half for the same. These things are intended to benefit almost 3 to 4 million homeowners who have FHA backed mortgages and are struggling to deal with them.

Madison, WI -- (SBWIRE) -- 08/10/2012 -- The Obama administration cut fees for FHA streamline refinance and relaxed eligibility guidelines so that the reach of the program could be expanded to accommodate homeowners who are struggling to deal with their FHA mortgages. With the announcement of recent changes, borrowers with existing FHA mortgage loans, unable to refinance homes at low interest rates earlier, have the chance to get their mortgages refinanced. And to get locked in new home loan terms, applicants will not be subject to a stringent set of qualification criteria that are hard to satisfy. Thus, qualifying for a solution may be easy.

The latest White House announcements will serve to reduce costs on a FHA Streamline Refinance Loan to 0.01 % which borrowers used to incur on mortgage insurance premiums previously for all FHA loans eligible for streamlined refinancing. Besides, the Obama administration also announced steep cuts in annual refinance fees by lowering it to 0.55%. The decision of the federal government to issues fee cuts directly stems out from the fact that homeowners were finding it difficult to refinance current mortgage loans because of increase in insurance premiums. But it is to be noted that home loans must have originated before 1st June, 2009.

By qualifying for low FHA streamline refinance rates, borrowers can end up saving hundreds of dollars every month on their mortgage payments. Remember, mortgage interest rates could be at historic lows and therefore, one must rise to the occasion to take advantage of them. Today even help is available online to navigate through the process of FHA home refinancing without any hassles as there are many companies which provide mortgage services. Such agencies employ a team of competent professionals who are well versed with the eligibility guidelines and requirements for FHA refinancing.

http://www.loansstore.com/mortgage-refinance-loan-application.php">Check Your Eligibility To Qualify For FHA Streamline Refinance Program

Therefore, to learn how to get FHA streamline refinance application approved, borrowers just need to conduct detailed online research to find a mortgage relief service provider which is totally reliable and reputable.

LoansStore is a leading mortgage service provider in the United States which has been in business for over seven years. Till date, the firm has helped tens of thousands of borrowers in qualifying for affordable mortgage interest rates and hence, significantly reduced monthly payments. Consumers, who are interested in determining their eligibility for home loan modification or refinancing, can visit their website at http://www.loansstore.com/mortgage-refinance-loans/ for getting more valuable information.

For more information on this press release visit: http://www.sbwire.com/press-releases/obama-announces-steep-cuts-in-fha-streamline-refinance-fees-158111.htm

Media Relations Contact

Austin Wells
Telephone: 608-310-7836
Email: Click to Email Austin Wells
Web: http://www.loansstore.com/FHA-refinance/

FiveStarTimeshareRealty.com Addresses Rising Demand for Marriott Timeshare Properties in Exotic Destinations

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Montgomery, TX -- (SBWIRE) -- 08/13/2012 -- Timeshares are a popular way to save money on any vacation. Some timeshares operate on a points-based system, while others have a fixed schedule for each investor. Timeshares are ideal for those who want to save money on vacations while traveling to exotic destinations all over the world.

But in order to maximize the benefits of timeshares, it’s important to work with professional and experienced realtors. FiveStarTimeshareRealty.com has been getting a lot of attention lately for helping sellers and buyers in the timeshare market. The website seeks to provide honest advice about a comprehensive selection of timeshare destinations around the world, including Hawaii, California, Florida, and other popular areas.

A spokesperson for FiveStarTimeshareRealty.com explained how the site helps connect vacationers with the perfect timeshare properties:

“Buying a timeshare can seem like an intimidating process for first-time buyers. We take all of the risk out of the buying process. Our licensed realtors have years of timeshare experience and have sold millions of dollars’ worth of properties over the years. Five Star Timeshare Realty works with licensed and bonded title companies to ensure the buyer gets the perfect timeshare property. By having an extensive knowledge of the resale market we are able to save our clients thousands of dollars from purchase prices.”

Five Star Timeshare Realty specializes in Marriott vacation properties. In a recent report by Redweek, a leading timeshare ratings agency, Marriot vacation properties represented ten of the top twenty-five timeshare rental resorts in the world. The FiveStarTimeshareRealty.com spokesperson claims that demand for Marriott rental properties is extremely high right now:

“Investors all over the world are starting to realize the benefits of Marriott timeshare vacation properties. As one of the largest resort brands in the world, Marriott has fantastic locations in a number of luxury destinations. We’ve helped connect vacationers with vacation properties everywhere from Maui to Myrtle Beach.”

FiveStarTimeshareRealty.com seeks to impress buyers with its affordability and honest pricing plans. The company promises that there are no upfront fees and that realtors operate under a full disclosure policy.

The site features an intuitive interface that allows visitors to complete a listing application, look at inventory of properties for rent or to search for properties for sale. For visitors looking to buy or rent they are able to search for properties by resort, location or size. Each resort is accompanied by high quality imagery and detailed resort and property descriptions.

The site also proudly displays a plethora of testimonials from previous customers and a whole host of editorial content related to the timeshare market.

About FiveStarTimeshareRealty.com
Licensed realtors from FiveStarTimeshareRealty.com seek to make the timeshare process as easy as possible for buyers, renters, and sellers around the world. The company specializes in Marriott properties, demand for which has been growing steadily over the last several years. For more information, please visit: http://www.fivestartimesharerealty.com

For more information on this press release visit: http://www.sbwire.com/press-releases/fivestartimesharerealtycom-addresses-rising-demand-for-marriott-timeshare-properties-in-exotic-destinations-158464.htm

Media Relations Contact

Jodi Lynn Mills
Telephone: 866-457-8811
Email: Click to Email Jodi Lynn Mills
Web: http://www.fivestartimesharerealty.com

Foreclosed Homes in McDonough GA Could Be a Buyer's Solution for Affordable Housing Declares Schoenly of Retechulous, LLC

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Find Hundreds of Foreclosure Listings in And Around McDonough GA

Harrisburg, PA -- (SBWIRE) -- 08/13/2012 -- If buyers want to experience a laid back lifestyle for a reasonable price, then searching for foreclosed homes in McDonough GA could be the answer according to Schoenly of Retechulous, LLC.

“McDonough offers plenty of ways to rest and unwind. This is what makes it such a popular area to visit and an excellent place to settle down with your family. For example, there are plenty of golf courses to get in a quick 9 holes such as Green Valley Golf Club, Cottonfields Golf Course and Georgia National Golf Club. Kids can get out and have fun at Hazard County Skate Park or Hot Shots Paintball. Plus, this area is well known for celebrating the arts with attractions such as The Henry Players theatre or The Winsor Gallery,” reports Schoenly.

It is important to note that foreclosed properties in McDonough GA cover a wide spectrum of prices. For instance, buyers can find homes located in the heart of McDonough for around $100-$150K for a 3 or 4 bedroom residence that is in top notch condition. Others may be listed around $30K but need extra repair work before moving in.

Schoenly continues, “It is advisable to link up with a real estate expert, so you can properly analyze the market value of each foreclosed property. Especially when negotiating with banks or lenders, the agent will be instrumental in getting the terms that are necessary to strike an attractive deal. Other foreclosed homes in McDonough GA could have a lot more problems than meet the eye, which is why having a specialist is critical.”

Yet, finding great deals isn’t possible unless a list of bargain properties to choose from is available. Therefore, click the link above right away to get started with a free search.

About Retechulous, LLC
Retechulous, LLC is focused on providing buyers and sellers with the finest and most innovative online tools to help find or promote properties throughout the U.S. To begin searching for loads of great foreclosure listings, go to foreclosed homes in McDonough GA right now!

For more information on this press release visit: http://www.sbwire.com/press-releases/foreclosed-homes-in-mcdonough-ga-could-be-a-buyers-solution-for-affordable-housing-declares-schoenly-of-retechulous-llc-158259.htm

Media Relations Contact

Jeff Logue
Email: Click to Email Jeff Logue
Web: http://www.retechulous.com

Number of Spokane Foreclosures on a Decrease but Still Plenty of Inventory Reports Schoenly of Retechulous, Llc

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Recent Survey Reveals Several Hundred Foreclosed Properties to Choose From

Harrisburg, PA -- (SBWIRE) -- 08/13/2012 -- Although the last six months has brought a positive turnaround in the decrease of Spokane foreclosures, Josh Schoenly of Retechulous, LLC declares that there is still a large inventory of properties for buyers to choose from. Therefore, both buyers and investors can expect for there to be plenty of discount properties available to purchase for many years.

“It is encouraging to see that certain real estate markets seem to be improving in various parts of the country. However, this does not indicate that we are out of the mess just yet. In fact, we continue to see new foreclosure properties being added every single month almost everywhere in the country. Spokane foreclosures are no exception. Thus, buyers who are interested in picking up a home for a fraction of the cost still have multiple options to consider,” reports Schoenly.

In fact, a recent search conducted by Schoenly revealed that there were at least several hundred foreclosed and distressed deals for sale within 15 miles of central Spokane. Prices for these homes could start as low as 41% of market value. However, buyers should be cautious as to which properties they consider for purchase, as repairs on homes can greatly vary.

“We have teamed up with a local agency in order to help provide a free list of Spokane foreclosures. That way when a person finds a property of interest, they can simply reach out to the local Realtor and review the details of any specific listings. This will help them to determine what is worth pursuing and particularly which deals propose the most value,” says Schoenly.

Get started with your search now! Visit the link offered right above, and you can immediately discover how to obtain a list of the newest listings.

About Retechulous, LLC
Retechulous, LLC is focused on providing buyers and sellers with the finest and most innovative online tools to help find or promote properties throughout the U.S. To begin searching for loads of great foreclosure listings, go to Spokane foreclosures right now!

For more information on this press release visit: http://www.sbwire.com/press-releases/number-of-spokane-foreclosures-on-a-decrease-but-still-plenty-of-inventory-reports-schoenly-of-retechulous-llc-158261.htm

Media Relations Contact

Jeff Logue
Telephone: 800-458-5390
Email: Click to Email Jeff Logue
Web: http://www.loansafe.org/spokanes-foreclosure-rate-drops-27-percent-in-first-six-months-of-2012

Bend Oregon Real Estate Offers Great Deals & Beautiful Landscapes Says Schoenly of Retechulous, Llc

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Search & Compare All Real Estate Listings Throughout Bend, OR

Bend, OR -- (SBWIRE) -- 08/13/2012 -- Those who are looking to purchase a new home will love the amazing Bend Oregon real estate deals that are available for sale, according to Josh Schoenly of Retechulous, LLC.

“It is a great place for people to raise their kids and get the proper education that they need in order to excel. Additionally, there are so many things to do for entertainment and recreation. For example, those who love the outdoors will find their sweet spot in Bend. They can check out beautiful sites such as Sparks Lake, Hosmer Lake or one of the various State parks. Plus with all the surrounding wildlife, people can do plenty of hiking, boating, fishing, etc. For those who are shoppers, consider trying out the Friday Art Walk where one can purchase some of the local art that is available,” reports Schoenly.

Bend Oregon real estate has so much to offer. For those who are first time homebuyers, there are plenty of townhomes, 3 BR detached properties, or modest sized ranch properties available. Those who are looking for higher luxury homes can locate homes around $700K or higher. Buyers can also search for foreclosed homes or even find a lot of brand new construction for sale as well.

Schoenly continues, “Since there is so much to choose from, it is ideal to work with a local professional who really understands the area and can help you choose a home based on your specific needs. We also offer a property search tool to find all Bend Oregon real estate deals for sale. Users can simply set their criteria and start browsing immediately.”

Accessing a list of properties in Bend is extremely easy. Just click the link located directly above in order to be immediately taken to the most recent results right away!

About Retechulous, LLC
Retechulous, LLC is focused on providing buyers and sellers with the finest and most innovative online tools to help find or promote properties throughout the U.S. To begin searching for loads of great property listings, go to Bend Oregon real estate right now!

For more information on this press release visit: http://www.sbwire.com/press-releases/bend-oregon-real-estate-offers-great-deals-beautiful-landscapes-says-schoenly-of-retechulous-llc-158262.htm

Media Relations Contact

Jeff Logue
Telephone: 800-458-5390
Email: Click to Email Jeff Logue
Web: http://www.tripadvisor.com/Attractions-g51766-Activities-Bend_Central_Oregon_Oregon.html

MI&T's Mold Inspection Can Save Real Estate Buyers a Lot of Money

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Mold testing company helps real estate buyers and owners deal with mold related problems in the Atlanta area.

Atlanta, GA -- (SBWIRE) -- 08/13/2012 -- MI&T, a mold testing company based in Atlanta, is helping real estate buyers make better business decisions. By finding out the levels of airborne mold in a particular property, real estate buyers can be sure that they are buying what they see and not what could be a big problem not only for their wallets but for their health as well.

“A pre-purchase mold inspection for real estate is a great idea for anyone looking to buy a piece of any residential or commercial property,” said Eric Rajchel, from MI&T.

“Our air samples can tell if any indoor environment has elevated levels of mold which indicate past or current water damage and mold growth. Getting this done makes sure you aren’t buying someone else’s problems,” he added.

Mold is likely to grow in environments with high humidty, moisture, and poor air circulation. Tt can usually related to damp and musty places like attics, basements, or any where else these kinds of conditions exist. Building foreclosures have caused a big uprising for indoor mold growth as these kinds of environments happen fairly easily when know one is looking after a building.

It can have a deep impact in health and in the overall quality of life. Because it is fungal, mold must be addressed as soon as possible or it will continue to grow. And the more it grows the higher the cost to successfully address the problem.

A mold test in Atlanta can help preventing serious health problems. Health issues associated with mold exposure include respiratory problems, which are particularly problematic for those that suffer of asthma, allergies, severe headaches, rashes, and congestion. Mold is even linked to a higher asthma risk in small children.

But because symptoms vary in intensity from person to person, mold related problems are often dismissed by being attributed to something else. By performing an Atlanta mold test the source of the health issues can be identified and correct treatment can be engaged.

Excessive mold also leads to bad smell, especially when followed by water intrusion which accelerates the molding process.

The job of Mi&T is to access the levels of mold in a property. The Atlanta mold testing company does not remove the mold, because it believes it would lead to a conflict of interests, but it can point estate buyers in the right direction of solving the problem.

“Even if a property fails our clearance test, it is not always a deal breaker. The seller can use our protocol to remedy the situation and make the residence or office space as good as new,” stated Eric Rajchel.

MI&T provides unbiased mold inspection with no conflict of interest, helping buyers make good choices.

About Mold Testing Atlanta
MI&T is a mold testing company based in Atlanta that helps buyers and owners deal with mold related issues.

Contact Information:

Mold Testing Atlanta
8943 Carroll Manor Dr.
Atlanta, GA 30350
United States

For more information on this press release visit: http://www.sbwire.com/press-releases/mold-testing-company-based/sbwire-158319.htm

Media Relations Contact

Adam Pacha
Telephone: 855-600-6653
Email: Click to Email Adam Pacha
Web: http://MoldTestingATL.com


Pre-Purchase Mold Inspections Could Save Home Buyers a Lot of Trouble, Says Mold Testing Atlanta

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Pre-purchase mold inspections are an excellent idea for prospect home buyers who are looking to invest all their savings in the house of their dreams. The detection and testing services provided by MI&T can indicate if indoor air quality has increased levels of mold, ensuring home hunters they are not buying someone else’s problems.

Atlanta, GA -- (SBWIRE) -- 08/13/2012 -- No individual wants to invest all his life savings in a house with mold problems. Unfortunately, mold is not easy to detect, and house hunters will soon realize they have spent all their money to buy someone else’s problems. Mold Inspection & Testing Atlanta helps prospect home buyers invest their money wisely in real estate properties, by measuring indoor air quality in order to confirm elevated levels of mold, usually a clear indication of past and present water damage and mold growth.

The existence of mold is becoming a growing concern in the residential real estate market. A living fungus present everywhere but found especially in dark and humid places such as basements and heating ducts, mold can be toxic and benign, as it weakens the immune system of some people and leads to serious health problems. In addition to having an ugly appearance and unpleasant smell, mold will cause health problems ranging from rashes, bleeding, and respiratory disorders to seizures and severe fatigue in specific individuals. The fungus is especially dangerous for children and seniors.

The Atlanta mold inspection services provided by MI&T will test for mold and provide expert advice on how to get the existing problems remediated in a timely and professional manner. Out of ethical reasons, the company doesn’t provide mold remediation and cleaning services, as they consider it would be a conflict of interest. Upon arrival, the Atlanta mold inspector will start searching for mold hot spots, using tools such as moisture meters, infrared cameras and other methods to efficiently detect, collect and control moisture, the essential factor of mold growth.

“More often than not, prospect home buyers will let themselves fooled by recent paintwork and other temporary fixes and fail to see if the house they are spending all their money on has pre-existing conditions such as mold and water damage. Fortunately, an MI&T Atlanta mold inspector can see right through these band-aid fixes and confirm the presence of mold growth without difficulty”, says representative of MI&T.

Identifying and confirming mold growth in the house they plan is not necessarily the end of the road for prospect buyers. In fact, if they consider the cost of mold removal services, both in money and time, and they still believe it is worth the investment, they can actually have a bargaining chip. Prospect buyers can ask sellers to reduce the initial price and have the situation work out in their best interest.

Please visit their homepage at http://www.MoldInspectionATL.com to learn about the entire range of mold inspection Atlanta services they provide.

About Mold Inspection & Testing Atlanta
Offering unbiased mold inspection and testing services, the Mold Inspection& Testing Atlanta provides valuable services to both residential and commercial property owners. Being able to identify problems even when not visible to the naked eye, the Atlanta mold inspectors can help buyers and owners address this problem immediately and save money in the long run.

Contact Information:

Atlanta Mold Inspection & Testing
6640 Akers Mill Rd Apartment #4613
Atlanta, GA 30339
United States
Phone Number * 678-710-8293

For more information on this press release visit: http://www.sbwire.com/press-releases/atlanta-mold-inspection/sbwire-158350.htm

Media Relations Contact

Adam Pacha
Email: Click to Email Adam Pacha
Web: http://www.MoldInspectionATL.com

Summer Equals Rapid Mold Growth, and MI&T Encourages Homeowners to Opt for Specialized Mold Inspections

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Despite current opinion that mold only grows during rainy seasons, high temperatures and increased humidity specific to the summer season provide the optimal environment for mold growth. The Mold Inspection & Testing service provider encourages homeowners to be on the lookout for mold and resort to specialized mold inspection and detection services.

Oakdale, IL -- (SBWIRE) -- 08/13/2012 -- While usually associated with damp and dark weather specific to rainy seasons of spring, fall and winter, there’s no escaping mold growth even during the hot dog days of summer. Able to grow on anything, from paper to walls and settled oils, mold growth is made possible by moisture and is known to cause serious health problems.

The record breaking temperatures recorded this month, coupled with high humidity levels and violent storms are creating the perfect conditions for an unwelcomed guest – mold spores. Around people all the time, mold spores can travel through air and settle everywhere. While for most homeowners mold becomes a problem when a couple of dormant spores are allowed to grow into active colonies, allergy sufferers and individuals with weaker immune systems, such as children and seniors, will have much to endure.

Specializing in residential and commercial mold inspection and detection, Mold Inspection &Testing has the tools, knowledge and experts to assess indoor air quality, confirm or deny the presence of mold growth and proceed to test collected samples in order to determine type and amount of mold spores. As they believe it is not ethical and may lead to a conflict of interest, the company doesn’t provide mold removal services. They do, however, provide a procedure for removal so you can be sure the company you hire completes the job right the first time with no unecessary work.

“Homeowners are usually caught off-guard by the strange mold growth-summer combination, as most of them associate this fungus with rainy seasons. In reality, mold has optimal conditions to develop and grow in any type of environment and season, as long as there is moisture and darkness. At Mold Inspection & Testing, our mold testing experts will collect air and surface samples and perform a full inspection using air measurement tools, thermal imaging cameras, moisture meters and other innovative means to track and detect mold wherever it is”, says representative of MI&T.

Mold Inspection and Testing warns homeowners about companies offering ‘free mold inspections’ as a way of introducing themselves to home and commercial owners for future remediation jobs. According to MI&T, mold testing is a specialized and complex procedure which can only be carried out by certified experts, and paying the low quality services of unreliable companies will not take care of the problem.

Homeowners need to realize how easy it can be for mold to find a foothold in their homes. Resorting to professional mold detection services, they will be able to eliminate the source of evil and enjoy high indoor air quality once again. To know more about the services offered by MI&T, please visit http://www.chicago-mold-inspection.com

About MI&T Mold Inspection and Testing
MI&T specializes in mold detection and testing services, ensuring no conflict of interest and 100% dedicated customer service. Servicing the San Francisco, Oklahoma City, Orlando, Nashville and Charlotte areas, Mold Inspection and Testing will confirm mold growth in residential and commercial properties and will provide owners with a detailed protocol for removal and remediation.

Contact Information:

MI&T - Mold Inspection and Testing
921 W Oakdale Ave #2a
Chicago 60657
United States
Phone Number * 855-600-6653

For more information on this press release visit: http://www.sbwire.com/press-releases/mold-inspection/sbwire-158384.htm

Media Relations Contact

Adam Pacha
Email: Click to Email Adam Pacha
Web: http://www.chicago-mold-inspection.com/

Leitner Construction Project Chosen to Participate in Clark County 2012 Remodeled Homes Tour

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Lake Oswego, OR -- (SBWIRE) -- 08/13/2012 -- Leitner Construction proudly announces that they will be included in the Clark County 2012 Remodeled Homes Tour to be held September 22-23. A stunning Master bath project under Leitner Construction Project Manager Rod Bigelow was selected as this year’s Best in Class Elegant Remodel entry. Leitner Construction is a residential remodeling and addition company specializing in kitchen and bath remodels as well as home additions.

More and more homeowners today are seeking ways to remake their homes into dream homes through remodeling. Consequently, the once rare remodeled homes tour now becomes the hottest ticket for homeowners around the country. Among the most prestigious is the Clark County Remodeled Homes Tour, which continues to grow each year and attract thousands of homeowners to see the best in home remodeling today. A beautiful bathroom remodel project from Leitner Construction has been invited to be a part of their 2012 tour as a Best in Class Elegant Remodel showcase. “We are truly excited and honored to be recognized for our work and be a part of this year’s Clark County Remodeled Homes Tour,” said Leitner Construction President and Owner Tim Leitner Sr.

The Clark County Remodeled Homes Tour is sponsored by the Building Industry Association of Clark County. The BIA&aposs Remodeler&aposs Council chooses the finest examples of new remodeling projects in the SW Washington area and chooses only the top remodelers to invite into the prestigious tour. The Leitner Construction remodel project is a bath remodel and upgrade where space is borrowed from an extra bedroom to create an elegant Master Bath and a slightly larger guest bath. The stunning result features a soaking tub, tile shower, custom cabinets, granite counter tops and heated tile floors. Leitner Construction’s Rod Bigelow was project manager on the tour-featured project.

Since 1998, Leitner Construction has helped hundreds of homeowners across Oregon and Washington transform their homes into dream homes. The company has earned a stellar reputation for the creation of extraordinary kitchen and bathroom remodels as well as elegant and beautiful master suites, whole house remodels and additions. The remodeling contractor has a design team that is known for working collaboratively with each client in order to understand and help develop their vision. The highly experienced remodel team under the direction of Project Manager Rod Bigelow then expertly brings that vision to fruition.

“We feel the same sense of honor working with each client as we do in being a part of the Clark County 2012 Remodeled Homes Tour,” said Leitner. “We’ve built a strong reputation for doing what we say we will do, accomplishing the goals within budget, and getting it done on time, and that is more than just a tag line; it is who we are.” For more information, please visit http://www.leitnerconstruction.com

About Leitner Construction
Leitner Construction is a residential remodeling and addition company specializing in a wide variety of projects ranging from kitchens and bathrooms to basement remodels and home additions. Their highly experienced designers and project construction staff see teaming with homeowners and tradespeople as an honor that they take very seriously. Leitner Construction serves Portland Metro Eastside and Westside, Lake Oswego, West Linn, Vancouver and Battleground.

For more information on this press release visit: http://www.sbwire.com/press-releases/leitner-construction-project-chosen-to-participate-in-clark-county-2012-remodeled-homes-tour-158458.htm

Media Relations Contact

Tim Leitner Sr.
Email: Click to Email Tim Leitner Sr.
Web: http://www.leitnerconstruction.com/

A Homeowners Guide to Real Estate Short Sales

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San Diego, CA -- (SBWIRE) -- 08/14/2012 -- If you are homeowner who is having difficulty making your monthly mortgage payments you need to consider what options you have. Should you try to keep your home even though you can’t afford the mortgage payments, or should you leave your home and start over? Sometimes it’s difficult to detach yourself emotionally and make the right financial decision. Knowing what a short sale is and how it works will be the first step in knowing if it is the best solution for you.

Let’s first go over what options are available for homeowners struggling with their mortgage payments?

Deed-in-Lieu

A Deed-in-Lieu of Foreclosure is when you transfer your property ownership and title to your mortgage holder in exchange for releasing you from your mortgage obligations.

A Deed-In-Lieu is a foreclosure alternative and is a consideration when:

- You cannot refinance or modify your mortgage
- You are dealing with a long-term hardship
- You are currently behind on your monthly mortgage payments
- You owe more on your home than its current market value
- You either don’t want to or are unable to sell your home
- You cannot afford your home and are ready to leave

Deed for Lease

This option allows you to lease your home on a temporary basis. To do so you must turn over the ownership of your home to your lender (known as a Deed-in-Lieu of Foreclosure) who will then grant a release from your mortgage and payments. You can then sign a lease at a reduced rate and remain in the home as a tenant.

- Rectify mortgage delinquency and avoid foreclosure
- Continue to live in your home
- Rent at reasonable market rate for up to a year, possibly longer
- No security deposit necessary
- Relocation assistance when lease ends
- Fix your credit score quicker than foreclosure
- Buy another home in as little as 2 years as opposed to 7 years with foreclosure

Loan Modification

An agreement with your lender that allows you to change the payment, length or interest rate of your loan. You may qualify for the federal government’s Home Affordable Modification Program (HAMP) for struggling homeowners.

-Reduce monthly payments to a more manageable level
- Restore credit more quickly than a foreclosure
- Continue to live in your home

Forbearance

A special agreement with your mortgage company to delay or reduce your mortgage payments and avoid foreclosure temporarily for a specific period of time.

- Buys you some time to stabilize finances
- Saves your credit from damaging effects of foreclosure
- Continue to live in your home

Repayment Plan

An arrangement made with your mortgage holder which allows you to add the past due balance to your monthly mortgage payments for a specified period of time until your mortgage is current.

- Eliminate delinquency and catch up on late payments
- Avoiding credit damaging foreclosure
- Remain in your home
Refinance

A new mortgage with more manageable terms, payments and interest rates. You may be able to refinance even if you owe more on your property than it is worth, as part of the government’s Home Affordable Refinance Program (HARP).

- Lower payments with a reduced interest rate or adjusted terms of your current loan
- Does not negatively affect your credit
- Allows you to keep your home

What is a Short Sale

A short sale is the process of selling a home for less money than the remaining balance on your mortgage. If your lender allows you to short sell your home, you can pay off most or all of your mortgage balance in the process.

- Reduce your mortgage debt or eliminate it altogether
- Relocation assistance
- Much less damage to your credit than foreclosure
- Purchase another home in 2 years as opposed to 7 years in foreclosure

** Some of these options are designed to help a homeowner stay in their home, while others make it easier and less damaging to exit a home that is no longer affordable.

What is the Short Sale Process?

If you qualify for a Short Sale, the process resembles a traditional real estate sales transaction. A real estate agent will work with you to sell your home and your mortgage company will work in tandem with the real estate agent to:

- Determine market value sale price
- Negotiate with 2nd mortgage holder (if necessary) and collect all financial information
- review buyer offers
- negotiate terms of sale with the prospective buyer’s agent and mortgage lender

It is possible for you to receive assistance with your relocation and moving expenses to aid in the transition to your new residence

Short Sales can take up to 120 days to complete, the time frame can vary depending on your specific circumstances. If your home is not selling you may qualify to transfer your ownership to the mortgage holder, know as a Deed-In-Lieu of Foreclosure.

What are the benefits of a Short Sale?

- Get rid of your mortgage debt
- Avoid Foreclosure
- Rebuild your credit score faster
- Purchase another home in as little as 2 years as opposed to 7 with a foreclosure

Frequently asked Short Sale Questions & Answers

What is a Short Sale?

A "Short Sale" is a sale of real property in which the outstanding loan balances are greater than the amount that the property can be sold for. A short sale is typically done during the foreclosure process, after a Notice of Default" has been filed. A short sale will stop the Trustee Sale which terminates the foreclosure process. The short sale process occurs when our company negotiates with your current mortgage company to accept a discount on the amount that is currently owed on a property. Banks are in the business of lending money and not owning real estate. This is what makes a short sale such a viable option for lenders and homeowners. However, many homeowners are unaware that there is a resource out there for them that will put them in a better situation when all is said and done. The Short Sale is a much more dignified solution then a Foreclosure. The Short Sale is also better for the homeowner for financial reasons and credit worthiness. Their credit is still going to take a hit by doing the short sale, but the recovery period is much shorter than a foreclosure and or Bankruptcy.

How Long Does a Short Sale take?

This depends on many different factors, such as: who your mortgage servicer is, who the investor on the loan is, how long it may take to get an offer, how many liens you have, if you are behind or current on payments, and the list goes on. With an inexperienced agent or mitigation firm it could take 6-8 months or longer. Our system, experience, and contacts allow us to average a turnaround time of about 60-120 days. We have received approvals in 3 days, however this is not typical. Each scenario is unique and different. Upon receiving and reviewing the hardship package, we can set realistic time frames and expectations for the short sale process.

Why does the Short Sale Process work?

This depends on many different factors, such as: who your mortgage servicer is, who the investor on the loan is, how long it may take to get an offer, how many liens you have, if you are behind or current on payments, and the list goes on. With an inexperienced agent or mitigation firm it could take 6-8 months or longer. Our system, experience, and contacts allow us to average a turnaround time of about 60-120 days. We have received approvals in 3 days, however this is not typical. Each scenario is unique and different. Upon receiving and reviewing the hardship package, we can set realistic time frames and expectations for the short sale process.

1. The foreclosure process costs extra money.
2. They may have to make repairs on the property (especially in foreclosure situations)
3. They may have to pay realtors commissions up to 6% of the selling price of the house. Typically the homeowner would pay these fees but there is no equity left in the house or the homeowner does not have the funds.
4. There are holding costs associated with foreclosure.
5. They will have to carry property insurance on your property and all properties in their Real Estate Owned division.

These reasons will allow the bank to consider taking less that what is currently owed on a property. The lender will typically want their money now as opposed to getting the same amount or less six months from now.

What is the Advantage of a Short Sale?

You can minimize the damage to your credit: Foreclosures can remain on your credit for up to seven years. On the other hand, a short sale will usually report as a "settled debt." This results in significantly less damage to your credit rating. A short sale will preserve your credit more than a foreclosure and your FICO score will not be as negatively impacted. This will allow you will be able to get into a new home much sooner.

You can minimize your financial liability: In a foreclosure situation, the lender will sell the property at a significant discount once they regain control and possession of the property. The homeowner can then be financially accountable to the lender. In a short sale situation, the same financial accountability may still stand. However, in a short sale, the homeowner is still involved in the negotiation process. This involvement and contribution of input can allow the homeowner to have more control over the sale price of the property. This can reduce the potential associated liabilities.

When should I begin the Short Sale Process?

You should begin the short sale process as soon as you possibly can. Foreclosure proceedings tend to be extremely time sensitive and the quicker we can open negotiations with the lender, the greater our chances are of negotiating a successful short sale. If you are currently behind on payments and have not received a Notice of Default, please contact us immediately for a free consultation. This will allow us to get a head start on the negotiations. Remember, time is of the essence!

Do I have to be Behind on my Mortgage to Qualify for a Short Sale?

Yes and No. We NEVER recommend missing a mortgage payment. From our experience, lenders will often ignore a customer&aposs short sale request if the mortgage is current. A short sale is not a advantageous solution for a lender as it means they are losing money. However, the short sale is generally a better alternative for lenders as it normally means they net more than if they let the property foreclose. Without the threat of a foreclosure, lenders do not have much incentive to push a short sale through.

Do I need a Realtor?

Our agents are extremely knowledgeable in the details of evaluating, listing, and marketing short sale properties. As soon as we begin working together, your assigned agent will assist you in quickly obtaining offers on your property. With these offers, we are able to smoothly negotiate the short sale with your lender. We definitely recommend that you work with a Short Sale San Diego agent due to our experience with the distressed property segment of the real estate market.

Why Should Short Sale San Diego Represent me?

The foreclosure process is very fast and extremely time sensitive. It is important that the homeowner be made aware of this fact. Our company specializes in foreclosures, and we are professionals. We know the foreclosure process because it is our business. Obtaining a short sale from the mortgage company is a very time consuming and complicated process. We are completely aware that there are other investors that work with foreclosures. The important thing is for the homeowner to feel comfortable with the investor they choose to sell their home to. However, if the homeowner speaks with other investors it is important that they realize that the clock is ticking, and that the sale date is approaching fast.

Can I do this on my own?

Yes. However, the process can be complicated, even if you know the right questions to ask. Obtaining a short sale approval is only part of the process. Finding someone to fund out, or purchase the house at a discounted price within the allotted time span is typically the most complicated part. We maintain a neutral standpoint that homeowners and lenders can count on us to be an impartial third party as part of the short sale negotiation process. We stand apart from other companies because we will always strive serve all parties equally in the transaction. This creates a win-win outcome for everybody.

How will this affect my Credit?

Credit history is a very complicated issue. There are many factors that determine your credit rating. What we hope to do is to keep a full foreclosure off of your credit report.

What if I declare Bankruptcy?

We are still able to negotiate the short sale if you have already filed for Bankruptcy. However, Bankruptcy is typically used only as a last resort in a foreclosure situation. We have found that filing for bankruptcy only temporarily delays the foreclosure process and ultimately the property will be sold to satisfy debts to creditors.

What other options do I have?

1. Reinstatement: When you are behind in your mortgage and the payments are brought current including any legal costs and penalties. You are then permitted to make regular payments and your mortgage has been reinstated.
2. Forbearance: If a foreclosure may be resulting because of a temporary loss of income, the lender may agree to forbearance. Forbearance is a short term temporary suspension of your payments or a reduction of your payment amount. You may also be able to negotiate a payment plan to make up for missed payments over the course of several months.
3. Loan modification: This is a procedure when a loans payment plan is altered due to the hardship of the borrower. This can include the rate, term and monthly payment amounts. With a loan modification, then lender will agree to allow the homeowner to add the amounts due to the back of the loan. This agreement may consist of adding all penalties and past-due payments to the remaining principal.
4. Refinance: If there is still a considerable amount of equity in your home and you are not far behind on payments, this may be an option. The lender would typically refinance the existing loan and will include the new loan plus any late payments, and fees that you would need to regain control. The new amount with all fees would all be included in one mortgage. The main challenge that most homeowners face is they have leveraged their home to the max.
5. Deed-in-lieu: If you have incurred a long term financial hardship and your house has been on the market listed at fair market value for at least 90 days, you may be eligible for a deed-in lieu of foreclosure. For Deed in Lieu Foreclosure you must complete a financial package similar to that of a Short Sale Request and also provide a copy of your recent active listing agreement. There cannot be any additional claims or liens against the subject property. This procedure allows you to transfer your property voluntarily to your lender or Mortgage Company and your debt or deficiency may be forgiven. THIS WILL NOT SAVE YOUR HOME.
6. Short sale: A short sale is a negotiation with your current mortgage company to accept a discount on the amount that is currently owed on a property through a sale of the property to a third party.
7. Foreclosure: Is a procedure in which the mortgagee (lender) will take ownership (repossession) of the property securing the loan or forces the sale of the mortgagor&aposs (borrower&aposs) property in satisfaction of a debt.

TIP: You do not want to go through foreclosure. There are many serious consequences of going through a full foreclosure proceeding. Your credit will be one of the most significant consequences and it will be ruined by taking a hit by as much as a 300-400 point reduction to your score. You will often be bombarded with phone calls at all times of the day by your lender, and you will most likely have difficulty getting credit cards, auto loans, any financing, and even renting an apartment or another home for the next 7 years.

Why do lenders allow Short Pay-Off’s?

A Lender or bank takes a discount or agrees a short sale because it saves them money. It gets bad debt off their books so they can reinvest that money by giving out another loan to a customer. On average a Lender loses between $30,000 to $80,000 on each property that they take back as a bank owned property. In many cases a short sale is necessary in order to get you out from under your mortgage debt. By doing a short sale, you will be able to take a large bite out of the money you owe to your mortgage company, so that you are no longer liable for the entire amount.

Information about Short Sale San Diego

Short Sale San Diego is a local real estate company that specializes in foreclosure prevention by providing options for homeowners who are experiencing difficulties with their mortgage. Our knowledgeable agents and short sale negotiation team are licensed by the Department of Real Estate and collectively have over 20 years of experience in the real estate and banking industries. Over the years we have helped hundreds of families and individuals throughout the San Diego area.
We understand the stress that is related to not being able to make your mortgage payment. At Short Sale San Diego our goal is to provide you with the information and options that you need to make an informed decision about what steps you need to take. We make it our number one priority to putting our clients in a better position for the future and we want you to know that we are here for you every step of the way. You can be assured that by choosing Short Sale San Diego you will be partnered with a business that you can trust will provide you with excellent service and results that cannot be matched.

Short Sale San Diego Highlights:

- Highly Experienced & Licensed Short Sale Negotiators
- Knowledgeable Agents that Specialize in the San Diego Market
- We Do Not Charge Anything for our Service
- Alternative to Foreclosure

Regain your Financial Freedom:

If you would like to find out more about Short Sale San Diego or would like to schedule a free consultation with a Short Sale San Diego agent, call us at 619-825-0000. We are more than happy to explain how the short sale process works and together decide if Short Sale San Diego is the right company for you.

For more information on this press release visit: http://www.sbwire.com/press-releases/a-homeowners-guide-to-real-estate-short-sales-158558.htm

Media Relations Contact

Bradford Damm
CEO
Short Sale San Diego
Telephone: 619-825-0000
Email: Click to Email Bradford Damm
Web: http://shortsalesandiego.com

Greenaway Residential Estate and Lettings Agents in Crawley - Providing Residential Property Sales, Lettings & Property Management.

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At Greenaway Residential Estate and Lettings Agents in Crawley we provide a full range of services which include Residential Property Sales, Lettings and Property Management.

Crawley, West Sussex -- (SBWIRE) -- 08/14/2012 -- At Greenaway Residential Estate and Lettings Agents in Crawley we provide a full range of services which include Residential Property Sales, Lettings and Property Management. We also offer Financial Services including Mortgages, Pensions and Financial Planning, Residential Conveyancing, Land Development and New Homes.

Greenaway Residential Estate and Letting Agents in Crawley were established in 1999 and are based around the Gatwick Airport area on the West Sussex and Surrey borders. The wide geographical spread that Greenaway Residential Estate and Lettings Agents in Crawley cover includes the towns of Crawley, East Grinstead, Haywards Heath and Burgess Hill in West Sussex as well as Horley in Surrey.

Whether you have a property to let or you are selling your home choosing an Estate or Letting Agent can be hard, with so many Estate and Letting Agents in Crawley. At Greenaway Residential we pride ourselves on being Crawley’s most proactive Estate Agent and boast many cutting edge marketing tools and campaigns which ensure your property stands out from the competition. There are only two things that really sell or let a property (apart from luck), these are marketing and price.

However we like to give that little bit extra and all our clients who instruct Greenaway Residential Estate and Lettings Agents in Crawley to sell or let their property receive our unique five star promise which ensures they receive a high quality service at every step of the property transaction. To find out more please call us on 01293 561188 or visit http://www.greenawayresidential.com

For more information on this press release visit: http://www.sbwire.com/press-releases/greenaway-residential-estate-and-lettings-agents-in-crawley-providing-residential-property-sales-lettings-property-management-156537.htm

Media Relations Contact

Darren
Greenaway Residential Estate
Telephone: 01293 561188
Email: Click to Email Darren
Web: http://www.greenawayresidential.com/

Leading Real Estate Team Launches Comprehensive Palm Beach Property Search Application

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Palm Beach, FL -- (SBWIRE) -- 08/14/2012 -- The Harelik Team, a leading Palm Beach real estate group, recently announced the launch of a comprehensive property search application on their website. This application integrates MLS search through IDX software and sections off cities and communities by price range. The application was inspired and implemented by Joel Harelik who felt a need to provide a more comprehensive tool for those seeking Palm Beach homes in over 55 communities.

Many real estate website enable MLS search through IDX software but TheHarelikTeam.com has built an online application that allows users to search Boca Raton, Boynton Beach, Delray Beach, Lakeworth, Loxahatchee, Royal Palm Beach, Wellington and West Palm Beach by price range. The price ranges are separated by most popular Pam Beach real estate pricing starting out at $100,000 and ranging all the way up to $1,000,000 plus.

One of the more popular individual applications is the function that enables search for West Palm Beach Homes for Sale; this function includes all active adult community property in West Palm Beach with homes as low as $100,000 and as high as millions-of-dollars. When using this application, you can easily switch to Wellington, Boca Raton or other communities with the click of a button.

The Harelik Team is a well-known real estate group with years of experience. They recently initiated an endeavor to create a viable online portal for those interested in Palm Beach real estate. Many believe TheHarelikTeam.com is the most comprehensive portal for information on Palm Beach real estate. On their site, you can learn about cities, communities and individual properties. Then after contacting The Harelik Team, they will show the property and facilitate transaction. Basically, the entire research, viewing and offer procedure is operated conveniently through The Harelik Team and their website.

For more information on this press release visit: http://www.sbwire.com/press-releases/leading-real-estate-team-launches-comprehensive-palm-beach-property-search-application-158814.htm

Media Relations Contact

The Harelik Team
The Harelik Team
Telephone: 561-374-4030
Email: Click to Email The Harelik Team
Web: http://www.theharelikteam.com

Generating Quality Real Estate Buyer Leads Can Be a Huge Time Commitment Exclaims Schoenly of Retechulous, LLC

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New Done For You Program Helps Busy Realtors Balance Overloaded Schedules

Harrisburg, PA -- (SBWIRE) -- 08/14/2012 -- Realtors are always looking for creative ways to generate more real estate buyer leads. Yet, with so many different marketing methods to focus on, it can many times be extremely difficult for professionals to manage a successful campaign while running a full-time business. Thankfully, Josh Schoenly of Retechulous, LLC believes that he has the answer to this dilemma.

“We are constantly testing new ways to help make our clients’ jobs even easier. And since it is apparent that very heavy demands are placed on real estate agents, we fully sympathize with the fact that most have excessively crowded schedules. Because of this, it is not realistic for a top producer to have the time necessary to market, meet new sellers, orchestrate negotiations and closings, spend time with family, and of course generate real estate buyer leads. Both my business partner and I were once very active agents ourselves, so we can completely empathize. As a result, we have decided to offer done for you services, so that our clients automatically have leads pouring in on a monthly basis without hassle,” reports Schoenly.

The system that Schoenly has put in place will integrate local marketing methods, in order to produce highly targeted leads based upon a Realtor’s demographic. Some of the platforms that Retechulous uses include Craigslist, YouTube, Facebook, and Google Adwords.

“By using these four major pieces amongst others, we are able to deliver consistent lead flow in any market. Plus, if we ever fall short on our commitment, we will always compensate our clients for the difference. As a result, they never have anything to lose, and only something to gain,” says Schoenly.

To start getting more real estate buyer leads, simply select the link provided right below. Act fast, as every area is offered on a first come, first serve basis.

About Retechulous, LLC
Retechulous, LLC is focused on training agents, brokers, and other marketing professionals throughout the U.S. and Canada on how to effectively promote their businesses online for maximum profits. The company is managed from several “secret headquarters” deep within undisclosed locations of Central PA. For great automated lead generation visit real estate buyer leads for you today.

For more information on this press release visit: http://www.sbwire.com/press-releases/generating-quality-real-estate-buyer-leads-can-be-a-huge-time-commitment-exclaims-schoenly-of-retechulous-llc-158701.htm

Media Relations Contact

Jeff Logue
Retechulous, LLC
Telephone: 800-458-5390
Email: Click to Email Jeff Logue
Web: http://retechulous.com/realestateleads


FHA Streamline Refinance Program Helping New Jersey Homeowners Reduce Interest Rates and Lower Mortgage Payments on Existing FHA Loans

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Real help for struggling New Jersey homeowners is now available through the new FHA streamline refinance program.

Toms River, NJ -- (SBWIRE) -- 08/14/2012 -- New Jersey mortgage lender, Tom Altieri has finally announced the release of the FHA Streamline Refinance program which can really help struggling local homeowners since qualifying for this program is easier than ever.

Many homeowners have become weary after years of promises that real help was on the way which would make their mortgage payments more affordable and enable them to avoid falling into foreclosure. However, until now initiative after initiative seemed unable to provide real assistance to property owners with FHA home loans.

HARP 2.0 delivered relief for some homeowners, but only for those with mortgages backed by Fannie Mae or Freddie Mac.

Thankfully, a real effort has been made to assist New Jersey borrowers with FHA mortgages to reduce their monthly payments and take advantage of low interest rates.

This now means there are no appraisals being required to qualify so being underwater or upside down on their mortgage will not prevent homeowners from refinancing. The FHA has also announced that it is waiving the necessity for credit reports and income verification to enable more New Jersey homeowners to qualify. However, it is important to note that individual mortgage lenders all have their own underwriting guidelines which may mean some income verification is needed as well as a credit check but most will still be far more lenient than trying to get approved for any conventional home loan today.

What is really different about the new FHA Streamline refinance program is the reduction in mortgage insurance for those who had their loans endorsed on or before May 31st, 2009. Until now, recent rate increases had eliminated much of the savings for those attempting to refinance or meant they had to bring cash to closing. Now &aposno-cost&apos refinancing is available and that coupled with lower mortgage insurance rates can equal thousands of dollars in savings.

When asked about the new FHA streamline program benefits Tom Altieri of New Jersey Mortgage Services said "This program finally delivers really substantial savings to underwater homeowners and anyone with an FHA loan who has not refinanced in the last six months should seriously consider this option, even if turned down before".

Those interested in finding out more about the FHA Streamline Program or would like to see if they qualify can discover more details on eligibility and receive a customized rate quote by visiting http://newjerseymortgageadvisor.com.

For more information on this press release visit: http://www.sbwire.com/press-releases/new-jersey/mortgage-expert/sbwire-158588.htm

Media Relations Contact

Tom Altieri
New Jersey Mortgage Expert
New Jersey Mortgage Services
Telephone: 800-789-9293
Email: Click to Email Tom Altieri
Web: http://newjerseyharpmortgage.com

The Truth About Mortgage Refinancing Revealed by New Jersey Mortgage Expert

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Marlton, New Jersey based Mortgage Consultant Nicholas Orapallo reveals mortgage refinancing secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give New Jersey residents all the facts about mortgage refinancing so they can make an educated decision when obtaining a mortgage.

Marlton, NJ -- (SBWIRE) -- 08/14/2012 -- It seems like everyone in New Jersey is jumping on the mortgage refinancing bandwagon. Maybe you&aposre thinking about it yourself? After all, with rates as low as they are, the promise of lowering your monthly payments, sometimes significantly, is a great attraction for many homeowners.

But before you sign on the dotted line, there are a few things you should know about the way refinancing works so you don’t make a mistake that could wind up costing you big time.

"With refinancing as popular as it is right now, New Jersey residents have to be even more careful about shopping for the best loan," says Nicholas Orapallo, a Marlton, New Jersey based mortgage consultant. "Even the most attractive offer can wind up being a disaster once you realize how much the loan is really costing you."

Orapallo offers these tips when considering refinancing:

- You should get a significantly lower rate for refinancing to make sense. Don&apost rush to refinance unless it&aposs truly worth your while. If you&aposre working with a mortgage broker rather than going it alone, you can be assured that they&aposre bringing you the best offers out there. If you&aposre going it alone, you&aposll have to do the legwork for yourself.

- Consolidating unsecured debt with a refinance loan can be a dangerous idea. You may not be in financial trouble now, but if in a few years things change, instead of simply missing a credit card payment or two, you&aposll now be in danger of losing your home as well.

- Your credit score counts... big time. If you&aposve had credit problems in the past like a bankruptcy, it might make sense to wait a while for your credit score to recover before trying to refinance. Most lenders make it hard for people with less than perfect credit to get the best deals. But, again, if you choose to let an expert like a mortgage broker get involved in the process, they can often find loan options that most homeowners didn’t even know existed - which can save you thousands over the long haul.

Marlton, New Jersey - based mortgage expert Nicholas Orapallo specializes in providing mortgage information to New Jersey residents that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Nicholas Orapallo is available for interviews and will welcome all your mortgage related questions.

Call 856-419-8775 for a Free No-Obligation Consultation or visit http://custommortgagesolutions.info

For more information on this press release visit: http://www.sbwire.com/press-releases/the-truth-about-mortgage-refinancing-revealed-by-new-jersey-mortgage-expert-158592.htm

Media Relations Contact

Nicholas Orapallo
New Jersey Mortgage Expert
Allied Mortgage Group, Inc.
Telephone: 856-419-8775
Email: Click to Email Nicholas Orapallo
Web: http://njharp2.com

FHA Streamline Refinance Program Helping Illinois Homeowners Reduce Interest Rates and Lower Mortgage Payments on Existing FHA Loans

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Real help for struggling Illinois homeowners is now available through the new FHA streamline refinance program.

Schaumburg, IL -- (SBWIRE) -- 08/15/2012 -- Illinois mortgage lender, Dan Schwellenbach has finally announced the release of the FHA Streamline Refinance program which can really help struggling local homeowners since qualifying for this program is easier than ever.

Many homeowners have become weary after years of promises that real help was on the way which would make their mortgage payments more affordable and enable them to avoid falling into foreclosure. However, until now initiative after initiative seemed unable to provide real assistance to property owners with FHA home loans.

HARP 2.0 delivered relief for some homeowners, but only for those with mortgages backed by Fannie Mae or Freddie Mac.

Thankfully, a real effort has been made to assist Illinois borrowers with FHA mortgages to reduce their monthly payments and take advantage of low interest rates.

This now means there are no appraisals being required to qualify so being underwater or upside down on their mortgage will not prevent homeowners from refinancing. The FHA has also announced that it is waiving the necessity for credit reports and income verification to enable more Illinois homeowners to qualify. However, it is important to note that individual mortgage lenders all have their own underwriting guidelines which may mean some income verification is needed as well as a credit check but most will still be far more lenient than trying to get approved for any conventional home loan today.

What is really different about the new FHA Streamline refinance program is the reduction in mortgage insurance for those who had their loans endorsed on or before May 31st, 2009. Until now, recent rate increases had eliminated much of the savings for those attempting to refinance or meant they had to bring cash to closing. Now &aposno-cost&apos refinancing is available and that coupled with lower mortgage insurance rates can equal thousands of dollars in savings.

When asked about the new FHA streamline program benefits Dan Schwellenbach of Crosscountry Mortgage, Inc. said "This program finally delivers really substantial savings to underwater homeowners and anyone with an FHA loan who has not refinanced in the last six months should seriously consider this option, even if turned down before".

Those interested in finding out more about the FHA Streamline Program or would like to see if they qualify can discover more details on eligibility and receive a customized rate quote by visiting http://chicagomortgagesecrets.com.

For more information on this press release visit: http://www.sbwire.com/press-releases/illinois/mortgage-expert/sbwire-158868.htm

Media Relations Contact

Dan Schwellenbach
Illinois Mortgage Expert
Crosscountry Mortgage, Inc.
Telephone: 847-907-9357
Email: Click to Email Dan Schwellenbach
Web: http://chicagomortgagesecrets.com

FHA Streamline Refinance Program Helping Florida Homeowners Reduce Interest Rates and Lower Mortgage Payments on Existing FHA Loans

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Finally Real help For Florida homeowners, with a FHA Mortgage Loan, is now available through the new FHA Streamline Refinance Program.

West Palm Beach, FL -- (SBWIRE) -- 08/15/2012 -- Florida Mortgage Banker, Christian Penner 561-373-0987 has finally announced the release of the FHA Streamline Refinance program which can really help struggling local homeowners since qualifying for this program is easier than ever.

Many homeowners have become weary after years of promises that real help was on the way which would make their mortgage payments more affordable and enable them to avoid falling into foreclosure. However, until now initiative after initiative seemed unable to provide real assistance to property owners with FHA Home Mortgage Loans.

HARP 2.0 delivered relief for some homeowners, but only for those with mortgages backed by Fannie Mae or Freddie Mac.

Thankfully, a real effort has been made to assist Florida borrowers with FHA mortgages to reduce their monthly payments and take advantage of low interest rates.

This now means there are no appraisals being required to qualify so being underwater or upside down on their mortgage will not prevent homeowners from refinancing. The FHA has also announced that it is waiving the necessity for credit reports and income verification to enable more Florida homeowners to qualify. However, it is important to note that individual mortgage lenders all have their own underwriting guidelines which may mean some income verification is needed as well as a credit check but most will still be far more lenient than trying to get approved for any conventional home loan today.

What is really different about the new FHA Streamline refinance program is the reduction in mortgage insurance for those who had their loans endorsed on or before May 31st, 2009. Until now, recent rate increases had eliminated much of the savings for those attempting to refinance or meant they had to bring cash to closing. Now &aposno-cost&apos refinancing is available and that coupled with lower mortgage insurance rates can equal thousands of dollars in savings.

When asked about the new FHA streamline program benefits: http://FHAMortgageWestPalmBeach.com/ Christian Penner 561-373-0987 West Palm Beach Mortgage Banker said "This program finally delivers really substantial savings to underwater homeowners and anyone with an FHA loan who has not refinanced in the last six months should seriously consider this option, even if turned down before".

Those interested in finding out more about the FHA Streamline Refinance Program or would like to see if they qualify can discover more details on eligibility and receive a customized rate quote by visiting http://YourMortgageSolutionsNow.com/FHA_Streamline_Quote_Form.htm

For more information on this press release visit: http://www.sbwire.com/press-releases/fha-streamline-refinance-program-helping-florida-homeowners-reduce-interest-rates-and-lower-mortgage-payments-on-existing-fha-loans-158869.htm

Media Relations Contact

Christian Penner
Florida Mortgage Expert
Christian Penner
Telephone: 561-373-0987
Email: Click to Email Christian Penner
Web: http://YourMortgageSolutionsNow.com/FHAStreamlineRefinance

FHA Streamline Refinance Program Helping Minnesota Homeowners Reduce Interest Rates and Lower Mortgage Payments on Existing FHA Loans

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Real help for struggling Minnesota homeowners is now available through the new FHA streamline refinance program.

Edina, MN -- (SBWIRE) -- 08/16/2012 -- Minnesota mortgage lender, Jay Dacey has finally announced the release of the FHA Streamline Refinance program which can really help struggling local homeowners since qualifying for this program is easier than ever.

Many homeowners have become weary after years of promises that real help was on the way which would make their mortgage payments more affordable and enable them to avoid falling into foreclosure. However, until now initiative after initiative seemed unable to provide real assistance to property owners with FHA home loans.

HARP 2.0 delivered relief for some homeowners, but only for those with mortgages backed by Fannie Mae or Freddie Mac.

Thankfully, a real effort has been made to assist Minnesota borrowers with FHA mortgages to reduce their monthly payments and take advantage of low interest rates.

This now means there are no appraisals being required to qualify so being underwater or upside down on their mortgage will not prevent homeowners from refinancing. The FHA has also announced that it is waiving the necessity for credit reports and income verification to enable more Minnesota homeowners to qualify. However, it is important to note that individual mortgage lenders all have their own underwriting guidelines which may mean some income verification is needed as well as a credit check but most will still be far more lenient than trying to get approved for any conventional home loan today.

What is really different about the new FHA Streamline refinance program is the reduction in mortgage insurance for those who had their loans endorsed on or before May 31st, 2009. Until now, recent rate increases had eliminated much of the savings for those attempting to refinance or meant they had to bring cash to closing. Now &aposno-cost&apos refinancing is available and that coupled with lower mortgage insurance rates can equal thousands of dollars in savings.

When asked about the new FHA streamline program benefits Jay Dacey of Metropolitan Financial Mortgage Company said "This program finally delivers really substantial savings to underwater homeowners and anyone with an FHA loan who has not refinanced in the last six months should seriously consider this option, even if turned down before".

Those interested in finding out more about the FHA Streamline Program or would like to see if they qualify can discover more details on eligibility and receive a customized rate quote by visiting http://minnesotastreamlinerefis.com.

For more information on this press release visit: http://www.sbwire.com/press-releases/fha-streamline-refinance-program-helping-minnesota-homeowners-reduce-interest-rates-and-lower-mortgage-payments-on-existing-fha-loans-159088.htm

Media Relations Contact

Jay Dacey
Minnesota Mortgage Expert
Metropolitan Financial Mortgage Company
Telephone: 651-210-9593
Email: Click to Email Jay Dacey
Web: http://mnrefinancing.com

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