Executives at the Budwig Team, a Phoenix real estate agency, today announced the company has expanded its service area to include Fountain Hills and Tempe, Arizona. The company provides access to commercial real estate along with residential homes and lots and it’s one of the most well-known real estate agencies in the state of Arizona.

Phoenix, AZ -- (SBWIRE) -- 07/30/2012 -- Executives at the Budwig Team, a Phoenix real estate agency, today announced the company has expanded its service area to include Fountain Hills and Tempe, Arizona. The company provides access to commercial real estate along with residential homes and lots and it’s one of the most well-known real estate agencies in the state of Arizona.

The Budwig Team features hundreds of Phoenix homes for sale all of which are ready for a new family to move in and settle down. The company’s website provides access to all the homes the agency is selling via a separate web page for each property. The website is located via this link: http://arizonaluxuryrealtors.com/ and it is updated almost daily

Each property listing contains important information such as location information, interior features of the property, exterior features and proximity to schools and other important buildings in the city. Home buyers who are looking for a reputable Phoenix realtor are encouraged to visit the Budwig Team’s website to perform research on what’s currently available on the market.

There are many benefits to owning a home, but the most important one is the pride and satisfaction of becoming a home owner. It is a status that’s reserved only for the well-adjusted and career minded individuals in today’s society. A home is a big responsibility that can pay dividends for a lifetime and if the need ever arises, it can be sold to recoup the investment and even make a little profit on the side.

Another benefit of homeownership is the ability to decorate the space exactly as the homeowner envisions without any restrictions imposed by landlords. Homeowners don’t have to ask a landlord for permission to paint their home or to remodel any of the existing space which is a plus for people who are extremely creative.

About The Budwig Team
Buying with The Budwig Team is an experience like you’ve never had before. Our agents are highly trained and take pride in helping with all of your real estate needs. From searching to closing, we dedicate enormous energy to each and every detail along the way. This commitment sets us apart and you will soon experience the utmost assistance, knowledge and guidance to secure a home that closely matches your family’s needs and lifestyle.

For more information on this press release visit: http://www.sbwire.com/press-releases/phoenix-real-estate-agency-expands-services-to-fountain-hills-and-tempe-155805.htm

Varna, Bulgaria -- (SBWIRE) -- 07/31/2012 -- Consumers who are looking for flats for sale in Bulgaria can find recent property listings on the Accent Invest website. The company offers homebuyers a variety of flats, single family homes and condominiums throughout Bulgaria. Property investors will also find listings which include warehouses, plots and businesses for sale.

The Accent Invest website hosts a webpage which is dedicated to apartments and flats for sale in Bulgaria which is located at: http://www.accentinvest.com/apartments-in-bulgaria-for-sale Surprisingly, flats really aren’t very expensive. In fact, living in Bulgaria isn’t as expensive as living in the United States which means the country is perfect for retirees and work at home entrepreneurs.

Bulgaria is quickly becoming a more and more attractive place for consumers throughout the world. Currently, the biggest demand for property is in the single family residential home market. Many Europeans and United States citizens are buying Bulgarian residential property to establish holiday or vacation retreats.

“I think I found the flat I’m going to buy. I’ve been looking for about two months because my job is transferring me to Sofia in October and I need to get ready. Thanks for all the great listings. I highly recommend Accent Invest to anybody that wants to buy property in Bulgaria.” – Carlo DeVito

Homebuyers are not alone. Real estate investors from different countries around the world are purchasing property in the commercial real estate market as well as single family homes and condominiums. Most of the sales occur in Sofia and Varna. Sofia is the capital of Bulgaria and it is a major metropolitan area which is home to thousands of fortune 500 corporations and international businesses.

About Accent Invest
The database at Accent Invest offers you a huge variety of properties, apartments, offices, houses, villas, plots, shops, warehouses, and interesting facts. Website visitors can also find articles and recent news publications from the field of construction and the real estate market in Bulgaria and other countries. The website offers you lots of useful information related to sales, rentals and real estate management.

For more information on this press release visit: http://www.sbwire.com/press-releases/flats-for-sale-in-bulgaria-and-single-family-home-listings-now-available-through-accent-invest-155779.htm

The real estate website offers individuals $650 for all successful referrals.

Wagstaffe, NSW -- (SBWIRE) -- 07/31/2012 -- Australian real estate company http://www.housebuyersolutions.com.au recently announced their new referral program. The current system awards any individual that provides a successful referral sale $650.

The company offers a unique referral system to any person who helps spread the word about their hassle-free service. Any person who is interested can simply use the contact us link on http://www.housebuyersolutions.com.au to receive a short application for the “Birddogging” program.

Innovation Property Solution prides itself on making house buying, selling or investing as easy as possible. Customers all over Australia have used the company in the past to aide them in completing a deal in real estate. There is a special team of experts that work with buyers, sellers and investors individually to make the process easy, regardless of the current situation. Those already enrolled in the referral program have left testimonials posted on the website to give those people considering the program a little bit of insight.

To learn more about the company, including the referral program, visit http://housebuyersolutions.com.au/.

About HouseBuyersSolutions.com.au
Australians looking to buy, sell or invest in property can get help by using HouseBuyersSolutions.com. The website provides tips, articles and general information to get started, and a team of experts is available for specific attention. The house buyers will purchase homes for any reason, in any type of condition. Anyone looking to sell can receive a fast, no obligation offer from the company by simply calling or sending an email.

For more information on this press release visit: http://www.sbwire.com/press-releases/housebuyersolutionscomau-announces-unique-offer-referral-system-156035.htm

Shoppers can get the latest listings by connecting with Cercacasa through social media.

Los Angeles, CA -- (SBWIRE) -- 07/31/2012 -- The webmaster at Cercacasa.it has recently posted new links to their Twitter and Facebook page, making it easier for customers to connect with the company through social media. For the latest real estate listings in the area, new posts will be linked through Twitter and Facebook for instant viewing.

One of the areas in Italy that Cercacasa.it specializes in is Modena. Whether someone is searching for case in vendita Modena, or agenzia immobiliare Modena, all of the recent listings are there for people to see. Along with residential listings, commercial listing are also prevalent in the area.

Thanks to Twitter and Facebook integration, the latest news is sent to a person in real-time. With the fast-paced way real estate works, it is important to jump on property before someone else buys it. Social media also makes it easier to monitor properties for sale while on the go by using mobile applications.

To learn more about how to get started with social media as it relates to the website, or to view the current listings in the Modena area, visit http://cercacasa.it/annunci/italia/emilia-romagna/modena/modena?contratto=Vendita.

About Cercacasa.it
Cercacasa.it is a website dedicated to bringing customers some of the top real estate listings in Italy. Whether a person needs a new home, or a new place for their business, quality real estate openings are available at a variety of price points. Shoppers are encouraged to check back often for the most current listings.

For more information on this press release visit: http://www.sbwire.com/press-releases/cercacasait-launches-twitter-facebook-pages-156029.htm

Minooka, IL -- (SBWIRE) -- 07/31/2012 -- When it comes to sourcing, financing and buying a home, truthful and accurate online information is hard to come by. Nobody has noticed this more than PropertyMortgageInvestment.com, a mortgage and investment real estate professional services firm who have vowed to tackle the problem head-on.

Aiming to change the online landscape for good, the site has spent many months writing and developing authority articles, resources and videos that are factually perfect, non-sensational and one hundred percent free.

“We offer accurate and unbiased information for consumers and investors with respect to real estate, finance, investing and residential mortgages. Consumers often get confusing with contradictory information regarding mortgages, investing in real estate and other financial information that can be puzzling and misleading,” says Lani Lugar, who handles the website’s marketing.

She continues, “PropertyMortgageInvestment.com offers straight-forward, truthful and unbiased information for consumers. A significant goal is to provide education for consumers, especially as it relates to mortgage lending, mortgage rates, property investment advice and understanding the mortgage lending process. Offering basic information and understanding allows consumers to make better financial decisions.”

The website is owned and authored by Mark Warner, a tactical financier, property developer, entrepreneur, and securities professional with over three decades of experience. Warner has also built a successful team of experts to regularly contribute to the website.

The site places a strong focus on intuitive navigation and concise organization of its information. Users will find sections detailing buying an investment property, real estate investing, property maintenance, working with industry professionals, mortgage interest rates, refinancing and credit union borrowing/credit union mortgage rates.

While information-packed articles are at the helm of PropertyMortgageInvestment.com, visual resources also play a large role in its remit. In fact, a recent infographic, “How Property Investors Make the Most of the US Housing Market” has become a viral hit among those who currently invest and among those who may be thinking of making their first property financial foray.

“As you visit our site, everything related to property investing, mortgage rates and financing residential property will become less confusing,” Lugar adds.

Warner and his team place the utmost importance on the regular development of new content for the website. With this in mind, users are urged to check back frequently to discover new and exciting information that could change the way they purchase property for good.

Those who would prefer to use social media can also keep abreast of the latest developments via http://www.facebook.com/ratewindow">Facebook, Twitter and the website’s YouTube channel.

For more information, please visit: http://propertymortgageinvestment.com

About Mark Warner
Mark Warner has over 30 years of experience as a tactical financier, property developer, entrepreneur, and securities professional. He has successfully founded, funded and operated several real estate and other investment entities. He currently owns FireDream Financial Group, Inc. a company involved in the real estate and mortgage business.

In 1994, Mark founded Millennium 3 Total Realty and Financial Services (now FireDream Financial Group). Over the years, Mark successfully raised millions of dollars for various real estate securities and insurance products.

Mark earned his BA in Finance from the University of North Texas.

On a personal level, Mark spent much of his time on a basketball court learning the value of hard work, the need for strong leadership and the importance of playing together as a team. He also learned that success sometimes comes from tossing the old playbook and trying something completely different. He incorporated these same values as he built the foundation of FireDream.

Mark is a strong advocate of diversified investment opportunities and the structures that are best established to house those investments. He now leads a team of seasoned professionals to provide great service to clients for a fair and transparent price and to make their clients lifelong raving fans.

For more information on this press release visit: http://www.sbwire.com/press-releases/propertymortgageinvestmentcom-vows-to-fill-void-in-accurate-consumer-geared-real-estate-information-156210.htm

Schaumburg, Illinois based Mortgage Broker Dan Schwellenbach reveals mortgage refinancing secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give Illinois residents all the facts about mortgage refinancing so they can make an educated decision when obtaining a mortgage.

Schaumburg, IL -- (SBWIRE) -- 08/01/2012 -- It seems like everyone in Illinois is jumping on the mortgage refinancing bandwagon. Maybe you&aposre thinking about it yourself? After all, with rates as low as they are, the promise of lowering your monthly payments, sometimes significantly, is a great attraction for many homeowners.

But before you sign on the dotted line, there are a few things you should know about the way refinancing works so you don’t make a mistake that could wind up costing you big time.

"With refinancing as popular as it is right now, Illinois residents have to be even more careful about shopping for the best loan," says Dan Schwellenbach, a Schaumburg, Illinois based mortgage consultant. "Even the most attractive offer can wind up being a disaster once you realize how much the loan is really costing you."

Schwellenbach offers these tips when considering refinancing:

- You should get a significantly lower rate for refinancing to make sense. Don&apost rush to refinance unless it&aposs truly worth your while. If you&aposre working with a mortgage broker rather than going it alone, you can be assured that they&aposre bringing you the best offers out there. If you&aposre going it alone, you&aposll have to do the legwork for yourself.

- Consolidating unsecured debt with a refinance loan can be a dangerous idea. You may not be in financial trouble now, but if in a few years things change, instead of simply missing a credit card payment or two, you&aposll now be in danger of losing your home as well.

- Your credit score counts... big time. If you&aposve had credit problems in the past like a bankruptcy, it might make sense to wait a while for your credit score to recover before trying to refinance. Most lenders make it hard for people with less than perfect credit to get the best deals. But, again, if you choose to let an expert like a mortgage broker get involved in the process, they can often find loan options that most homeowners didn’t even know existed - which can save you thousands over the long haul.

Schaumburg, Illinois - based mortgage expert Dan Schwellenbach specializes in providing mortgage information to Illinois residents that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Dan Schwellenbach is available for interviews and will welcome all your mortgage related questions.

Call 847-907-9357 for a Free No-Obligation Consultation or visit http://schaumburgmortgageplanning.com

For more information on this press release visit: http://www.sbwire.com/press-releases/the-truth-about-mortgage-refinancing-revealed-by-illinois-mortgage-expert-156318.htm

Maronda Homes, a new home builder in OH, PA, KY, GA and FL, Reveals "The Monroe" video tour as the second part of the "Presidential Series" video tour series featuring virtual animation technology.

Pittsburgh, PA -- (SBWIRE) -- 08/01/2012 -- Maronda Homes, a builder of new homes in Ohio, Pennsylvania, Kentucky, Georgia and Florida, has revealed the video tour of &aposThe Monroe&apos floor plan which is part of Maronda&aposs &aposPresidential Series of Homes&apos featuring virtual animation technology. This is the second video of the &aposPresidential Series of Homes&apos video tour series that they will be launching over the next several months. The video tour is available on Youtube and on Maronda Homes&apos website at http://www.marondahomes.com.

National Sales Director of Maronda Homes, John Ceranic III, said, "The Maronda Homes Video Series provides a life-like video walk-through of our homes, allowing our home buyers to get a real sense of the home&aposs scale and flow. Also, our video tours save our buyers hours in preview appointments and open houses. In short, It makes the home selection process much smoother and easier for our buyers."

The Monroe is one floor plan out of several in the "Presidential Series of Homes" that Maronda Homes has to offer. It has stately elegance and is a beautifully appointed residence. This Presidential Home includes such features as 9 foot ceilings, crown molding, wainscoting, double staircases, solid hardwood flooring and an open concept plan. It is a floor plan with 4 bedrooms, 3 full bathrooms, over 3,500 square feet of living space and a 3 car garage.

Entering the front door, you first walk into a large versatile space that is large enough to be a Music room with a Grand Piano in which guests could be serenaded while they are eating in the grand formal dining room. The dining room flows right into the large family room which boasts a cozy fireplace for those chilly evenings and loads of natural light from the oversized windows.

The kitchen is conveniently located beside the family room and dining room for easy access to all of one&aposs culinary delights. The highlights of this chef’s kitchen include granite countertops, solid wood cabinetry, under mount sink, wine cooler, double ovens and stainless steel appliances. The breakfast bar is also great for quick meals, party buffets or coffee and conversation with friends.

The Master Retreat of this 4 bedroom floor plan includes a back lit tray ceiling, inviting nooks and room to relax and enjoy.

Currently The Monroe floor plan is available in the Pittsburgh, PA area in the Maronda Farms community http://www.marondahomes.com/single-family-homes/pittsburgh/marondafarms and soon in Columbus, Ohio.

For more information on this press release visit: http://www.sbwire.com/press-releases/maronda-homes/home-plans-pittsburgh-pa/sbwire-156216.htm

Palm Beach, FL -- (SBWIRE) -- 08/01/2012 -- The Harelik Team, a leading Palm Beach real estate group, recently announced the addition of multiple communities to its website. The real estate group’s website TheHarelikTeam.com is known for being a top resource for all things related to Palm Beach real estate added Boca Raton, Boynton Beach, Delray Beach, West Palm Beach, Lake Worth, Loxahatchee and Royal West Palm Beach to its repertoire of communities. The pages feature images and information about the communities along with price ranges on homes for sale.

The West Palm Beach community section labeled “West Palm Beach Homes for Sale” features home price ranges from $100,000 to $1 million dollars plus. This price range encompasses hundreds of homes for sale that users can browse easily with The Harelik Team’s integrated MLS search function. West Palm Beach is known for its incredible homes on the water or near the popular area of Downtown West Palm Beach.

All of these communities are located in Palm Beach County, which is an incredibly popular area for Over 55 Communities. Over 55 Communities or Active Adult Communities as they are commonly referred to are communities with age restriction that are designed to be havens for those seeking peaceful and quiet senior communities. Boynton Beach and Delray Beach are especially popular for these types of communities and have some well-known neighborhoods like Avalon Estates, Valencia Shores and more.

The Harelik Team is Palm Beach real estate group with over 26 years’ experience in real estate marketing, presentations, negotiations and sales. According to their website, “We love working real estate and working with people. We have a strong sense of sharing and helping. We’re fortunate because we love our work”. The company continues expanding its real estate operations throughout Palm Beach County and improving their website which has vast amounts of information about Palm Beach real estate.

For more information on this press release visit: http://www.sbwire.com/press-releases/the-harelik-team-adds-multiple-palm-beach-communities-to-its-website-156477.htm

A North Carolina homeowner recently found himself in the middle of a nationwide epidemic when GMAC Mortgage attempted to foreclose on his home. He used a little known tool called a securitization audit to have the case dismissed in court.

Raleigh, NC -- (SBWIRE) -- 08/01/2012 -- To many Americans who receive their Notice of Default after falling behind on their mortgage payments, their future as homeowners may seem bleak. A majority of families simply concede to the foreclosure process and move out, suffering tremendous financial losses and emotional distress. However, a little known tool called a securitization audit, turned one homeowner’s foreclosure nightmare into a dream come true.

In North Carolina, Andrew Carlton was summoned to court for foreclosure proceedings on his $1.5 million refinance of his residence. Using a secret weapon called a “securitization audit”, provided by Paladin Securitization Auditors, Carlton’s attorney was able to use the audit to show that, “GMAC Mortgage acted in breach of Good Faith, caused undo duress, inflicted emotional distress, failed to negotiate fairly and acted with incompetence.”

GMAC, the purported current Note holder, originally had the homeowners apply for a HAMP loan modification. This is a government funded program which provides assistance to homeowners seeking mortgage refinancing. However, eligibility for this program can be found on the website and limits the loan amount to $729,750. The representatives at GMAC should certainly know that a 1.5 million dollar loan would not qualify for a HAMP modification. The securitization audit stated:

“GMAC subjected the borrowers to unnecessary duress by having them apply for a program they could not be approved for. I have no idea how much time and grief this caused the Carlton’s, but it was shear incompetence to tell the borrowers to jump through hoops submit paperwork for months to cure a 1.5 million dollar mortgage with a program that doesn’t do 1.5 million dollar modifications.”

More importantly, the securitization audit also illustrated that GMAC failed to show standing with respect to ownership of the debt, and may have attempted to deceive the homeowner by not disclosing the true owner of the debt. Paladin Securitization Auditor’s audit provided evidence so significant that GMAC’s foreclosure attorney voluntarily dismissed the foreclosure proceedings on April 20, 2012. Click here for the Notice of Voluntary Dismissal.

The company that provided the audit, Paladin Securitization Auditors, has a history of providing trial-ready audits, which is fairly uncommon in the industry. After some research, Paladin was found to be one of the only companies in the nation that can offer securitization audits that will actually hold up in a foreclosure defense case. The reason is that their auditors typically have over 20 years of experience in the banking industry handling securities. They also provide expert witness testimony which has never been challenged by the opposition. See video here: http://youtube/8i6xMPqcL1c

If only more foreclosure defense attorneys followed the road that Andrew Carlton’s has paved, perhaps the mass amounts American families who are currently facing foreclosure would stand a fighting chance. Are securitization audits the solution to the foreclosure crisis? Perhaps they are, and perhaps not. Either way, Andrew Carlton is thanking his attorney and Paladin Securitization Auditors for lifting the foreclosure burden off of his shoulders.

Paladin Securitization Auditors offers wholesale, trial-ready securitization audits to attorneys. They also offer unchallenged expert witness testimony.

For more information on this press release visit: http://www.sbwire.com/press-releases/securitization-audit/foreclosure-dismissal/sbwire-156217.htm

Houston, TX -- (SBWIRE) -- 08/01/2012 -- Hartman Short Term Income Properties XIX, Inc. (HSTIP XIX), a corporation holding diversified income producing commercial real estate properties throughout the state of Texas, is pleased to announce that its net value per share has increased from an initial share valuation of $10.00/share to its current price of $11.86 per share as of December 31, 2011. This represents an 18.6% increase in value from the inception of the portfolio in January 2007.

"During the years, the Hartman team has worked for this appreciation; we diligently avoided a many economic challenges brought about by the deep recession of 2007-2009. Our focus continues to be on preserving and protecting investors&apos capital, providing investors with income and potential growth of principal through appreciation in value of the Company&aposs real estate investments," says Al Hartman, Chief Executive Officer of HSTIP XIX.

As of its most recent filed quarterly financial statements, HSTIP XIX maintained an occupancy rate of 74.1%. The portfolio consists of 7 properties located in both Houston and the Dallas/Ft. Worth Metroplex, with the majority of the assets consisting of a combination of retail and office properties. Funds from Operations (FFO) in the portfolio remain strong, and it is anticipated that HSTIP XIX will maintain its current distribution rate of 7.25% for the immediate future.

About Hartman Income REIT’s existing Portfolio
Hartman Income REIT, headquartered in Houston, Texas, is a $330,000,000 Real Estate Investment Trust which owns and/or manages 30 properties and 4,770,000 square feet of office, industrial and retail space. Our properties are located in Houston, Dallas and San Antonio,Texas.

For more information on this press release visit: http://www.sbwire.com/press-releases/hartman-short-term-income/reit/sbwire-156510.htm

Sell Fast USA offers to buy your properties in just 10 business days

Houston, TX -- (SBWIRE) -- 08/02/2012 -- More and more people are finding it hard to keep up with their mortgage payments these days, falling further and further behind until the banks threaten foreclosure. Sell Fast USA has the solution to this problem by offering to purchase the house and title, subject to the underlying defaulted mortgages in just 10 business days. This is a real lifeline to people who are facing the loss of their homes, many through no real fault of their own. Many people may have been mis-sold a mortgage or taken advantage of by ruthless lenders during the last great mortgage boom and are paying the price for it now in high mortgage installments and higher than average interest rates. This has resulted in payments being missed with alarming frequency and more and more foreclosures flooding an already saturated market. Sell Fast USA recognize the struggle that people are having and vow to fight the lending companies on their own turf. http://www.sellfastusa.com

How is Sell Fast USA achieving this? First, they purchase the property directly from the Seller, and thereby bypassing the traditional short selling process. Then, they attempt to purchase the first mortgage note from the bank or mortgage company. They do this by formulating a unique legal strategy for each original loan. They will look for errors, loan fraud, and other predatory lending violations made during the creation of the original loan. Sometimes a forensic audit will reveal errors of unethical lending practices. When they find the evidence, they will take on the bank or mortgage company, and leverage the banks in such a manner that it makes it difficult or impossible to foreclose. Then, they make an offer to purchase the Note directly from the lender at a significant discount. An owner can sell to Sell Fast USA owner takes 10 business days and will get a HUD 1 closing statement in the mail at closing. http://www.sellfastusa.com/how-do-we-work.php

Sell Fast USA is also running a successful Realtor Affiliate program. Realtors who have a long list of failed short sales or distressed properties on their books can sign up with Sell Fast USA and earn money by helping out with a guaranteed sale. They will also have access to a whole list of properties that don’t meet the requirements for Sell Fast USA and can be contacted by the Realtor for a possible listing. http://sellfastusa.com/realtors.php

Not all properties are accepted by Sell Fast USA. There are certain conditions that must be met. For example if a foreclosure sale date is to happen within 30 days, they will not accept the property. However if you are far behind on payments, it is not a problem. There are also certain US States that they will only purchase under an exception. http://sellfastusa.com/does-you-property-qualify.php

Sell Fast USA has been in business since 1992 and are the Nations single largest short sales buyers in volume. They come under the umbrella of parent company First Equity Trustees LLC and run a professional but friendly service. For more details contact Richard Vaughn in the Acquisition Department at (281) 407-1312, or email on sales@sellfastusa.com

For more information on this press release visit: http://www.sbwire.com/press-releases/sell-fast-usa-lends-a-hand-in-stopping-foreclosures-dead-156552.htm

Phoenix, AZ -- (SBWIRE) -- 08/02/2012 -- The Rod Dennis Team at WJ Bradley in Scottsdale, Arizona has just added a key player to their team.

Susan R. Barkwell joined the company in July. In her new role, Barkwell will work with Dennis to help facilitate all aspects of the team’s marketing and communications, client services and administration.

Barkwell, who earned a Bachelor of Science in Finance from DePaul University, spent 15 years in the futures and options industry in the financial district of Chicago. For the past decade, she has worked in the financial planning industry at several firms throughout California and Illinois.

Barkwell is a strong addition to the Rod Dennis Team, which specializes in providing its clients with solutions for their mortgages for purchases of homes, investment properties and refinance of existing home loans.

For over 25 years, Dennis has helped his clients throughout the Phoenix metropolitan area as well as the entire state with their mortgage solution needs. During that time, he has closed over $300 million worth of transactions.

For homeowners who are looking for outstanding service from their mortgage brokers Phoenix area Dennis and his knowledgeable team are ready, willing and able to help.

“As a leader in the mortgage industry for a lot of years, I have coordinated transactions for thousands of customers, helping them to get into their dream homes, expand their investment portfolios, or increase cash flow through refinancing,” Dennis wrote in an article on his company’s website, adding that he works closely with his clients, looking at their finances, current situation and future plans.

“My talents encompass all manner of loan transactions, and I will manage the entire transaction from beginning to end, providing up to date communication support to you along the way.”

For clients who would like more information about home loans Phoenix area Dennis has a user-friendly website that explains in great detail about the mortgage services that he and his team provide. The site also includes a blog that features news articles about some of the latest trends in the real estate market. Interested clients may start the process of working with Dennis and his team by filling out a secure loan application right on the website.

About the Rod Dennis Team at WJ Bradley
For over two decades, Rod Dennis has been a leader in the mortgage industry. The Scottsdale, Arizona based company helps clients with refinancing their current home loans, as well as with mortgage solutions for new homes and investment properties. Because Dennis understands that a home is typically the largest asset, he takes the time to carefully communicate all options with his clients. For more information, please visit http://www.roddennis.com

For more information on this press release visit: http://www.sbwire.com/press-releases/wj-bradley-in-scottsdale-arizona-welcomes-susan-r-barkwell-to-the-rod-dennis-team-156290.htm

San Miguel de Allende, Mexico -- (SBWIRE) -- 08/02/2012 -- San Miguel Sotheby’s International Realty announced today that they are the Major Business Sponsor of the 34th Annual International Chamber Music Festival to be held in San Miguel de Allende, from August 3-19, 2012.

Each year the Festival presents internationally acclaimed chamber music ensembles at accessible prices in intimate, acoustically satisfying venues in the UNESCO World Heritage Site of San Miguel de Allende. Considered the top chamber music festival in Latin America, the San Miguel Festival was founded on the presentation of the great artists of our day and is dedicated to the development of the next generation of musicians.

Larry Stebbins, San Miguel Sotheby’s Owner/Broker said, “San Miguel Sotheby’s is proud to sponsor such an acclaimed Festival and we are delighted to support the education of young musicians in pursuit of their artistic dreams.”

The San Miguel Chamber Music Festival has presented over 100 groups and soloists from many continents. The Festival’s raison d’etre is education and every year offers young, advanced-level students from North America the opportunity to participate in workshops and master classes, having supported the development of over 1,000 young musicians since 1979.

Said Camila Sands, Festival President, “The San Miguel Chamber Music Festival is grateful to have the support of San Miguel Sotheby’s International Realty to continue the tradition of artistic excellence in our community and provide opportunities to talented young musicians.”

This year’s performers include the Grammy Award Winning Pacifica Quartet, the internationally acclaimed Cassat String Quartet and Onyx Ensemble, and the Atlanta Chamber Players, composed of principals of the Atlanta Symphony.

About San Miguel Sotheby’s International Realty
San Miguel Sotheby’s International Realty takes great pride in presenting to the world unique properties and their stories, and in using our innovative marketing tools, global network and relationships with discerning buyers to perfectly match distinctive homes with those who will cherish them as we do. Born of the storied London auction house, the Sotheby’s International Realty Network continues a centuries-old tradition of exceptional service and astute valuation of the finest, most beautiful and most extraordinary properties in the world. To those who value excellence, San Miguel Sotheby’s is the local real estate services provider that offers unrivaled access to qualified buyers and exceptional properties using our considerable experience, resources, and global connections.

For more information on this press release visit: http://www.sbwire.com/press-releases/san-miguel-sothebys-announces-its-patronage-of-the-34th-annual-chamber-music-festival-156628.htm

Agents Can Now Get Monthly Leads for Their Businesses Without All the Hassle!

Harrisburg, PA -- (SBWIRE) -- 08/02/2012 -- Agents who are in need of high quality real estate leads now have the ability to put their efforts on autopilot. Due to a high level of client requests and years of testing and market research, Josh Schoenly of Retechulous, LLC feels that they have discovered the perfect formula for lead generation.

“After years of working with thousands of professionals across the nation, we constantly noticed one reoccurring theme among them all. Most real estate agents want to focus their time and energy on building their own business and not marketing. In fact, creating a flow of leads can tend to be an enormous bottleneck for many. As a result, we are now offering done for you real estate leads in order to help busy professionals invest in their businesses,” reports Schoenly.

Some of the services that Retechulous offers in order to build a steady lead flow include Facebook marketing, Craigslist, YouTube, Google/SEO, local places listings, and more. In addition, agents are guaranteed a certain amount of leads every single month without being required to invest any time into the marketing efforts.

Schoenly says, “We want to make this whole process as easy as possible. Therefore, if we ever fail to deliver in any given month, we always refund our clients for the difference. It is our goal to create a real estate leads funnel that continually produces high quality, motivated leads to ensure that our clients always have a steady flow of business. That’s what keeps people coming back to us time and time again.”

Agents who want to immediately take advantage of this opportunity can learn more about how to get started by visiting the link below.

About Retechulous, LLC
Retechulous, LLC is focused on training agents, brokers, and other marketing professionals throughout the U.S. and Canada on how to effectively promote their businesses online for maximum profits. The company is managed from several “secret headquarters” deep within undisclosed locations of Central PA. For great automated lead generation visit Real Estate Leads Funnel today.

For more information on this press release visit: http://www.sbwire.com/press-releases/automatic-real-estate-leads-available-for-busy-real-estate-professionals-reports-schoenly-of-retechulous-llc-156665.htm

Cedar City, UT -- (SBWIRE) -- 08/02/2012 -- As anyone who has ever sold a home knows quite well, sometimes it is the small details that can sway a potential buyer to make an offer.

Simple yet elegant decorating touches like placing flowers throughout a home that is for sale can truly help make a positive impact on buyers.

Janet Naisbitt-Bagley, an experienced realtor in the Cedar City real estate market, has compiled a list of floral-themed tips that can help beautify homes during the summer sales season.

Naisbitt-Bagley, who has worked in the Cedar City Utah real estate market for some time, said that as a nod to the summer season, it can be fun to transform the inside of a home to reflect the changes that are in the air.

For example, she noted, displaying little vases of flowers that can currently be found outside is a great way to brighten up the rooms in Cedar City homes for sale. To make decorating with flowers easier on already-busy sellers, she suggests using silk flowers.

“Decorating your house with silk flowers is such an easy and fun way to spruce up your home for the summer,” Naisbitt-Bagley noted, adding that if figuring out which flowers are in season for the summer is intimidating, sellers can simply head to the nearest craft store.

“They tend to only carry silk flowers when the real flowers are in season. Then, once you&aposve purchased those flowers once, you can use them every year. As a matter of fact, you can buy silk flowers for each season, keep them in storage when they&aposre not in season, and bust them out when the time is right.”

Silk flowers that are especially popular during the summer months include bouvardia, which resemble little red, pink, white and yellow fireworks; chrysanthemums, which come in all shapes, sizes and sunny colors and are easy to incorporate into the established decorating style of a home; gerbera, which are similar to daisies in appearance, only with a bigger blossom; and sunflowers, whose name alone evokes an image of a bright summer day.

By taking a look around outside and in the local craft store, home sellers are sure to find flowers that will help brighten up their rooms this summer.

About the Janet Naisbitt-Bagley Team:

The Janet Naisbitt-Bagley team has over 50 years of combined experience in the Cedar City, Utah real estate market. For clients who are looking for experts who will make buying or selling a home in the Cedar City area easy and enjoyable, the Janet Naisbitt-Bagley Team is their number one choice. No matter what price or type of property people are looking to buy or sell, Janet and her team have the local knowledge to help their clients have the very best real estate experience possible. For more information, please visit http://homesincedarcityut.com

For more information on this press release visit: http://www.sbwire.com/press-releases/cedar-city-real-estate-agent-janet-naisbitt-bagley-offers-floral-themed-home-selling-tips-156575.htm

Sell Fast USA Offers an Alternative Solution to Foreclosure

Houston, TX -- (SBWIRE) -- 08/02/2012 -- As more and more people fall behind with their mortgage payments, foreclosure properties are flooding the market. Sell Fast USA, who come under the umbrella of First Equity Trustees LLC, are buying distressed properties directly from the owners and then taking on the lending companies to acquire the note. They promise that, should your property qualify, the buying stage can be completed within 10 working days. Once the purchase transaction is complete with the seller, Sell Fast USA takes over all the work involved in buying the note from the lenders at a discount price. http://www.sellfastusa.com

Sell Fast USA can achieve this because of their vast experience and top legal team. In many cases a set of the original loan documents are ordered and then thoroughly combed for violations, errors and unethical practices. Many people were falsely sold the wrong mortgages under bad terms during the last mortgage boom and these practices are now coming back to haunt not only the home owner but the lending companies themselves. Once they start thier legal challenges with the lender or bank, they order all collection to cease and desist, and take over contact with the bank. http://www.sellfastusa.com/how-do-we-work.php

Sell Fast USA also offers a Realtor Affiliate program. There are many Relators across the country who are struggling to get rid of vast amounts of short sales. Sell Fast USA affiliate program gives them the chance to remove some of these properties from their listings and earn a commission for doing so, provided their properties qualify. Realtors will also have access to a long list of properties held by Sell Fast USA that do not qualify for the buyout procedure, giving them a chance to sell the properties and make a potential listing commission. http://sellfastusa.com/realtors.php

Sell Fast USA does have strict guidelines on the properties they can and can’t accept. For example, you must be upside down on your mortgage. They also do not accept mobile homes, a duplexes, or commercial property. Generally they are looking for single family properties in generally good condition that require no deferred maintenance. If a foreclosure sale is already scheduled in less than 30 days, they will not be able to purchase from you. However, Sell Fast USA can assist with delaying the foreclosure if your goal is to remain in the property for as long as possible. http://sellfastusa.com/does-you-property-qualify.php

About Sell Fast USA
Sell Fast USA has been in business since 1992 and have acquired a vast amount if knowledge and experience in dealing with delinquent mortgages and distressed properties. They offer a full range of services from the complete buy out procedure right down to assisting you with delaying on a foreclosure if they can’t accept your property. For more information please contact the Acquisition Department at on (281) 407-1312 or email to sales@sellfastusa.com.

For more information on this press release visit: http://www.sbwire.com/press-releases/sell-fast-usa-takes-on-the-big-boys-156554.htm

Madison, WI -- (SBWIRE) -- 08/03/2012 -- The Obama administration intends to help struggling homeowners to get more stable product by replacing existing troublesome mortgage with an affordable mortgage and to avoid losing their valuable homes to foreclosure. To help distressed and underwater homeowners who could not get benefited with HARP because of its stringent guidelines, the President unveiled HARP 2.0 plan in October 2011, a revamp of original HARP introduced in 2009. If you earlier couldn’t qualify for The Home Affordable Refinance Plan 2.0, you can start it all over again with new HARP. But, you need to understand its eligibility guidelines first.

To get approved for refinancing under the Obama refinance program HARP, mortgage should be owned or guaranteed by Freddie Mac or Fannie Mae. Moreover, mortgage needs to have been sold to Freddie Mac or Fannie Mae on or before May 31, 2009. Homeowners’ current loan-to-value ratio must be greater than 80%. Furthermore, he must be current on his mortgage payment with positive payment history in the last 12 months. Homeowner should not have even a single late payment (exceeding 30 days) on his mortgage within the last 6 months; a one late payment in the last twelve months will qualify him as per the Home Affordable Refinance Plan 2.0 guidelines. Mortgages which were earlier refinanced under HARP cannot be refinanced under the HARP 2.0. Even, end date of the program is also extended to 31 December, 2013.

HARP 2.0 aims at helping households looking for relief in mortgage payments because they may find it difficult to keep up with unmanageable monthly payments and higher rates of interest on existing mortgage. There are also other traditional mortgage refinance programs which borrower can pay attention to. These programs are being offered by a wide range of private lenders throughout U.S. Apart from refinancing, there is also a provision of modification under federal government’s Making Home Affordable MHA program, for borrowers who wish to modify their mortgage payments to make them affordable enough so that they hold homeownership while making regular payments on existing mortgage itself.

http://www.loansstore.com/mortgage-refinance-loan-application.php">Check Your Eligibility To Qualify For HARP 2.0

Instead of getting information on a single refinance program and applying for it which could lead you to more mortgage troubles and increase your chances of facing foreclosure, you should explore more refinancing options for your situation and compare them. Additionally, you may find it tricky and challenging to meet HARP 2.0 requirements because of not being familiar with enough information on the subject. Few online mortgage service firms have years of experience in providing refinancing help to borrowers by bridging the gap between borrower and mortgage experts. A reliable expert could help you to select the best option for you and understand its eligibility criteria.

Getting qualified for the Home Affordable Refinance Plan 2.0 and completing approval process correctly as well as accurately is not that easy. It will be in your favor to take help from a mortgage specialist who will scrutinize severity of mortgage troubles faced by you and then will help you to choose the right refinance program. If you have specialist to assist you in the HARP 2.0 plan process, you are likely to get fast approved because specialists are well-versed with HARP 2.0 requirements and overall approval process.

For more information on this press release visit: http://www.sbwire.com/press-releases/check-if-you-can-meet-the-harp-20-requirements-online-156856.htm

California homeowners who are living under negative equity may be able to use the HARP 2.0 government program to allow them to refinance at lower interest rates.

Bakersfield, CA -- (SBWIRE) -- 08/03/2012 -- More people than ever with homes in distress are able to refinance under the HARP 2.0 program. This bodes well for homeowners looking to reduce their interest rates and lower their monthly mortgage payments.

The only problem is that still many California homeowners don&apost know the program exists.

California mortgage originator, Brandi Bryan educates his potential clients on the basics of this program at his Online HARP 2.0 program have already resulted in a large amount of loan modifications. Those California homeowners with high LTVs (Loan-to-Value ratios) and less than perfect credit scores have been able to successfully refinance their homes.

You May Be Eligible For A HARP Refinance If:

1) Fannie Mae or Freddie Mac owned or guaranteed your home loan.

2) Your loan was sold to Fannie Mae or Freddie Mac before May 31, 2009.

3) Your mortgage is current for the last six months.

4) You owe more than your home is worth, or is there minimal equity in your home.

5) Your mortgage has not already been refinanced through HARP in the past, unless it happens to be a Fannie Mae loan that underwent a HARP refinance between March and May 2009.

6) You have no more than one late payment over the past 12 months.

7) Your loan is not an FHA, USDA or Jumbo Mortgage.

Call Brandi Bryan at 661-332-2074 or visit our HARP Refinance Center and fill out our Quick 1 Step Eligibility Form to see if you qualify for this new program.

For Answers to Your HARP Questions: http://caharprefinance.com

For more information on this press release visit: http://www.sbwire.com/press-releases/california/mortgage-expert/sbwire-156843.htm

In simple terms, a Short Sale is a real estate transaction in which the homeowner sells a property for less than what is currently owed on the mortgage and in turn is able to avoid foreclosure or bankruptcy. The lender approves the short sale and agrees to accept less than what is owed on the mortgage and discharges the loan.

San Diego, CA -- (SBWIRE) -- 08/03/2012 -- A common and useful option that homeowners are using to avoid foreclosure is called a Short Sale. A short sale is a way for homeowners to avoid foreclosure and bankruptcy, protect their credit & walk away with no mortgage debt or tax liabilities.

What is a Short Sale?

A short sale is the process in which a homeowner sells his or her house for less than what is owed on the mortgage. A bank or lender would allow the homeowner to settle for less than what is owed in order to avoid the lengthy and expensive foreclosure process.

Here are 9 helpful tips to help you short sale your house.

1. Early communication with the mortgage lender – the bank will generally be more forgiving and flexible if the homeowner is upfront with their financial difficulties. In order to avoid a lot of legal entanglements before they become a problem it is a good idea to let your lender know if you are going to have any problem making the mortgage payment.

2. Constant communication (and negotiation) with the lender – the bank will need constant communication in order to keep track of the progress of the short sale. Inform them and the short sale real estate professional of any changes to your financial situation and scheduling.

3. Remember that banks are really run by people – no matter how you feel, you are always going to be dealing with another person at the other end. Be polite, professional and conscious of your actions. You will get a lot more cooperation being honest and friendly than by yelling.

4. Consult a Realtor – you need a experienced Short Sale Realtor to value your property and present this information to the bank. This involves researching recent house sales in your neighborhood, damage /repair estimates, and anything else that could affect the property value. If done correctly, they can negotiate the ability to walk away debt free.

5. Consult a lawyer – find out your rights and the legal issues governing this transaction, for example all the liens (legal claims) against your property. The point is to keep things civil and avoid court if possible.

6. Consult a certified accountant – make sure your deal is structured so that you don’t have to pay taxes on the discounted debt. A CPA will help make sure you get the best deal financially. short sale tax information

7. Find out your bank’s short sales procedures and stick to that schedule – every bank is different so you need to ask them directly about how they will handle your deal. It is very important to stick to this schedule, and you must inform them of any changes.

8. Fill out all the required paperwork completely– short sale deals require a lot of paperwork (which is why they take time). Many delays are the result of incomplete paperwork. Make sure you have all the required forms filled out and requested paperwork available.

9. Find a buyer as soon as possible – having a buyer ready and willing to buy the house (preferably for cash) is key to a successful bank short sale. If in doubt, go with a Short Sale real estate agent.

This information should be useful if your are deciding on whether a short sale is the best option for your situation. Short Sales are a great way to help you avoid foreclosure, avoid legal issues (and hefty legal fees), as well as avoid a ruined credit report for the next 7 to 10 years. With a short sale you can walk away with your debt paid in full with the possibility of buying a new home in as little as one year.

This article was written by Bradford Damm, the owner and CEO of Short Sale San Diego Realty a San Diego real estate company that specializes in the real estate short sale. You can visit Short Sale San Diego or call 619-825-0000 for more information.

About Short Sale San Diego Realty
Short Sale San Diego Realty, (http://www.http://www.shortsalesandiego.com), based in San Diego, CA, is a leading real estate company that specializes in short sales and residential real estate. Short Sale San Diego&aposs is specifically experienced in the distressed portion of the residential real estate market.

For more information on this press release visit: http://www.sbwire.com/press-releases/the-short-sale-9-tips-to-a-successful-short-sale-156196.htm

Fairfax, VA -- (SBWIRE) -- 08/03/2012 -- Your home is your castle, and it reflects your personal needs and interests, so when you decide to sell your VA home, how do you allow potential buyers to see how their own lifestyles will fit into your house? An open house is a critical step to letting people see how your house will fit their interests and needs. Here are five tips to preparing your home for an open house.

(1) De-personalize as much as possible. Your goal during your open house is not to have people wondering whether they could live in your home. It is to allow visitors to see that they definitely could, and want to, live in your home, so try to limit personal collections and photographs as much as possible. If one room in your home is dedicated to your Star Wars figurine collection, pack them up in boxes and stage the room to be a bedroom. If your home contains a lot of clutter, rent a storage unit and aim to remove at least half of the clutter from your home before the open house. The best Realtors will also help potential buyers to see how your home will fit their interests and needs.

(2) Organize closets and pantries. Potential home buyers will automatically associate a well organized home with a sense of calm and order. Make sure to organize even the areas that are normally concealed behind closed doors. Remember that people will definitely be checking to see how much drawer, closet, and cabinet space you have. Create a sense of order in your closet by hanging all of your apparel in the same direction on matching hangers. Pack away your extra dishes and leave only your best, matching set in your kitchen cupboard. Place all of your coffee cups so that the handles point in the same direction. Think “calm and organized.”

(3) Complete minor repairs. You may have forgotten all about your broken doorbell at this point, but this is something a potential buyer will notice. Get out the spackle, touch-up paint, caulk, and tools such as a screwdriver and wrench in order to complete small repairs around the house. Replace any light bulbs that have burnt out, patch any small holes or cracks, and replace any broken tiles. At the same time, if something cannot be fixed or repaired, figure out how to attract attention away from it. For example, if your kitchen is on the small side, removing all of the appliances from the counter can help it to appear roomier.

(4) Assess your curb appeal. Go outside and take a look at your house. Does it look inviting and welcoming? Consider power washing your siding, or purchasing a “home wash,” which is a hose attachment that you can find at home improvement stores. Put a fresh coat of paint over your shutters and trim. Clean out your gutters and replace holey screens. Replace your welcome mat, and give your front door a coat of paint. Mow your lawn and trim your trees and bushes. Add a few pots of colorful annuals to your front porch. A great tip to remember is that colors evoke specific emotions. Blue is calming, while yellow is energizing and is known to put people in a buying mood.

(5) Make your home sparkly clean. You want your home to shine, so make sure it is completely clean when people see it! Scrub every inch of your bathrooms, and polish the fixtures until they gleam. Focus specifically on the bathrooms and kitchen, as it is particularly distracting to home buyers if they are dirty. Vacuum all of your carpets, and wash all area rugs. Look all the way from the floor to the ceiling, and remember to clean both floor boards and ceiling fans. Your home should smell clean, too, so give it a spritz of air freshener or light a scented candle if needed.

When the time comes for your open house, you may also wish to consider leaving your home for the event. You can trust your Realtor to guide visitors through the home, and point out its best attributes. Whether you go out for coffee or take the dog for a long walk, you can rest assured that your house is in good hands, and looks lovely and inviting to all its visitors!

For more information about preparing your home for an open house, please contact Debbie Dogrul Associates. With over twenty years of experience in the real estate market and a team of certified, professional Realtors®, Debbie Dogrul Associates serves the northern Virginia real estate markets with integrity and a strong sales record. If you are in search of a good Realtor, look no further. Visit TeamDDA.com for more information.

For more information on this press release visit: http://www.sbwire.com/press-releases/five-tips-for-preparing-your-home-for-an-open-house-156699.htm