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    Lake Worth, FL -- (SBWIRE) -- 01/23/2013 -- One of the most populous states of United States, a place full of amusement parks, a state with different cultures and multiple inheritances, Florida is an attraction point to not only celebrities and writers but also normal human beings who love sports and love to go to The Walt Disney World Resort every weekend.

    Due to its increasing popularity, it is being increasingly developed as well. There are best schools and colleges for children. Job opportunities, high living standards and whatever a person dreams to have, there are always places of attraction for even the citizens of Florida to go to.

    With its longest coastline and beautiful beaches and a warm weather for everyone to be at ease, Florida is known as the Sunshine State. Everyone wants to have a relaxed and calm life for which Florida is the first destination to go live in. Old people who are retired, young people who want to enjoy lives on beaches and roller coasters, social butterflies who want new friends every next day, Florida is your home.

    Vacant Florida Land where there is Discount Florida Land for Sale by World O World, makes this idea of living in Florida an easy one. It gives you the opportunity to buy a land in this state. In a beautiful community, surrounded by shopping malls, top rated schools and beaches, this website finds the land of dreams.

    Why is this the right time to buy a land for sale in Florida? Even if the plans of living in Florida are not made or are on the verge of being decided, this is the right time to purchase a land in Florida because cost for vacant lands in Florida for sale has been drastically reduced. A land which was of millions of dollars previously is now cheaper and reasonable for a common being.

    Vacant Florida Land makes sure that property is purchased with a minimum down payment. It enables financing without credit checks. This land can be made into a home at any time or can be sold at any time. Florida is a state with no Income Tax and low Sales Tax which increases the savings by 40%. This real estate business provides with offers like Kids Special Offer. This agency goes through all the costs and benefits of purchasing this property for a person. And nobody has ever been disappointed by its service because it offers property that is affordable.

    Media Contact:

    Victoria Gelman
    victoria@vacantfloridaland.com
    http://vacantfloridaland.com

    For more information on this press release visit: http://www.sbwire.com/press-releases/vacantfloridalandcom-offers-premium-land-for-sale-in-florida-198171.htm

    Media Relations Contact

    Victoria Gelman
    Email: Click to Email Victoria Gelman
    Web: http://vacantfloridaland.com/


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    Local citizens only account for a quarter of new-home sales

    San Francisco, CA -- (SBWIRE) -- 01/23/2013 -- London is still calling for Asian property buyers, according to a new report.

    The Knight Frank report that was released on Wednesday noted investors from Singapore, Hong Kong, China, Malaysia, and India accounted for 50% of the purchases of new homes in central London.

    The United Kingdom&aposs own citizens represented close to 25% of new-residence sales in the same area.

    Asian buyers have spent over $1 million on new properties, up 14% from the average of a year ago.

    “The higher price is partly due to the overall buoyancy of the market, but the products we’re selling to Asians is definitely more high-end than two or three years ago,” said Knight Frank’s Neil Batty.

    Batty added that as of 2009, Asian buyers would balk on payments of more than $1,400 per square foot; however, today the projects such as Tower Bridge see Asian investors putting in nearly $2,500 per square foot.

    Meanwhile, U.K. Citizens accounted for the highest percentage of property sales in central London over the 2012 fiscal year. Singaporeans were in second place with 23%. hong Kong was third.

    China and Malaysia also made the list, with Mainland Chinese investors buying 5% of new central London property, and Malaysians tallying 4% of the overall purchases. India accounted for 2% of the total sales.

    Baty noted that one of the main reasons for Asians to buy a London property is the child&aposs education.

    “They have every intention to have their children study there,” said Mr. Batty. “We get asked all the time how far a flat is from one university or another.”

    About Bennett Walden
    Bennett Walden (http://www.bennettwalden.co.uk/) provides information and listings on quality properties. Use the search function to find the property that bests suits various needs, and learn how BennettWalden.com can help anyone get started on finding the property they need.

    For more information on this press release visit: http://www.sbwire.com/press-releases/asian-investors-buying-big-in-central-london-reports-bennett-walden-198728.htm

    Media Relations Contact

    Chris Isiah Monteith
    Bennettwalden.co.uk
    Telephone: 415-657-7002
    Email: Click to Email Chris Isiah Monteith
    Web: http://www.bennettwalden.co.uk/


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    Rules for mortgage borrowing and lenders hope to lower litigation instances

    San Francisco, CA -- (SBWIRE) -- 01/23/2013 -- United States regulators will be unveiling a new set of home mortgage rules on Thursday that are set to provide lenders with a greater shield from lawsuits. The move is hoping to increase legal certainty that will lead to an easement on credit terms for potential borrowers.

    The Consumer Financial Protection Bureau&aposs current rules are designed to ensure lenders are able to properly judge a borrower&aposs ability to repay a mortgage debt when they obtain a new loan. The So-called &aposqualified mortgages&apos are supposed to meet these standards; however, following the residential crisis that started half a decade ago, there has been emphasis to improve the rules in general.

    The rule set changes within the measure have made it one of the more contested post-crisis U.S. Measures on the docket. That is in part due to lenders having pushed hard for the CFPB to make a broad change to ensure that credit availability will be attainable while it also shields them firm litigation risks from borrower defaults.

    Fears over the rules has lead to tight mortgage standards in the previous two years, according to lenders and policy makers. Lenders are simultaneously struggling under the servicing rules that have been imposed on mortgages, while the uncertainty around the future government-controlled mortgage financiers Fannie Mae and Freddie Mac. The new capital rules under the Basel reforms, as well as the measures the demand lenders to retain portions of securities mortgage debt are also causing a struggle for the lenders.

    The CFPB has sided with the industry over consumer groups thanks to lenders admitting they would discontinue the lending to borrowers who had defaulted loans.

    “They recognized the need to create as broad a credit box as possible to make sure the industry and investors in mortgage securities would extend capital and credit into a marketplace knowing that if they followed the rules they wouldn’t be caught by some unforeseen legal risk,” said David Stevens, Mortgage Bankers Association chief executive.

    About Watchtower Mortgage
    Watchtower Mortgage (http://watchtowermortgage.com/) provides customers with quality information on experienced realtor and loan agent services. Learn how one can refinance, purchase, or take out the loans they desire for the residence that they deserve.

    For more information on this press release visit: http://www.sbwire.com/press-releases/new-rules-protect-lenders-from-lawsuits-reports-watchtower-mortgage-199065.htm

    Media Relations Contact

    Chris Isiah Monteith
    Watchtowermortgage.com
    Telephone: 415-943-5562
    Email: Click to Email Chris Isiah Monteith
    Web: http://watchtowermortgage.com/


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    Fees and taxes increased in effort to help economic deficit

    San Francisco, CA -- (SBWIRE) -- 01/23/2013 -- Bloomberg reported in early January, citing Knight Frank&aposs Housing Market Forecast, that London&aposs most high-brow residential properties are likely to outperform the rest of the United Kingdom&aposs housing market. Cash-rich investors will likely have no qualms with the property-tax increases, and continue to invest heavily.

    Knight Frank&aposs, which is a London-based real estate consultancy, noted that prices for the higher-end housing market above 10 million will peak as high as 5% in 2013. Last year buyers were competing for less properties still pushed value up almost 7%.

    Liam Baily, head of the residential research at Knight Frank, stated: “The demand for luxury London homes from overseas buyers looking for a safe-haven for their money, as well as a slice of London life has helped drive price increases. This growth might have continued into next year, albeit on a more modest basis as prices bumped a ‘natural ceiling’, but government policy is set to have an impact on the market next year."

    A high percentage of luxury homes within the U.K. Are owned by shell companies that are set up as tax havens I order to avoid the transaction fees as well as remain anonymous. Due to the ongoing effort to help lower the U.K&aposs record budget deficit, Chancellor of Exchequer, George Osborne, announced measure that would target these types of companies.

    In Britain&aposs 2012 budget, Osborne introduced 15% stamp fee on real estate assets that were purchased by foreign companies. The tax on all property sold at more than £2 million would be upped 7% from the previous 5% marker. Stacked onto that would be home values at £2 million or more that were owned by offshore companies would be hanged to £140,000 in tax, and a capital-gains tax on home sales by owners who were non-resident and non-naturalized would also be implemented on homes of £2 million.

    About Bennett Walden
    Bennett Walden (http://www.bennettwalden.co.uk/) provides information and listings on quality properties. Use the search function to find the property that bests suits various needs, and learn how BennettWalden.com can help anyone get started on finding the property they need.

    For more information on this press release visit: http://www.sbwire.com/press-releases/high-end-homes-expected-to-sell-well-in-2013-reports-bennett-walden-199081.htm

    Media Relations Contact

    Abriel Max Gordon
    Bennettwalden.co.uk
    Telephone: 415-983-3476
    Email: Click to Email Abriel Max Gordon
    Web: http://www.bennettwalden.co.uk/


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    Aventura, FL -- (SBWIRE) -- 01/24/2013 -- Pobiak Properties, a leading realty group specializing in luxury real estate, has launched a new real estate blog on their website in an effort to reach out to clients and prospective homebuyers. The blog will discuss new listings, offer detailed descriptions of featured properties, and provide up-to-date news about the region’s real estate market.

    The blog will cover a wide variety of properties, ranging from condos and townhomes to single-family homes and mansions. Several major luxury real estate markets are included, such as Miami Shores Real Estate. The blog will even share information about pre-built real estate developments, allowing readers to learn about opportunities in advance

    Additionally, users can visit pobiakproperties.com for additional information and services, such an advanced search option to locate their preferred property. Prospective sellers can also visit the site for advice, marketing strategies, and resources such as a home evaluation form. Pobiak Properties also has accounts on Facebook and on Twitter, where followers will receive regular updates on a variety of relevant topics, including Pobiak Properties news, recent listings, trends in the real estate market, information about certain properties and communities, and more.

    About Pobiak Properties
    Pobiak Properties has been in business for over a decade and consists of David and Rosangela Pobiak. The team is responsible for over $100 million worth of purchases and sales, and is subsequently ranked within the top 1% of realtors worldwide. The group emphasizes their local and global networks, in addition to their utilization of new technology, as major strengths for servicing their clients.

    For more information on this press release visit: http://www.sbwire.com/press-releases/pobiak-properties-launches-new-real-estate-blog-198678.htm

    Media Relations Contact

    David Pobiak
    Pobiak Properties
    Telephone: 305-608-8352
    Email: Click to Email David Pobiak
    Web: http://www.pobiakproperties.com/


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    Sequent Systems introduces EZ Coordinator at this year’s Real Estate Connect conference in New York City. EZ Coordinator brings efficient closing and streamlined process to real estate agents, brokers, and transaction coordinators across the world.

    New York, NY -- (SBWIRE) -- 01/24/2013 -- Real Estate Connect conference goers got a glimpse of how EZ Coordinator will improve productivity in the real estate industry. EZ Coordinator is also causing a stir in the transaction management market because of its highly competitive pricing structure.

    Those who deal in real estate know that one of the biggest challenges is keeping a handle on the complexity of the sales process. There are so many moving parts, and to keep track of them and know what to do next is rarely a straightforward task, even for seasoned industry veterans. The most effective recipe for success is therefore an easy and organized process. David Lester recognized this fact when he founded the real estate software company Sequent Systems . Sequent’s first transaction management system was Sequent Enterprise, which makes life easier for professionals working in the multi-unit condo development market.

    “Keeping track of your real estate deals isn’t just important for urban infill developers,” said David Lester, CEO. “We found that local real estate agents, brokers, and transaction coordinators can also benefit greatly from our expertise in real estate transaction management, so we decided to build EZ Coordinator.”

    EZ Coordinator is an online transaction management tool that reduces uncertainties by keeping track of moving pieces and showing you where action is required. As the name implies, real estate insiders appreciate EZ Coordinator’s easy-to-use interface, coupled with the vastness of functionality.

    “We give agents access to the core features of EZ Coordinator for free, with advanced functions at extremely low prices,” said Jeremy Shoenig, VP of Operations and Product at Sequent Systems.

    Shoenig is the main driver behind EZ Coordinator, and says that it is not just about efficiency gains: “Professional transaction management ensures that less falls through the cracks. Therefore it’s a great investment to keep yourself and your customers happy and to reduce the risk of liability.”

    About Sequent Systems
    Sequent Systems has been at the forefront of cloud based real-estate transaction management since it first launched its landmark Sequent Enterprise product, now used by condo developers and marketers world-wide. The company was founded in 2002 by real estate professionals with decades of industry experience. More recently, Sequent Systems is also servicing the single-family home sale market with their latest real estate transaction management tool, EZ Coordinator.

    For More Information Visit:

    http://www.sequentsys.com/

    http://www.ezcoordinator.com/

    Contact:
    Jeremy Shoenig
    415-857-0260
    jeremy@sequentsys.com

    For more information on this press release visit: http://www.sbwire.com/press-releases/real-estate-professionals-hail-ez-coordinator-as-an-industry-game-changer-199307.htm

    Media Relations Contact

    Jeremy Shoenig
    Email: Click to Email Jeremy Shoenig
    Web: http://www.sequentsys.com/


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    Forged mortgage and foreclosure documents can now be proven beyond a shadow of a doubt as one company acquires a nationally recognized handwriting expert.

    Dallas, TX -- (SBWIRE) -- 01/24/2013 -- Paladin Securitization Auditors just brought on a handwriting expert for supplemental reports to their nationally recognized securitization audits. For homeowners nearing or already in foreclosure, this is a dream come true. They can now challenge the validity of documents from robo-signers by providing the court with written proof of forgery from a court qualified expert!

    A spokesperson for Paladin Securitization Auditors said,

    “We&aposve found that one of the most common reasons foreclosure cases get thrown out is because of ambiguity in the chain of custody for various mortgage documents. Critical documents that supposedly give standing for a servicer to foreclose are either signed by the wrong person, signed by an unauthorized person, or obviously forged.

    Without a handwriting expert to prove a forgery though, a foreclosure defense attorney must attempt to discredit the party foreclosing and provide several pieces of evidence in doing so. With our court-qualified handwriting expert, a statement proving a forgery and thus a lack of standing to foreclosure will most certainly increase the chances of a case being thrown out.”

    The handwriting expert is a court qualified Forensic Document Examiner with a long list of credentials. Here are some of the highlighted ones:
    - In court over 60 cases
    - Deposed over 20 times
    - 100% accepted as credible witness and an expert in her field by judges and opposition
    - Examined over 500 document examination cases involving over 6500 documents.
    - Trained with the International School of Forensic Document Examination and has apprenticed under a leading court-qualified Forensic Document Expert.

    Paladin Securitization Auditors’ handwriting expert is also available for depositions and expert witness testimony.

    If you are a homeowner or attorney that is currently in a foreclosure defense case, this could very well be the weight that tips the scales.

    About Paladin Securitization Auditors
    Paladin Securitization Auditors offers wholesale, trial-ready securitization audits to attorneys. They also offer unchallenged expert witness testimony.

    For more information on this press release visit: http://www.sbwire.com/press-releases/securitization-audit/foreclosure-defense/sbwire-199340.htm

    Media Relations Contact

    Gabe Tuft
    Local Marketing 2.0
    Telephone: 307-222-8800
    Email: Click to Email Gabe Tuft
    Web: http://securitizationauditservices.com/


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    Costa Rica Eye offers professional access to Costa Rica real estate throughout the country, plus is familiar with the recent changes to the Property Transfer Tax Law.

    San Jose, CA -- (SBWIRE) -- 01/24/2013 -- Costa Rica Eye builds on over 15 years of experience for helping clients find properties to buy and invest in. The Costa Rica Property Tax Law, in effect for some time, subjects all transfers of property, recorded under the National Registry, to a 1.5% transfer tax. In the past, by selling the shares of a corporation, parties of a Costa Rica real estate transaction were exempt from filing a real estate sales deed with the registry. They could therefore avoid any applicable taxes.

    A new law, the Ley de Fortalecimiento de la Gestion Tributaria, Ley No. 9069, modifies the existing regulations on real estate transfer taxes. It is aimed at pursuing indirect real estate transfers. Parties engaging in transfers must pay the transfer tax, plus registration fees and documentary stamps adding to the overall costs when a property is transferred and recorded in the registry.

    Other stipulations of the law include a requirement for the tax to be paid within 15 business days following theCosta Ricareal estate transaction. The tax must also be paid based on the actual value of the transaction, plus the law cracks down on people under reporting the value of the transactions, with the requirement of filing a copy of the sales deed with the local government.

    Costa Rica Eye employs a team of professionals who understand the local laws and the needs of buyers and investors. Personalized customer service is provided when looking forCosta Ricaproperty, whether it is a condo, loft, rental, house, or farm. Properties are available near the beach and in the valley and highlands.

    About Costa Rica Real Estate
    Costa Rica Eye Real Estate Consulting truly lives up to its motto we search and find for you. If you are looking out for a nice home in Costa Rica then visit this website right away. I am certain it will help you out in grabbing a great deal.

    Company Contact Information
    Costa Rica Real Estate
    Marc Meier
    calle 2
    1000
    Phone: +(506) 8336 3002
    http://www.costaricaeye.com/

    For more information on this press release visit: http://www.sbwire.com/press-releases/costa-rica-eye-offers-secure-access-to-real-estate-even-as-tax-laws-change-199328.htm

    Media Relations Contact

    Marc Meier
    Email: Click to Email Marc Meier
    Web: http://www.costaricaeye.com/en/index_0__1_sp1_1.html


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    Reliable real estate services offered on the spot

    Austin, TX -- (SBWIRE) -- 01/24/2013 -- Forte Properties is an Austin real estate company that helps in providing customers with reliable Austin home search services, making the process really simple and hassle free. With special Seller Financing programs available, even potential home buyers who are unable to meet the strict lending guidelines in today’s market can realize the dream of homeownership. The real estate search tools that are provided on Forte Properties’ website gives customers the ability to easily browse through all the homes, condos, land etc. available in Austin and the surrounding areas in a really an uncomplicated manner.

    Individuals can avoid the tedious bank loan approval process when it comes to getting financing to buy a home by obtaining the financing directly from the seller of the property. This type of real estate is Owner Financed and Forte Properties can help pinpoint owner financed homes that fit home buyers search criteria. Whether the requirement is to buy or sell a home, the expertise at Forte Properties will help the customers out so that all the real estate needs are met in a quick manner.

    Sometimes, people want to buy homes, but since banks might not provide them with the right financing due to bad credit or other factors, the situation gets worse. Things can be the other way around too–if a homeowner wants to sell their house and provide conventional financing as the only finance option, potential Buyers might have troubles securing an approval which can ultimately cause what seemed like a slam dunk home sale in to a nightmare; Not to mention the time it takes. Forte Properties looks towards reducing this stress by providing customers with immediate Austin homes services and educating home buyers and sellers about creative and alternative financing options.

    “Austin is a wonderful place to live and the time has never been better to begin ownership or take advantage of your move-up opportunities. No matter what type of financial situation a potential home buyer is in, we can help them purchase a new home,” says Chris Casperson, Realtor® and Co-Owner of Forte Properties in Austin, Texas.

    A free consultation with no obligation is provided by Forte Properties for all those interested in selling their property in the Greater Austin area, or who want to buy homes in a fast manner in and around Austin, Texas. Easy to use Austin Home Search tools are available 24/7 and their team of real estate professionals are available to help customers throughout the week from 9AM to 7PM. By providing great real estate advice in complete honesty so that the individuals can make sound decision while investing in buying homes, Forte Properties seems to be a popular choice in Austin for home buyer representation.

    Forte properties is located in 7800 Shoal Creek Blvd Ste 100N Austin Texas 78757.To know more about Austin homes or to buy or sell real estate visit their website at http://www.greateraustinhomes.com or call Chris Casperson of Forte Properties at (512)981-6865.

    For more information on this press release visit: http://www.sbwire.com/press-releases/forte-properties-helps-buyers-with-their-austin-home-search-199438.htm

    Media Relations Contact

    Chris Casperson
    Greater Austin Homes
    Telephone: 512-981-6865
    Email: Click to Email Chris Casperson
    Web: http://www.greateraustinhomes.com


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    La Quinta, CA -- (SBWIRE) -- 01/25/2013 -- Palm Springs real estate agent Janine Stevens reached a milestone of over 21 million dollars in sales in the 4th quarter of 2012, which capped a year of stellar accomplishments. Stevens has been a real estate professional specializing in luxury residential real estate in Palm Springs since 1989.

    As a standout among Palm Springs real estate agents, Janine Stevens brings a lifelong love and understanding of the Palm Springs area as well as invaluable experience and knowledge to bear for each of her clients. From her professional start in 1989, Stevens has worked with Landmark Land Company, KSL Desert Resort, Dyson & Dyson Real Estate Associates and Hideaway selling real estate in the La Quinta Resort area. Now working with Coldwell Banker Residential Brokerage, Stevens capped the fourth quarter of 2012 by selling over 21 million dollars in real estate.

    “Having grown up in the Coachella Valley, I have a lifelong love of the beauty of this area and its people so I see it as my responsibility to bring the highest level of customer service and energy to the table for each of my clients,” said Stevens.

    Consistently a top producer representing buyers and sellers of Palm Springs homes, Stevens sells more homes in La Quinta than any other agent today. With special expertise in selling luxury golf course homes in the country club communities of La Quinta, Janine has established an exceptionally strong client base within PGA West, The Hideaway, Tradition Golf Club, and other La Quinta resort areas.

    Stevens was recently appointed Director of Coldwell Banker Previews International in La Quinta. She is supported by a staff of professionals offering an array of agent and client services. Stevens and her staff are known for attention to detail and unparalleled customer service in support of every client.

    Buyers can get their first introduction to the area’s available homes and neighborhoods via the real estate Palm Springs professional’s website. From profiles of each golf community and its membership info to information on a number of non-golf communities, buyers can get a strong feel of the area and the available properties. Website visitors can view each listing with pricing, photo tour and virtual tour. They can also perform their own property search by inputting their preferred parameters such as property type, number of bedrooms, bathrooms, minimum square footage and acreage. They can also search by street address and via virtual map. For more information, please visit http://janinestevens.com/

    About Janine Stevens
    Consistently a top Producer representing buyers and sellers, Janine Stevens has been a real estate professional specializing in luxury residential real estate in Palm Springs since 1989. As a real estate agent for Coldwell Banker Residential Brokerage, Stevens’ special expertise in selling luxury golf course homes in the country club communities of La Quinta with an exceptionally strong client base within PGA West, The Hideaway, Tradition Golf Club, and other La Quinta resort areas. Stevens capped the fourth quarter of 2012 by selling over 21 million dollars in real estate.

    For more information on this press release visit: http://www.sbwire.com/press-releases/palm-springs-real-estate-agent-janine-stevens-attains-21-million-in-real-estate-sales-for-2012-q4-199873.htm

    Media Relations Contact

    Jack Almeida
    Email: Click to Email Jack Almeida
    Web: http://janinestevens.com/


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    Raleigh, North Carolina based Mortgage Broker Kevin Martini reveals mortgage refinancing secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give North Carolina residents all the facts about mortgage refinancing so they can make an educated decision when obtaining a mortgage.

    Raleigh, NC -- (SBWIRE) -- 01/25/2013 -- It seems like everyone in North Carolina is jumping on the mortgage refinancing bandwagon. Maybe you&aposre thinking about it yourself? After all, with rates as low as they are, the promise of lowering your monthly payments, sometimes significantly, is a great attraction for many homeowners.

    But before you sign on the dotted line, there are a few things you should know about the way refinancing works so you don’t make a mistake that could wind up costing you big time.

    "With refinancing as popular as it is right now, North Carolina residents have to be even more careful about shopping for the best loan," says Kevin Martini, a Raleigh, North Carolina based mortgage consultant. "Even the most attractive offer can wind up being a disaster once you realize how much the loan is really costing you."

    Martini offers these tips when considering refinancing:

    - You should get a significantly lower rate for refinancing to make sense. Don&apost rush to refinance unless it&aposs truly worth your while. If you&aposre working with a mortgage broker rather than going it alone, you can be assured that they&aposre bringing you the best offers out there. If you&aposre going it alone, you&aposll have to do the legwork for yourself.

    - Consolidating unsecured debt with a refinance loan can be a dangerous idea. You may not be in financial trouble now, but if in a few years things change, instead of simply missing a credit card payment or two, you&aposll now be in danger of losing your home as well.

    - Your credit score counts... big time. If you&aposve had credit problems in the past like a bankruptcy, it might make sense to wait a while for your credit score to recover before trying to refinance. Most lenders make it hard for people with less than perfect credit to get the best deals. But, again, if you choose to let an expert like a mortgage broker get involved in the process, they can often find loan options that most homeowners didn’t even know existed - which can save you thousands over the long haul.

    Raleigh, North Carolina - based mortgage expert Kevin Martini specializes in providing mortgage information to North Carolina residents that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

    Kevin Martini is available for interviews and will welcome all your mortgage related questions.

    Call 919.865.2473 for a Free No-Obligation Consultation or visit http://kevinmartini.com

    For more information on this press release visit: http://www.sbwire.com/press-releases/the-truth-about-mortgage-refinancing-revealed-by-north-carolina-mortgage-expert-192589.htm

    Media Relations Contact

    Kevin Martini
    North Carolina Mortgage Expert
    DNJ Mortgage / Gateway Bank
    Telephone: 919-865-2473
    Email: Click to Email Kevin Martini
    Web: http://raleighmortgageratesinfo.com/


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    Raleigh, North Carolina Based Mortgage Lender Kevin Martini reveals mortgage secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give consumers all the facts so they can make an educated decision when obtaining a mortgage.

    Raleigh, NC -- (SBWIRE) -- 01/25/2013 -- Raleigh North Carolina based Mortgage Expert finally reveals the secrets at a brand new website

    http://www.kevinmartini.com

    This site is loaded with FREE REPORTS, an informative home buying guide, mortgage calculators consumers can use to run various loan scenarios and home buying resources you can use to save time and money before and after you purchase your home.

    If you&aposre planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in North Carolina or the surrounding areas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the loan program best suited to your financial needs.

    Here is just a small sample of the secrets revealed on this site...

    - Little Known Secrets That Will Show You How To Improve Your Credit Score

    - Important Terms You Must Know BEFORE Obtaining A Mortgage

    - Tested and Proven Strategies For Building A Better Credit Record Faster and Easier

    - The Top Mortgage Questions Borrowers Must Ask Before Applying For A Mortgage

    - How To Finally Stop Renting And Own A Home Of Your Own

    - How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit

    - 7 Things You Should NOT Do When Applying For A Home Loan

    - 12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn&apost Want You To Know

    Raleigh, North Carolina - based mortgage expert Kevin Martini specializes in providing information to consumers that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

    Kevin Martini is available for interviews and will welcome all your mortgage related questions.

    Call 919.865.2473 for a Free No-Obligation Consultation or visit

    http://www.kevinmartini.com

    For more information on this press release visit: http://www.sbwire.com/press-releases/north-carolina/mortgage-expert/sbwire-184353.htm

    Media Relations Contact

    Kevin Martini
    North Carolina Mortgage Expert
    DNJ Mortgage / Gateway Bank
    Telephone: 919-865-2473
    Email: Click to Email Kevin Martini
    Web: http://raleighmortgageratesinfo.com/


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    Struggling Minnesota homeowners now have real help available through the new FHA streamline refinance program.

    Maple Grove, MN -- (SBWIRE) -- 01/25/2013 -- Minnesota mortgage lender, Mitch Kruger is now offering a newly revamped FHA streamline refinance program aimed at enabling even the deepest underwater or upside down homeowners to reduce their payments and enjoy current record low mortgage rates.

    The newly released FHA streamline mortgage no longer requires a home appraisal and offers superior savings in addition to many benefits which Minnesota homeowners may not even know exist.

    Until the release of the FHA Streamline Refinance program, Minnesota borrowers with FHA home loans have had limited opportunities to receive mortgage assistance.

    In addition to incredibly low interest rates and massive savings over the life of your mortgage loan, streamlined refinances offer the following benefits:

    - Lower Mortgage Insurance
    - No appraisals required
    - &aposNo-cost&apos refinancing possible
    - Lower credit scores OK
    - No loan balance increase to cover loan costs
    - Can refinance even if &aposunderwater&apos or &aposupside down&apos
    - Minimal paperwork

    The Federal Housing Administration (FHA) who insures these home loans actually has no minimum credit score requirement and requires no income verification, although each individual mortgage lender may have their own underwriting guidelines requiring a minimum credit score and additional income verification.

    Still, what is really different about the new streamline program is the reduction of mortgage interest for those whose original loans were endorsed on or before May 31st, 2009. According to the FHA this equates to additional savings of over $3,000 at closing and over $100 a month for the average borrower compared to the previous program.

    This is on top of the ongoing payment savings for a borrower, which could be thousands of dollars per year depending on the loan amount and interest rate change.

    Clearly, no borrower could ask for an easier mortgage program to qualify for and the savings could be quite significant, even for those who already thought they had pretty attractive rates.

    FHA Streamline Specialist, Mitch Kruger says "these FHA loans are an exciting way for people to enjoy double savings with lower monthly mortgage payments and faster equity building with the long term restructuring".

    Minnesota property owners who currently have FHA loans can discover more information on the program and check out the 60 second eligibility form for personalized quotes and savings calculations at http://mnmortgageinfo.com.

    For more information on this press release visit: http://www.sbwire.com/press-releases/minnesota/mortgage-expert/sbwire-193715.htm

    Media Relations Contact

    Mitch Kruger
    Minnesota Mortgage Expert
    Waterstone Mortgage Corp.
    Telephone: 763-315-6248
    Email: Click to Email Mitch Kruger
    Web: http://www.mnmortgageinfo.com/


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    New Jersey homeowners who are living under negative equity may be able to use the HARP 2.0 government program to allow them to refinance at lower interest rates.

    Warren, NJ -- (SBWIRE) -- 01/25/2013 -- More people than ever with homes in distress are able to refinance under the HARP 2.0 program. This bodes well for homeowners looking to reduce their interest rates and lower their monthly mortgage payments.

    The only problem is that still many New Jersey homeowners don&apost know the program exists.

    New Jersey mortgage originator, Cheryl Sheasby (NMLS #277150) educates his potential clients on the basics of this program at his Online HARP 2.0 program have already resulted in a large amount of loan modifications. Those New Jersey homeowners with high LTVs (Loan-to-Value ratios) and less than perfect credit scores have been able to successfully refinance their homes.

    You May Be Eligible For A HARP Refinance If:

    1) Fannie Mae or Freddie Mac owned or guaranteed your home loan.

    2) Your loan was sold to Fannie Mae or Freddie Mac before May 31, 2009.

    3) Your mortgage is current for the last six months.

    4) You owe more than your home is worth, or is there minimal equity in your home.

    5) Your mortgage has not already been refinanced through HARP in the past, unless it happens to be a Fannie Mae loan that underwent a HARP refinance between March and May 2009.

    6) You have no more than one late payment over the past 12 months.

    7) Your loan is not an FHA, USDA or Jumbo Mortgage.

    Call Cheryl Sheasby (NMLS #277150) at 908-754-7505 or visit our HARP Refinance Center and fill out our Quick 1 Step Eligibility Form to see if you qualify for this new program.

    For Answers to Your HARP Questions: http://yourhomemtg.com

    For more information on this press release visit: http://www.sbwire.com/press-releases/new-jersey/mortgage-expert/sbwire-196183.htm

    Media Relations Contact

    Cheryl Sheasby
    New Jersey Mortgage Expert
    Mortgage Network Solutions
    Telephone: 908-754-7505
    Email: Click to Email Cheryl Sheasby
    Web: http://yourhomemtg.com


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    Choose the Right Builder for buying a Good Home

    Greenville, SC -- (SBWIRE) -- 01/25/2013 -- When people are looking to buy their dream homes, they must look at the options available to them and the options should be such that they conform to their requirements. These people should not make haste and choose a wrong builder because it may nullify whatever credible efforts they may have put in. So, if experts advise that people should choose a reputed builder for having a good home, it is not a perfunctory advice but, is a a well-thought-out suggestion. Rosewood Communities says that they possess the experience and expertise to make available to people new homes for sale Greenville, SC that may fulfill their desires.

    Approach of Rosewood Communities to satisfy their Clients

    They add that they have a number of customers who are completely satisfied with the homes they have sold to them. They say that they have a team of professionals who make all the efforts to understand the needs of their clients so that they can be fulfilled appropriately. Even after the sale is completed, they keep in touch with their clients for fulfilling their further needs, they say. They add that they are aware that such satisfied customers will certainly popularize their company that may go a long way in getting them a good client base. They make sure to have the best communication with their clients and that is the reason they are able to meet their needs, they assert.

    They emphatically say that they are committed to build and offer robust, new homes for sale, that come with cutting-edge craftsmanship and that is the secret behind the good number of satisfied customers they have. They continue to add that they will keep up the same commitment in their future projects also.

    Rosewood Communities’ Suggestion to Clients

    Rosewood Communities also suggests that clients should have a proactive approach while looking for homes for sale. If they do not show prudence and if they delay their bookings, they may lose some of the best options, they add. Rosewood Communities says that they realize their responsibility and accountability to customers and so, clients can expect only the best new homes for sale Greenville, SC, from them.

    Other Services from Rosewood Communities

    Rosewood Communities further adds that apart from offering ready-to-move homes or their pre-sale homes that are new, they offer their services for constructing homes on the vacant lands owned by their clients also. So, those customers who have lands of their own and want to build homes on them, can also contact them, they say.

    Similarly, if clients identify the locations of their choice, they are ready to undertake construction, says Rosewood Communities. In short, they say that they will translate the desire of their clients into reality.

    About Rosewood Communities
    Rosewood Communities are one of the most reputed builders at Greenville, South Carolina. They take pride in the fact that they have many satisfied customers who have bought homes from them. They say that they are committed to provide their clients with the best homes that may fulfill their requirements. They offer ready-to-move homes and apart from them, they undertake construction work on the sites owned by clients also.

    For having more details, kindly contact:
    http://www.rosewoodcommunities.com

    For more information on this press release visit: http://www.sbwire.com/press-releases/exciting-homes-for-sale-offer-from-rosewood-communities-199924.htm

    Media Relations Contact

    Mia Nyblom
    Sales
    Rosewood Communities
    Telephone: 864-430-7835
    Email: Click to Email Mia Nyblom
    Web: http://www.rosewoodcommunities.com/


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    Embellish your dreams with New homes for sale Greenville SC

    Greenville, SC -- (SBWIRE) -- 01/25/2013 -- Rosewood communities have launched a new website today. Their website is the perfect resource for all the information related to new homes in beautiful communities. One can not only embellish their home with beautiful amenities but also fulfill their dream to live in a new home which is perfectly suitable for every need.

    There are many ready to occupy new homes for sale Greenville SC options available; which offers world class facilities along with modern and eco-friendly amenities. These homes are built in great communities, where one can be rest assured about the safer and happier life. Along with good interiors and exteriors, one can also find friendly neighbors in these communities.

    New homes for sale Greenville SC give the home owners an opportunity to make the dream into a reality. However it is very difficult to accomplish a thought or a dream into a reality, because one has to perform extensive research in choosing the best suitable home. Beside good looks, the new home should also fulfill the all the necessities of every family members.

    If someone owns a land and want to build new homes for sale Greenville SC, they either can hire a reputed, experienced and licensed contractor who can give a shape and embellish the dreams into new homes. However it is not possible for everyone to own a land; those individuals can approach licensed real estate agents who can suggest ready to occupy new homes for sale Greenville SC.

    New homes for sale Greenville are available in different types such as timber craft homes, cottages, move-in ready homes, villas, multi-storied apartments and so on. These options will definitely meets the budgets of almost every individual. Real estate professionals are the perfect solutions using their experience and skills. So becomes important for the buyers to search a genuine dealer to avoid being cheated.

    http://www.rosewoodcommunities.com is located at 16 W, Mc Elhaney Road Taylors, SC-29687 and they have developed a new website, through which one can find maximum information about the property listings. For quick responses one can also call them @ 864-630-7253 or even send an e-mail to lauras@joyrealestate.com.

    Media Contact:
    Mia Nyblom
    Rosewood Communites
    16 W. McElhaney Road Taylors,
    SC 29687
    Contact No: 864-630-7253
    E-mail: lauras@joyrealestate.com

    For more information on this press release visit: http://www.sbwire.com/press-releases/rosewood-communities-offers-new-homes-for-sale-in-greenville-199925.htm

    Media Relations Contact

    Mia Nyblom
    Support
    Rosewood Communities
    Telephone: 864-430-7835
    Email: Click to Email Mia Nyblom
    Web: http://www.rosewoodcommunities.com/


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    Prahran, Victoria -- (SBWIRE) -- 01/25/2013 -- For business and property owners, the decision to sell or lease their properties can be difficult. Many obstacles stand in their way, like market forces keeping prices low, and real estate agents and business brokers taking a significant percentage for advertising and administrating the sale. Luckily for Australians, a third way is soon to enter the marketplace when For Sale For Lease launches in February. The site promises to help owners sell and lease online for a fraction of the cost of agents and brokers.

    The site will also include payment management for owners and communications interfaces between owners and buyers & leasers, enabling the whole sale or lease process to take place through the website, with just a few clicks. The listings will all be for sale by owner and for lease by owner, with no middle men; a distinct advantage for buyers and leasers too.

    For Sale For Lease offers a variety of packages, allowing clients the option of paying up front with a monthly subscription, or until sold at a single, flat rate.

    The company is looking to launch its website officially in February, and has set on a new General Manager in Lucas Raby, who has already hired two more customer support staff to make clear the business’ priority on impeccable customer service and ensuring that everything possible is being done to enable business and property owners to sell and lease their properties with ease.

    The spokesman for For Sale For Lease explained, “The new staff are already making an impact behind the scenes as we gear up for the launch, and our infrastructure is looking to be as streamlined, intuitive and effective as possible for when clients can join us to sell or lease properties and businesses. They can look forward to unparalleled syndication across Australia’s network of listing portals and effortless payment management options that will beat the real estate agents and business brokers hands down. If I want to sell my house, I know I’ll be using For Sale For Lease.”

    About For Sale For Lease
    For Sale For Lease provide a platform that helps home owners, property investors and business owners to sell and lease their properties or businesses online rather than having to go through a Real Estate Agent or Business Broker. They also enable clients to get greater exposure by publishing their property or business across all of the major real estate and business listing portals across Australia. For more information, please visit: http://forsaleforlease.com.au/

    For more information on this press release visit: http://www.sbwire.com/press-releases/for-sale-for-lease-launch-online-platform-for-property-and-business-sales-throughout-australia-199791.htm

    Media Relations Contact

    Lucas Raby
    Telephone: 1300 622 300
    Email: Click to Email Lucas Raby
    Web: http://forsaleforlease.com.au/


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    The first Home Exchange Community offering a variety of alternative accommodation swapyourhome.net is on its toes with the increasing number of vacationers choosing home swapping options.

    Bellentre, France -- (SBWIRE) -- 01/26/2013 -- Home swapping on holidays is becoming more and more appealing to those who love to travel. With the economic crunch still being felt among many peoples, the viability of going for a vacation with less cost has opened doors for us who are always on the guard with regard to finances. The concept became even more attractive to a lot of people with the filming of the movie The Holiday, with home swappers being portrayed by Cameron Diaz and Kate Winslet.

    More people are now enjoying the homestay concept, having holidays anywhere else in the world without spending a dime on accommodation. Instead of staying at costly hotels, home swappers get to enjoy a different kind of experience otherwise not available when one is billeted in hotels. Vacationers get to see the culture better and explore places that have not been chanced upon by a lot of tourists. With the savings from cutting down hotel bills, people have more extra money to spend on restaurants and anything else.

    Diana G., a veteran home swapper has this to say about the experience, “Home swapping is a great way to travel. I stay in your home, you stay in mine and we both saved a lot while vacationing. And because of the trust factor involved in home swapping, I made friends with people whom I would not have the pleasure to know without home swapping. I get to save a lot of bucks which allows me to shop more for souvenir items I can give my friends back home.”

    For several years now, Europe has adapted this unique way of traveling. People visiting their place could easily seek accommodation through home stay London, for example. Featured several times in various news and TV shows, the vacation home exchange idea has gained the approval for the best money saving strategies. Although some people are not comfortable with the notion of other people living in their homes at first, many warm up to the idea once they have tried doing it and finding it enjoyable. For a lot of people, home swapping has not only allowed them to drop into the place, but into its lifestyle as well.

    About SwapYourHome
    SwapYourHome is a Home Exchange Community offering different and unique accommodation to travelers around the world. They are promoting a unique style and experience in traveling that gives huge savings on hotel bills and at the same experience the culture of the place they visited by living as a local. For more details, you can log on to http://www.swapyourhome.net/.

    For more information on this press release visit: http://www.sbwire.com/press-releases/swapyourhomenet-gets-swamped-with-inquiries-from-vacationers-seeking-budget-friendly-accommodations-199451.htm

    Media Relations Contact

    Romain Arpin
    Email: Click to Email Romain Arpin
    Web: http://www.swapyourhome.net/fr


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    London, UK -- (SBWIRE) -- 01/28/2013 -- Since the recession, property values throughout the UK have dropped significantly and many homeowners who wish to sell their homes are faced with the growing problem of negative equity. In many cases, this prevents homeowners from selling because of the financial burden that could be imposed by such a move. For property owners able to absorb the extra cost, the problem of finding a buyer for their home can be equally challenging.

    Due in part to these pressures, an emerging national trend is gaining momentum. Many home owners are now looking into the option of improving and adding on to their existing property as this avoids the negative equality trap, increases their property’s value and solves the immediate shortages of space that can be result from a growing family.

    A UK-based architecture firm is getting a lot of attention lately for its ability to help its clients with private home extensions. Jason Wren, who founded Shape Architecture in 2006, specializes in designs that can transform the home, creating extra space by adding rooms and updating their looks to something more light-filled and contemporary. As it says on his firm’s website, http://www.shape-architecture.co.uk, “Don’t Move—Improve.”

    While the recession has caused many local businesses to contract, Shape Architecture has noticed an increase in enquiries, as more homeowners seek financially viable alternatives to selling their home and moving. From internal planning to simple extensions, new basements and whole house renovations Shape Architecture has a wide portfolio of projects.

    Jason Wren of Shape Architecture states “the construction of a simple extension can have a great impact on the kitchen and dining space of a home in the greater sense of light, space and openness, alongside an improved physical and visual connection between the interior and the garden beyond.” He has found that adding elegant sliding folding doors that open onto the garden and simple rooflights over the interior will improve the space even more.

    Shape Architecture has a particular expertise in basement construction, having completed and continuing to work on many such projects. Jason noted that when working on projects such as these, technical and design experience is essential.

    In addition, through the use of more natural light, better insulation and renewable energy resources, Jason points out that the energy performance of these properties is also greatly improved. “This is another area where Shape Architecture has a wealth of experience.”

    Anybody who is interested in learning more about Jason Wren and Shape Architecture is welcome to visit the “About Us” portion of his user-friendly website, http://www.shape-architecture.co.uk/Home/ArchitectsLondon.aspx, at any time.

    About Shape Architecture
    Jason Wren founded Shape Architecture in 2006. He had previously spent 10 years at Studio E Architects, where as an associate, he designed and led many of the practice’s most high profile buildings. On projects such as Classroom of the Future and the Exemplar Sustainable Schools in Bexley, Jason Wren has demonstrated the ability and experience to deliver innovative concepts as real buildings. For more information, please visit http://www.shape-architecture.co.uk

    Shape Architecture London
    Vicarage House
    58-60 Kensington Church Street
    London, Greater London W8 4DB

    For more information on this press release visit: http://www.sbwire.com/press-releases/property-extensions-vs-negative-equity-london-architect-firm-observes-new-home-improvement-trend-199849.htm

    Media Relations Contact

    Jason Wren
    Email: Click to Email Jason Wren
    Web: http://www.shape-architecture.co.uk/


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    New Homes For Sale in Greenville SC are being looked at by many interested buyers in the area.

    Greenville, SC -- (SBWIRE) -- 01/28/2013 -- New Homes For Sale in Greenville SC are being looked at by many interested buyers in the area. The place is known for its lovely neighbourhoods and fantastic locations that are conducive to comfortable living for families and individuals alike. Buying a house in the area means you can guarantee yourself the peace of mind knowing that you have made a smart investment. Moreover you also buy yourself peace and quiet, away from the hustle, bustle while you are kept close to all important activities in the area as well.

    There are many who believe that the time is ripe to make an investment in the property market. If you are looking for a home that is suited for your family needs then you will find many stunning options in store for you in this area. And if you want to indulge in your single lifestyle while planning for the future, you can buy a home with an eye on the market. However it’s important to take your time while looking at different types and styles of homes you can find in the area and pick the one that is not only comfortable and budget friendly but expresses your personal style as well.

    New Homes For Sale in Greenville SC: Cottage Homes can do the trick

    These homes have become very trendy and it’s not difficult to understand why. They keep you in the lap of luxury while you have that cosy, homely feel while living in them too. These homes are an epitome of brilliant craftsmanship and design, which will tick all the right boxes for you. The hassle and effort you have to go through to maintain lawns and gardens around your homes is eliminated as well because you have community parks to look forward to.

    New Homes For Sale in Greenville SC: Built-in homes have their advantages

    Although it might be your dream to work on every nook and corner in your house according to your vision, it might not always be possible. If you don’t have the luxury of time to build a house, you can take advantage of gorgeous built-in homes you can find in the area. You will find that these homes have been built with a lot of attention to detail, just like you’d do yourself. They can be reasonably priced too and they save you time.

    New Homes For Sale in Greenville SC should be looked at http://www.rosewoodcommunities.com depending on your needs and individual styles.

    For more information on this press release visit: http://www.sbwire.com/press-releases/things-to-look-about-new-homes-for-sale-greenville-sc-199932.htm

    Media Relations Contact

    Mia Nyblom
    Sales
    Rosewood Communities
    Telephone: 864-430-7835
    Email: Click to Email Mia Nyblom
    Web: http://www.rosewoodcommunities.com/


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