San Francisco, CA -- (SBWIRE) -- 12/20/2012 -- Purchasing a first home is an exciting time but it can also be stressful when homebuyers are renting and saving for their deposit.

However, what many potential buyers do not realize is that some lenders will recognize rental payments as genuine savings. This gives a much needed stepping stone to those renters with a stable rental history looking to turn their rental payments into mortgage repayments.

Loan Market corporate spokesperson Paul Smith said that while demonstrated rental repayments would forego the standard criteria for a deposit to be genuinely saved, borrowers would still need a minimum deposit level.

“The major advantage of this policy is that borrowers can use money from the sale of an asset, gift or sudden financial windfall as their home loan deposit. In most normal situations a bank wouldn’t allow this as the sole basis of a home loan deposit because it wasn’t genuinely saved.”

Mr Smith said that this policy was looked upon quite favourably by some lenders because renters with a stable rental history are well conditioned to making regular payments and can easily demonstrate their ability to create an effective budget.

In this bold move, rather than having to demonstrate a good savings history, borrowers can show 12 months of a strong rental record. However when the policy was first introduced there was some initial confusion around the policy.

“When these products first came into the market two years ago, many borrowers mistakenly thought they could now borrow 100% and wouldn’t need a deposit. A minimum 5% deposit is still needed, it’s just the money can come from a number of sources.”

Mr Smith said that over the past year these types of products have grown in popularity as consumers become aware they exist and as the rental market continues to tighten.

“With the rental market still incredibly tight in most capital cities this will be a very popular home loan product for renters looking to make the jump to become home owners.”

Mr Smith said this type of policy demonstrated the importance buyers should place on having a good savings plan in place when purchasing their first home.

“Borrowers looking to move from renting to owning their own home should have a reasonable savings plan in place to improve the strength of their loan application,” Mr Smith said.

State government initiatives such as the First Home Owners Grant and other state concessions can also be used towards the home loan deposit. Borrowers however, should also look at reducing bad credit card debt and other loans to help strengthen their loan application.

About Loan Market
Founded in 1994, Loan Market is Australia’s largest independently owned retail mortgage brokerage settling more than $6 billion in home loans annually through a team of over 600 brokers in Australasia. Loan Market is part of the Ray White Group of companies, which were established over a century ago and is one of the largest private companies in Australia with over $25 billion in real estate sales annually and international operations in Asia, the Middle East and New Zealand. For more information visit http://www.loanmarket.com.au/

For more information on this press release visit: http://www.sbwire.com/press-releases/loan-market-explains-rent-to-buy-home-loan-products-189923.htm

New Site on How to Become a Real Estate Broker

Buffalo, NY -- (SBWIRE) -- 12/21/2012 -- Real Estate Broker Course, an established leader in Real Estate Broker Courses, today announced the launch of a new website to be a portal for information on the industry. Looking for articles, tips and advice on the best real estate broker course . The experts at http://realestatebrokercourse.org/ do it. They will find the best real estate broker course for your real estate broker training.Offered on this informative, convenient website are unparallelled information on real estate training . . The website can be viewed at http://realestatebrokercourse.org.

According to Real Estate Broker Courses Director of Operations Gary Niese, the website will officially go live on December 12, 2012. The website is a true resource offering advice on how to become a real estate broker..

"We are proud of our new website and really feel like our customers will like it," said Niese. "We have tested our website with focus groups to ensure it is easy-to-use and provides the information our customers will expect."

About Real Estate Broker Courses
Founded in 2012, Real Estate Broker Courses has helped many consumers with Real Estate Broker Courses. The company&aposs mission statement is "Helpful tips and advice on psychotherapy and the best Real Estate Broker Course for real estate training.". To learn more about Real Estate Broker Courses, you should call (716)346-5987 or visit them online at http://realestatebrokercourse.org.

For more information on this press release visit: http://www.sbwire.com/press-releases/real-estate-broker-courses-announces-the-launch-of-new-company-website-189857.htm

Newport Beach, CA -- (SBWIRE) -- 12/21/2012 -- As of December 5, 2012 62 homes in Beverly Hills where in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process according to trulia.com. For the savvy, Jason Galanis sees this is an opportunity to purchase property at a discount to market in one of the most desired neighborhoods in the country.

Jason Galanis has seen many a home purchased and then completely torn down and rebuilt in Beverly Hills. Often the land can be worth much more than the actual home that sits on it. A competent auction buyer can identify properties with this type of opportunity and buy in an auction while eliminating the property condition risks. The home auction market is not for beginners but the downside of buying property in Beverly Hills can be limited do to location desirability.

One must keep in mind that navigating a Real Estate purchase in an auction is fraught with pitfalls and downside risk. Auction sales are sold “as is” with little or no time to inspect the property. And, the financial institutions who have taken over the property usually do not know the history of the property, including major repairs that may be needed. In some cases the actual structure may not be worth the cost of completing major repairs or remodeling. Purchasing a property in a desired neighborhood can help hedge some or all of these types of risks.

Beverly Hills Real Estate Market Statistics (Dec, 05 2012):

Average price per square foot for Beverly Hills CA was $676, an increase of 18% compared to the same period last year. The median sales price for homes in Beverly Hills CA for Sep 12 to Nov 12 was $1,535,000 based on 81 home sales. Compared to the same period one year ago, the median home sales price increased 26.2%, or $319,000, and the number of home sales decreased 1.2%. The average listing price for homes for sale in Beverly Hills CA was $4,735,144 for the week ending Dec 05, which represents a decrease of 0.4%, or $19,684, compared to the prior week.

About Jason Galanis
Jason Woodruff Galanis is an American financier focused on structured finance in distressed debt and venture capital investments with an emphasis on financial services and intellectual property asset classes (patents; trademarks; brands; content). Prior to his investment career, he founded and operated a 350-employee financial technology business in the credit card industry funded by grain giant Cargill and minority owned by Electronic Data Systems, a Hewlett-Packard company, subsequently exited successfully to private equity buyers. He also lead the LBO acquisition of the largest online credit card billing company in the US. He has lead investments in iconic American entertainment brands in the publishing business. Galanis is a financial technology inventor with numerous patent applications submitted and active investor, having acquired multiple patent portfolios. His investments often include advisory engagements where Galanis is personally active.

http://www.jasongalanis.com

http://www.jasongalanisbeverlyhills.com

Original Distribution by Sharewellnewswire

For more information on this press release visit: http://www.sbwire.com/press-releases/jason-galanis-navigates-investing-in-the-beverly-hills-foreclosure-market-190188.htm

Amazing Renovations is extending their services to the Greater Houston area, including Katy, Texas and Sugar Land, Texas without any additional trip charge.

Houston, TX -- (SBWIRE) -- 12/24/2012 -- The staff at Amazing Renovations knows it is crucial that homeowners have someone to call in case of an emergency. For this reason, Amazing Renovations is now going beyond their service area to include Houston, Katy, and Sugar Land Texas. They understand that storm damage repairs require immediate assistance and aim to help those in the Greater Houston area with any repair or renovation needs they may have.

Amazing Renovations covers any repair needs for water damage with exemplary customer service. This includes both emergency water extraction and mold testing and remediation. The skilled team members work hard to get repairs completed in a timely fashion, as they respect the customer’s time. Beyond this, they understand that getting the job done correctly and keeping the homeowner informed is an important part of any repair or renovation process.

By providing a quick response time, the Amazing Renovations crew can easily provide anyone with repair needs with assistance when they need it the most. With the new announcement of no extra travelling costs, they provide mold testing and remediation, emergency water extraction, and storm damage repairs along with their other water damage repair services in Houston, Katy, Sugar Land, Kingwood, Conroe, and The Woodlands.

For those in the Houston area, or residents of the other cities listed above, Amazing Renovations is offering their repair and renovation services for all types of situations that cause damage. For those interested in finding out more about Amazing Renovations, or to schedule an appointment without being charged for extra travelling costs, visit http://houstontxwaterrestoration.com or call 281-456-2483 today.

For more information on this press release visit: http://www.sbwire.com/press-releases/home-restoration-contractors-now-serving-houston-katy-and-sugar-land-texas-with-no-trip-charge-190161.htm

Mortgage secrets revealed by Lutz, Florida Based Mortgage Lender Brian Michaud (NMLS# 323712) at a new web site that is designed to give consumers all the facts so they can make an educated decision when obtaining a mortgage. The site is full of free reports, a home buying guide and free mortgage calculators.

Lutz, FL -- (SBWIRE) -- 12/24/2012 -- The shocking truth is revealed by local Jacksonville, FL Mortgage Lender Brian Michaud (NMLS# 323712) at a new website that is full of free reports and free mortgage calculators.

For most consumers a mortgage is the single largest financial transaction they will make during their lifetime. In fact, most mortgage payments account for approximately 32% of consumer&aposs monthly income.

"The only way for consumers to make an educated decision is to have all of the facts. Let&aposs face it most consumers are simply uneducated when it comes to obtaining the best mortgage product to fit their financial needs and goals." says Brian Michaud (NMLS# 323712), a mortgage originator based in Lutz,Fl,33558, Florida.

Brian Michaud (NMLS# 323712) has put together a new website to finally allow consumers the ability to obtain all of the information they need to make an informed decision.

Here is a listing of some of the Insider Tips available at http://jacksonvillemortgagetips.com

- Important Terms You Must Know BEFORE Obtaining A Mortgage

- Little Known Secrets That Will Show You How To Improve Your Credit Score

- The Top Mortgage Questions Borrowers Must Ask Before Applying For A Mortgage

- Tested and Proven Strategies For Building A Better Credit Record Faster and Easier

- How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit

- How To Finally Stop Renting And Own A Home Of Your Own

- 12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn&apost Want You To Know

- 7 Things You Should NOT Do When Applying For A Home Loan

About Brian Michaud
Lutz, Florida - based mortgage expert Brian Michaud (NMLS# 323712) specializes in providing information to consumers that allows them to learn the insider secrets that can save them thousands of dollars over the life of their loan and make informed decisions about their mortgage financing options.

Brian Michaud (NMLS# 323712) is available for interviews and will welcome all your mortgage related questions.

Call 904-233-2072 for a Free No-Obligation Consultation or visit

http://www.jacksonvillemortgagetips.com

For more information on this press release visit: http://www.sbwire.com/press-releases/florida/mortgage-expert/sbwire-190165.htm

A Leading Informative Portal for Buyers of Villas in Riyadh- Aqarynet

Riyadh, Saudi Arabia -- (SBWIRE) -- 12/27/2012 -- Aqarynet has become a reliable source for those who wish to buy villas in Riyadh. It gives detailed information on the villas available for sale in Riyadh. Customers interested in buying villas in Riyadh can get all the required information about the price, property type and the neighborhood at the popular website.

Talking about the features, a representative for Aqarynet says, “It is a comprehensive real estate and property website that offers information on property available for sale in Riyadh. Investors looking for villas in Riyadh can get all the valuable information required at this website as it offers information on super deluxe, furnished and semi-furnished villas for sale in Riyadh and others.”

The portal also helps searchers find suitable villas in Riyadh in hassle-free manner. Investors can choose villas according to their specific requirements at Aqarynet. Aqarynet also offers comprehensive information on the apartments available for sale in Riyadh. Providing information on the apartments in Riyadh whether they are fully furnished or not or stylish and modern or not, it is a trusted name now.

Helping out buyers find the right apartments in Riyadh that suit the specific requirements of the investors, the organization has highly qualified sales team that helps buyers buy the best apartments in Riyadh. The company provides investors a simple and easy way to find apartments for sale with the help of the valuable information.

Aqarynet is one of the strongest real estate search engines in Saudi Arabia. The website gives information on all properties available for sale, or rent in the Kingdom of Saudi Arabia. Investors not only get valuable property news but also get information on Villas and apartments for sale. The website is designed in an efficient way to save time, effort and money of the users.

About Agarynet
Aqarynet is one of the strongest real estate search engines in Saudi Arabia. Customers can find the home of their dreams and the best solution to their investments within 24 hours from anywhere in the world with the largest volume of information on real estate. The members, companies, real estate offices are officially licensed and specialize in management of property and real estate development and real estate marketing in the Kingdom of Saudi Arabia.

To learn more about visit http://www.aqarynet.com.sa/

For more information on this press release visit: http://www.sbwire.com/press-releases/aqarynet-emerges-as-a-leading-informative-portal-for-buyers-of-villas-in-riyadh-191451.htm

Following voters shooting down bond proposal, council left wanting

San Francisco, CA -- (SBWIRE) -- 12/28/2012 -- Over a month after the Austin voters rejected a $78.3 million bond proposal for low-income housing, the city council members are attempting to come up with a new way of spending money on affordable housing for those in need.

The council unanimously agreed that city management must find between $8 to $10 million within the city budget for low-income housing. Council Members Laura Morrison and Kathie Tovo stated that the money could leverage $30 million in state and federal grants.

The funds would be allocated to “shovel” ready projects, according to a city staff member. Those projects involve apartment complexes that could be built by either nonprofit or private organization.

“The affordable housing issue is one that is not going away in Austin,” Morrison said in an interview.

The resolution doe not bind the city to spend the money that city staff might find in coffers. Mayor Lee Leffingwell stated that he will oppose any spending possibilities that city managers bring back from the council.

“I’m somewhat worried we’re about to spend money on a project, worthy though it may be, that the voters turned down,” Leffingwell said.

The resolution from the council is just the latest in a series of attempts by the city to find ways to fight back against the costs of living rises. The measure also alleviates the stress being burdened by the low-income residents in the Austin area. The number of individuals that have fallen into the low-income bracket has been growing steadily in the last half-decade.

Imagine Austin, which is a 30-year plan adopted by the council in 2012, has been created in order to recognize identifiers of the rising costs, which they see as a threat to Austin. The struggles facing the city are not easy one&aposs to fix, or even agree upon for city officials. There are disagreements on if and how to add condominium units would help ease an overheated housing market. The counter-concern is that allowing dense development would cause individuals with more money to crowd established neighborhoods drive up prices.

City Hall is deep in debate on the dynamics of the housing market, and city leaders are struggling to decide just what way is best to approach the problem. In 2006, Austin became a leader in allocating money for affordable housing in bond packages. Since then, $55 million has been approved by voters to nonprofit and for-profit housing developers, which have renovated or repaired by about three dozen properties in total.

In November, a large affordable-housing bond failed to pass the proposal phase, and was the first to do so since the light rail in 2000.

All of the council seems in agreement that affordable housing is an important need. The problem seems to stem from how to best serve that need. “We’re talking about people who serve you at restaurants, work at our kids’ schools, drive buses,” Morrison said. “There are many low-income jobs in Austin, and we should make an effort to ensure the people who work them can live here,” says Councilperson Morrison.

About Greater Austin Homes
Greater Austin Homes (http://www.greateraustinhomes.com/) gives visitors a chance to browse a large array of great properties for affordable prices along with Austin home search, Austin Homes, homes in Austin, Texas, Austin homes for sale and Austin real estate at greateraustinehomes.com. Use the free home-search function or learn about how Forte Properties can help one can discover the home of their dreams. For more on owner financed homes, owner finance homes for sale and owner financing, along with Austin luxury homes for sale, Austin luxury real estate and luxury homes in Austin, visit the website today. To sell house Austin Texas, sell my house Austin and sell my house Austin, this website is the place to go.

For more information on this press release visit: http://www.sbwire.com/press-releases/austin-city-council-looks-for-ways-to-fund-affordable-housing-reports-greater-austin-homes-191880.htm

Many positive numbers coming out of housing market at year’s end

San Francisco, CA -- (SBWIRE) -- 12/28/2012 -- While many are aware of the real estate market being a prime culprit in the United States&apos recession half a decade ago, now things are beginning to turn. That means the sector that wrought so much trouble before, could end up being the very market that is capable of fueling the recovery of the nation&aposs woes.

Macroeconomic advisers projected that the U.S. Economy will grow at 1.4% over the last quarter of the year, with housing accounting for nearly 30% of that growth. IHS Global Insight stated a forecasting of 1% growth rate, with housing accounting for over half of that growth (53%). That would mark the largest contribution since 2005.

The years of foreclosures and plummeting prices took their toll, without doubt. Many owners still hold mortgages that keep them &aposunder water&apos wherein the amount they owe is more than the value of the property.

Banks are still highly wary of lending to prospective buyers, but there are shortages of new construction, and banks will be more inclined to lend to developers given the recent reduced risk.

Reports are coming through of mortgage profits that are setting records due to increased demand for loans and refinancing of existing loans. New home-equity credit are projected to make large increases. According to Moody&aposs analytics, a bump of 22% can be expected.

According to the S&P/Case-Shiller numbers, home prices increase 3.6% in September. Then there are reports that home prices increase 7% for nine months of 2012, and the market is looking healthier than it has since 2005. There is also reason to be optimistic of the forecast for the remainder of the year as well.

Another recent study noted 18 of 20 cities have seen gains in their year-to-year totals. The only cities slowing or stagnant were New York and Chicago.

The increase in rent and the size of families has increased need to purchase homes. Demand has driven inventories down the levels not seen for a decade, and the National Association of Realtors report sales of existing homes at 11% higher than last year.

About Greenwich Moves
Greenwich Moves (http://www.greenwichmoves.com/) provides those seeking information on selling and buying of property in the Riverside, Old Greewich, and Backcountry areas. Use the search function to find out more, or contact the company for specific questions today. Visit the website for more on real estate Greenwich and Greenwich CT real estate.

For more information on this press release visit: http://www.sbwire.com/press-releases/housing-market-that-caused-recession-may-fuel-recover-reports-greenwich-moves-191896.htm

Inviting new customers and investors, Mark Warner Property claims that all those who are interested in buying a property in Switzerland, Champéry, or the Portes du Soleil

London, UK -- (SBWIRE) -- 12/31/2012 -- Advising clients ranging from individual private investors, clients and homeowners to major developers and investors, Mark Warner Property puts teamwork, innovation and their passion for property at the heart of everything they do. Buying a property in Switzerland is relatively straight forward, but buyers need to be aware of several laws that are unique to the Swiss property for sale – Mark Warner Property is an expert in all these.

Stable economy, good and robust climatic conditions, well organized rail systems, a lower crime rates, good education system, attractive tax incentives, sophisticated lifestyles, etc. are some of the factors that makes Switzerland a great location to buy a property. Considering all this, it makes sense to buy property in Switzerland and receive tremendous benefits.

Talking about the role the company plays, Managing Director Giles Gale comments, “Mark Warner Property is dedicated to finding the very best Swiss & Austrian alpine property for sale and guiding you through your purchase in these exciting holiday home destinations. Our aim is to source high quality developments in prime tourism areas that would have traditionally been sold locally and never reach the wider international market.”

The Swiss Alps shares a border with some of the finest ski resorts in the world including France, Austria and Italy. These are incredibly popular areas for snowboarders and skiers to move to; in such situations buying ski property in Switzerland is the preferred option. Similarly, Champéry property is becoming a popular investment opportunity as it is the best location that boasts travel and tourism in the region and brings high-end travelers from around the world.

Inviting new customers and investors, Mark Warner Property claims that all those who are interested in buying a property in Switzerland, Champéry, or the Portes du Soleil need to get in touch to arrange a visit to the property. With easy access to Geneva, Lac Léman and the Montreux-Riviera, Champéry is the perfect location for year-round living.

About Mark Warner Property
Mark Warner Property is dedicated to get the very best Swiss & Austrian alpine property for sale and guiding one through purchase. Visit http://www.markwarnerproperty.com for more information and browse their selection of the very best Austrian Property and Switzerland Property for sale. They always look forward to assist their clients in any way possible.

For more information on this press release visit: http://www.sbwire.com/press-releases/find-the-best-swiss-properties-for-sale-at-mark-warner-property-191906.htm

Troutdale, OR -- (SBWIRE) -- 12/31/2012 -- A long stay resort for mature couples and singles has opened in Lanzarote, offering an exciting and affordable alternative living arrangement for those aged 50-plus.

Sun Park Living is an exclusive resort aimed at those wishing to live on the Spanish island of Lanzarote, on either a short or long-term basis.

Neither merely a holiday resort, nor a retirement village, Sun Park Living’s owners say it is instead a unique housing option, which offers residents the chance to be part of a community of like-minded, active, 50-plus individuals.

Guests can take advantage of the full range of facilities in the licensed English-speaking resort, including a restaurant and café serving freshly-prepared meals, a British deli, and fully-stocked mini market for those wishing to cook or eat at home, a bar, launderette and gift shop, as well as gardens, swimming pools, a tennis court, mini golf course, volley ball court, outdoor gym, art studio, and a range of stimulating courses from the on-site U3A (University of the Third Age) – the first to be launched in the Canary Islands.

Activities available on-site also include charity and volunteer work, which Sun Park Living’s owners say gives guests an increased sense of purpose in their lives. Patricia Dominguez, Sun Park Living spokeswoman, says: “In addition to the thrill of discovering what Lanzarote has to offer, and potentially unveiling a new life in the sun, there’s also the pleasure of contributing towards building and sharing an authentic community living experience, enjoying true camaraderie amongst the newly found friends and neighbours.”

The residential complex, which comprises 220 apartments, is unique in that under its “Make it yours” concept, residents are encouraged to make their mark and make their apartment their own.

This means that whilst the apartments come fully furnished, residents are at liberty to redecorate and bring in their own furniture, to make themselves feel absolutely at home.

Patricia says: “Sun Park Living offers a completely new proposition geared towards the 50-plus age group, attracting those at the initial phase of their retirement age, who are determined to live life to the fullest, and become part of a community of like-minded individuals.”

Set in the heart of the beautiful town of Playa Blanca, within walking distance of the picturesque old town and harbour, Sun Park Living encourages guests to make the most of all the benefits that come from living in the sun – a simple way of life in a unique, natural setting, filled with breath-taking scenery.

What’s more, residents don’t need to sell or re-mortgage their home, or invest in a timeshare, in order to finance staying there. Apartments are available to rent direct from the resort from just £499 (625 Euros) per apartment, per month, (based on a 12 consecutive month stay), which includes all utility fees, ground rent, service charge, TV license and Council Tax.

In fact, Sun Park Living’s owners believe moving there could actually save residents money, by affording them the opportunity to rent out their own property back home, whilst benefiting from the low-cost of living on the island.*

The resort is offering an introductory trial week for £279 (355€).

For more information visit http://www.sunparkliving.com

About The Sun Park Resort
The Sun Park Resort is a licensed Hotel, which has been catering for the mass touristic market since its inception, in the 90s. The hotel has recently been transformed and re-launched to create a brand new offering in Europe called “Sun Park Living”, a pioneering lodging proposition, offering financially viable, long-stay, self-catering, community-living, holiday-rental-accommodation, exclusively dedicated to the 50+ age group, with 4 lodging properties within the Canary Islands territory (Spain), it operates the hotel under the “Sun Park Living” brand name. The company is headquartered in Spain, and had approximately 50 employees at 2011 year-end.

For more information, reservations, and the latest company news please visit our web site at http://www.sunparkliving.com">http://www.sunparkliving.com.

For further information
Case Studies and interviews available on request – please contact Patricia Dominguez on +34 620172318 or email PR@sunparkliving.com

- Average UK household outgoings = £1496 per month (Office for National Statistics – Living costs survey. UK average households spend 2010)

- Sun Park Living rates including all bills = £499 per month (Based on 12 month stay. Max 2 people)

For more information on this press release visit: http://www.sbwire.com/press-releases/european-pensioners-turning-their-backs-on-old-fashioned-retirement-homes-in-favour-of-affordable-active-50-holiday-living-resorts-in-the-canary-sun-192136.htm

The 3 percent rate is lowest seen in his forty years in the industry

San Francisco, CA -- (SBWIRE) -- 12/31/2012 -- According to Henry Cook, the the recent moves in banking have been unprecedented. Fueled by aggressive buyout from central banks in the U.S., mortgage rates have fallen to historic lows. The Somerset Trust&aposs president stated that in fact this means it has never been so cheap to buy or refinance homes.

Cook stated that a typical rate on a 15-year term in 3% interest, and he cannot recall a time where numbers were lower than 5% in the past few years.

“It knocks me over,” he said.

The lowered rates are a direct result of the Federal Reserve deciding that it must spend $40 billion each month on mortgage bonds, which started in September. For new and existing homeowners that possess quality credit, it means a chance to save tens of thousands of dollars during their loan term.

Lowered rates also have been a sign that the economy has not fully turned a corner, despite somewhat positive numbers as of late.

Cook states that mild fluctuations are not uncommon and should be expected. He states that rates were below 8% when he began in the industry in the early 1970s. By the 1980s, a 15% rate was considered a quality deal. Those numbers dropped again to 7% through the 1990s. At the turn of the century, a 6% was acceptable.

"It&aposs a wacky thing," he said of the current rates. "It is specifically targeted at first-home mortgages. The interest rate yield on the bond has been pushed lower and lower and lower."

It is not only new financiers of homes, but existing homeowners can also benefit from the lowered rates.

Cook cited a recent example wherein an individual saved $120,000 over the mortgage term by refinancing. "We&aposre talking some very serious money here," he said.

Homeowners can lock into a new agreement with new rates, then choose to lower their monthly payment or keep payments at the current level to pay off the home faster.

Cook believes the local business of mortgaging is seeing a boost due to the attractive nature of these options.

"We&aposre out there (spreading the word) — we&aposre working very hard at this," he said. "That would mean there&aposs more money in every (homeowner&aposs) pocket."

About Greater Austin Homes:
Greater Austin Homes (http://www.greateraustinhomes.com/) gives visitors a chance to browse a large array of great properties for affordable prices along with Austin home search, Austin Homes, homes in Austin, Texas, Austin homes for sale and Austin real estate at greateraustinehomes.com. Use the free home-search function or learn about how Forte Properties can help one can discover the home of their dreams. For more on owner financed homes, owner finance homes for sale and owner financing, along with Austin luxury homes for sale, Austin luxury real estate and luxury homes in Austin, visit the website today. To sell house Austin Texas, sell my house Austin and sell my house Austin, this website is the place to go.

For more information on this press release visit: http://www.sbwire.com/press-releases/expert-says-he-has-never-seen-such-low-financing-rates-reports-greater-austin-homes-192275.htm

Building companies can hardly keep up with demand

San Francisco, CA -- (SBWIRE) -- 12/31/2012 -- The year is coming to a close, and 2012 turned out to be a quality year for the Dallas area when it came to the housing market. In fact, the area had its strongest year in a decade.

New and pre-owned sales rose sharply, and the total number of houses for sale are at the lowest point since 2002.

North Texas neighborhoods make up a bulk of the housing value losses suffered during the recession, and so the numbers are more a relief than anything.

Analysts of the housing market expect the 2013 spring to be strong as well, giving hope to those who are still struggling to cope with the post-recession housing climate.

As long as the local economy holds up, I think the housing market will continue to improve,” said D’Ann Petersen, an economist with the Federal Reserve Bank of Dallas. “The very low level of new and existing home inventories should give rise to prices as well.

“Low interest rates and relatively affordable prices are a boost to those deciding now is a good time to buy.”

The North Texas labor market has also made a rebound, which has helped boost confidence. Realtor sales are up 8% from the first 11 months of 2001, according to recent numbers, for pre-owned homes. The total pre-owned sales have run 17% higher as a whole.

“I just upped my forecast for 2012; I think it’s going to end a little bit better than I originally thought,” said James Gaines, an economist with the Real Estate Center at Texas A&M University. “I think 2013 for Texas is looking pretty good.

“We see the economy getting better, but not by leaps and bounds.”

It is not all roses however, as Gaines admitted there is still some concern that the political hubbub of the Washington over budget deficits and possible tax cuts could scare away potential consumers.

“The psychology of what is going on in this market is as important as anything,” he said. “If people think things are getting better, they act accordingly.”

Still, homebuilder confidence has risen greatly in the last 12 months. The industry had lost of its residential builders, but companies that are still in business are saying they are having a hard time just keeping up with the demand.

“We’ve sold more million-dollar houses in the last four months than in the last four years and have sold more for cash,” said builder Rudy Rivas, a principal with M. Christopher Custom Homes. “Our average sales price is up by more than $100,000 this year.”

About Greater Austin Homes:
Greater Austin Homes (http://www.greateraustinhomes.com/owner-financed-homes/) provides visitors with information on how they can find their perfect home in the Austin area quickly and easily. Learn about the company, or search the MLS today, and find a new house now. Visit the website and find owner financed homes and owner finance homes for sale.

For more information on this press release visit: http://www.sbwire.com/press-releases/austin-area-housing-market-rocketing-upward-reports-greater-austin-homes-192281.htm

Worries over Euro-Zone and Western markets to help bolster region’s investments

San Francisco, CA -- (SBWIRE) -- 12/31/2012 -- With the end of the year days away, a look back sees a year of high inflation which lead to a tighter monetary policy. Despite the demand for an easing of the stringent policies, the industry has seen rules and regulations continue to tighten by the Reserve Bank of India (RBI). The bank was unable to bring down policy rates that would have helped ease the pressures of inflation.

The indications of the inflation rate cooling down is a welcome site, but is likely the result of the central bank infusing more liquidity into the banking system. That move is handled by a cut in the cash reserve ratio (CRR).

The move has been cheered on by the markets, and home loan interest rates began a welcome downward trend as well. This occurred while more tough news of deeper cuts in the rates, which can be expected in the early run of 2013.

Predictions from analyst are of a downward momentum in loan interest rates in the housing market, which causes concern for slowing growth rate.

Interest rates aside, the Foreign Direct Investment (FDI) option in the multi-brand retail sector is something to be applauded in 2013, as the move will rise demand for commercial retail space. Large-format space will also be developed due to the move, with major retail outlets expected with the FDI opening up.

2013 will be a year of eventful property market moves, with infrastructure of cities and rural areas gaining ground. The Outer Ring Road (ORR) and Metro connectivity projects will be given a boost with progress being seen toward completion for both rental and capital values in the vicinity.

The uncertainty of the Euro-zone and Western markets, the investment possibilities for the area is high. The quality return on investment (ROI) possibilities as well as capital gain will draw potential high-quality investors. That, coupled with property services improving mean that the outlook is positive for the entire region.

In total, 2013 looks to be a promising year for all that have the capital to invest, as well as the areas affected by the investments.

About The Real Estate Software:
The Real Estate Software (http://www.therealestatesoftware.com/) is a quality new product that makes it easier to gain information on your real estate interests and business. Spend more time building business relationships and capital opportunities with this great new software. Learn more about the real estate transaction management and real estate document management software at the website.

For more information on this press release visit: http://www.sbwire.com/press-releases/india-likely-to-see-positive-growth-in-2013-reports-the-real-estate-software-192291.htm

The city of Orlando has become the seat of tourism with wonderful theme parks and other zones of entertainment.

Orlando, FL -- (SBWIRE) -- 12/31/2012 -- The city of Orlando has become the seat of tourism with wonderful theme parks and other zones of entertainment. The city has attracted a great number of real estate agents as people are flocking to the city in large numbers. The serene beauty of the area coupled with the conveniences that the city offers, in such as civic amenities, transport system, places of entertainment, real estate agents are choosing Orlando Florida over other areas due to rapid growth. The real estate agents Orlando in Florida are skilled professionals who have years of experience. As compared to the earlier times, Central Florida has expanded a great deal and offers welcome environment for living. When planning to buy a house in Orlando, you need to contact the real estate agents Orlando. The residential complexes available offer many amenities and are being selected by individuals who opt for upscale house at competitive costs. The buildings are lavish and well furnished, offering the residents a comfortable living. The residential complexes have sprawling gardens and lawns where the residents can breathe fresh air.

A number of options are available for the interested buyers of the houses at Orlando. The interested individuals can choose between different options as would suit their requirements. If you are thinking of buying yourself a home, you can look at a number of websites for the houses. At the websites you can view the houses and also look at the features, and accordingly choose the one that suits you the best. In fact, the real estate agents in Orlando guide you through the selection of proper home. As already mentioned, the costs at which you get the houses are competitive. People who are planning to sell their houses can, also, get in touch with the owners of the site who deal in the buying and selling of houses.

When you have decided to buy a house at Orlando, the foremost thing you need to do is to get in touch with one of the real estate agents Orlando FL. You need to place your requirements before the agent, which includes the number of bedrooms you want, the amount of space and other related matters. When you have listed down your requirements, you are left with the last thing and that is to state the amount you plan to invest. The real estate agent would, then, according to your requirements, find you a house or a number of houses from which you can choose. If the case is contrary and you want to sell your house, the agent will find for you such buyers as to get you the best deal.

About Real Estate Agents Orlando FL
The real estate agents Orlando FL offer good deals on residential houses to both the interested buyers and sellers of the houses. The agents look at the requirements of their clients and find them homes meeting the requirements and demands of the latter.

Website: http://www.youtube.com/watch?v=GGJ_L06i_wA

For more information on this press release visit: http://www.sbwire.com/press-releases/find-the-best-real-estate-agents-in-orlando-192437.htm

With the Expiration of the Mortgage Forgiveness Debt Relief Act, Avoiding Foreclosure Is Now More Important Than Ever

Pensacola, FL -- (SBWIRE) -- 01/02/2013 -- On January 1, 2013, the Mortgage Forgiveness Debt Relief Act of 2007 expired. Originally passed in 2007, this exempted struggling homeowners from paying taxes on debt forgiven in a short sale, foreclosure, or loan modification.

With the expiration of this act, homeowners must once again report any forgiven mortgage debt as taxable income. According to Shane Willis, a Certified Distressed Property Expert with RE/MAX, this newly re-levied tax makes avoiding foreclosure more important than ever for struggling homeowners.

“If Pensacola homeowners pursue alternatives to foreclosure, such as a loan modifications or short sales, they can lessen the amount of debt forgiven, reducing the taxable amount.” says Shane.

“For example, with a short sale, homeowners have some control over the final sales price. They can use a knowledgeable real estate agent to get as much as possible for their homes. In a foreclosure, the foreclosed home simply goes to auction,” said Willis.

“In fact, homes sold during the pre-foreclosure process, or homes sold via a short sale, sold on average for 26% less than non-foreclosure homes, while foreclosed homes sold for 32% less. For homeowners, this difference can mean thousands of dollars in potential savings. ”

As a Certified Distressed Property Expert (CDPE), Shane Willis is specially trained to help homeowners who find themselves facing foreclosure. “I’m committed to helping homeowners who are struggling,” Willis said. “Too often, homeowners facing foreclosure believe there is nothing they can do, but there is.”

Shane has developed a free report to address specifically how the expiration of the Mortgage Forgiveness Debt Relief Act affects them, and illustrates the benefits of various foreclosure alternatives. This report, entitled, “Attention! Distressed Homeowners: Avoiding Foreclosure Is More Important than ever,” is accessible from his website, http://www.shanewillis.com/pensacola-short-sale.aspx

About Shane Willis
Shane Willis is a Certified Distressed Property Expert and FL Broker with Re/Max in Pensacola FL. Webpage is http://www.shanewillis.com

Shane Willis
850-384-1915
shane@shanewillis.com

For more information on this press release visit: http://www.sbwire.com/press-releases/avoiding-a-pensacola-foreclosure-is-now-more-important-192318.htm

Real estate firm Find Rent To Own guarantees a successful estate Sale and different mortgage types in every region of US

Atlanta, GA -- (SBWIRE) -- 01/03/2013 -- For prospective homebuyers on the market, finding a trustworthy lender is a crucial step to buying a home. Find Rent to own offers some of the best options in the real estate industry. FRTO, US serving many buyers and has been able to secure several types of mortgages: over 15 year Fixed Rate Mortgage (FRM) and above.

“Our in-depth analysis, research and buyer focused website with rent to own homes in every region of the US followed makes the portal yield results exactly and as per prospective buyers requisite,” says Mark Anav at Find rent to own . “People come to us with a certain impression on their mind – and they walk out with loads of information and economically fit homes”.

Search for home was never this easy

http://www.findrenttoown.com as an online real estate firm specializes in list of nationwide rent to own homes, credit consultation, bad credit history repair, down payments, and flexible terms.

They understand the benefits of mutual success and seem to always put their customers first the way any good business does. Their easy to navigate website and availability of information more readily available.

For more questions about this press release pleases contact Mark Anav, FRTO at 866 658 6755 or email maxmindla@gmail.com

About Find rent to own
FRTO or Find rent to own has been up and running successfully for years and have risen to be the premier real estate provider in US region. They effectively created a process that consistently provides the most pertinent results in lease to home.

They start with appraising for an accurate value of the property, then pricing staging and the signing of the agreement once the buyer is fully convinced. The best part of this website is its search option, enter either zip code or city name and it yields results exactly in the same location. Lease to own homes option is the best offer that FRTO offers to it’s prospective buyers.

For more information on this press release visit: http://www.sbwire.com/press-releases/largest-selection-of-homes-the-new-search-engine-findrenttoowncom-yields-nationwide-listings-192796.htm

While the future Jurong Lake District and Punggol 21 has stolen much of the limelight, the Eastern region of Singapore has also embarked on ambitious plans to create a fresh new look for its existing towns.

Singapore -- (SBWIRE) -- 01/03/2013 -- While the future Jurong Lake District and Punggol 21 has stolen much of the limelight, the Eastern region of Singapore has also embarked on ambitious plans to create a fresh new look for its existing towns. One can look forward to the plethora of dining and entertainment options that will soon be available, as well as benefit from the convenience of enhanced transport links.

Bedok

In a couple of years’ time, Bedok Town Centre will get a major facelift: Besides a new hawker centre, multi-storey carpark as well as a town plaza and heritage corner, there will be a mixed development offering about 35,000 sq m of commercial space and 475 private apartments. The new integrated community and sports complex will also be located within the town centre and will house facilities such as a swimming complex, sports hall, tennis centre and fitness centre.

Tampines

The centrepiece of the Tampines Masterplan is the new Tampines Town Hub, a vibrant place where residents can gather, learn, play and build stronger bonds. Built on the current Tampines Stadium and Sports Hall site, this integrated lifestyle town hub will be the first of its kind in Singapore. The town hub will feature a range of facilities and services including a mega Community Club, performing arts theatre, retail shops, food & beverage outlets, fun pool, karaoke rooms, futsal, flea markets and concerts, laser quest and a bowling alley.

Tanah Merah

The neighbourhood in the vicinity of Tanah Merah MRT has seen much buyer interest, as evidenced by the strong take-up in eCO and transaction prices at Optima. The area has attracted young couples looking for cheaper units in the East, as well as expatriates as it is located near Changi Business Park, where banks such as Citi, DBS, Credit Suisse and Standard Chartered have their global support and backroom service. Based on the three parcels sold this year, there will be about 1,900 new homes added to this neighbourhood. It remains yet to be seen whether concerns of oversupply will affect sales of the upcoming new launch situated right next Tanah Merah MRT - Urban Vista.

Downtown Line

Transport links are greatly enhanced with the introduction of Downtown Line to connect residents in the East to the Central Region of Singapore. Stage3 of Downtown Line 3 stretches from Singapore Expo to Liang Court in River Valley in the South. A total of 16 stops are planned, including Tampines East, Upper Changi, Kampong Ubi and Kaki Bukit. Residents in these areas will be able to transfer to the East-West Line via the Expo interchange.

With these new developments, the East will be transformed into a vibrant neighbourhood where people live, work and play!

About CondoLaunchGuru
Janice is the author of CondoLaunchGuru , a website which provides investors with information about new condo launches in Singapore. If you would like to find out more about Urban Vista , be sure to visit the website.

For more information, visit http://condolaunchguru.com/

For more information on this press release visit: http://www.sbwire.com/press-releases/enhancing-town-centres-and-transportation-for-residents-in-the-east-192635.htm

Aventura, FL -- (SBWIRE) -- 01/04/2013 -- South Florida’s luxury real estate market is one of the most active in the world, and is considered the most popular among homebuyers worldwide. There are thousands of properties available, many of which rank as among the most expensive in the world. As a result, the region is described as being highly competitive by many analysts, leaving homebuyers to contend with many challenges in finding their preferred home.

In response to the expansion and popularity of South Florida’s real estate market, particularly within Miami, Aventura-based realtor Pobiak Properties has launched a website (pobiakproperties.com) that will assist both homebuyers and home sellers. The website provides relevant and up-to-date information on the local real estate market, including recent listings and detailed descriptions of featured properties and their communities. Over 32 high-end residential areas are represented, from Miami Bach to Aventura Real Estate, along with 15 luxury condominiums, including Apogee Beach and Continuum I.

Additionally, users can contact Pobiak Properties directly through the website (including through Skype), utilize an advanced search option to locate their preferred property, and obtain information about pre-construction developments years in advance of their completion (in some cases, homebuyers may have the option of placing a down payment on a soon-to-be-completed property). Prospective sellers can also access advice, marketing strategies, and resources such as a home evaluation form. The website is designed to emphasize accessibility and ease of use.

Pobiak Properties consists of David and Rosangela Pobiak, and has been in business for over a decade. The team is responsible for over $100 million worth of purchases and sales, and is subsequently ranked within the top 1% of realtors worldwide. The group emphasizes their local and global networks, in addition to their utilization of new technology, as major strengths for servicing their clients.

For more information on this press release visit: http://www.sbwire.com/press-releases/leading-miami-luxury-real-estate-team-launches-pobiakprpertiescom-193198.htm

Miami Beach, FL -- (SBWIRE) -- 01/04/2013 -- John Sandberg and his team is launching a blog to help guide prospective homebuyers and home sellers through South Florida’s competitive and active real estate market. Soon to be located in the website (sandbergproperties.com) he blog will provide the most relevant information for anyone seeking to buy or sell a property in South Florida. Users can learn about new listings, get a detailed description of featured properties, find up-to-date news about the region’s real estate market, and search for their preferred property.

The blog will cover a wide variety of properties, ranging from condos and townhomes to single-family homes and mansions. Several major luxury real estate markets are included, such as Belle Island, Miami Beach Real Estate, and Sunny Isles Beach. The blog will also share details concerning pre-built developments, such as Palau Sunset Harbour, which will allow readers to learn about opportunities in advance.

John Sandberg joined the real estate industry after more than 18 years experience in Wall Street finance and another 25 years as a manager of client negotiations for Bear Stearns. His background is cited as a source in of strength for understanding real estate markets and mediating between buyers and sellers. Additionally, he has been recognized as among the top 5% of most productive agents in the region.

Miami is one of the fastest-growing cities in the country, and its real estate market is considered is one of the most active and sought after in the world. The South Florida region as a whole has a global reputation for its warm climate, entertainment and shopping venues, and resorts. Subsequently, unlike many real estate markets elsewhere in the country, South Florida real estate has recorded consistent growth and is projected to remain healthy through 2013.

For more information on this press release visit: http://www.sbwire.com/press-releases/leading-miami-beach-realtor-launches-website-sandbergpropertiescom-193194.htm

Raising the value of its data entry service to the next level, ieIMPACT now offers same day delivery of appraisal data entry. Now reports are completed during the USA day time zones also.

San Jose, CA -- (SBWIRE) -- 01/04/2013 -- Busy Appraisers invariably require appraisal data entry to be completed as soon as possible sometime within 4-6 hours. ieIMPACT has been striving to fill this gap for quite some time and has finally announced its 24x7x365 operations, which means the appraisal assistant services are now available round the clock, anytime.

A real estate appraiser cannot afford overnight turn times to complete the data entry when turn time is very short such as 6-8 hours. Now using ieIMPACT RUSH delivery service, There will be no midnight deadline time for submitting an order for data entry. Any order with RUSH Delivery Option selected will be delivered within in 6 hours and ALL orders submitted will be delivered within 12 hours of time of submission. An appraiser can send the data to be entered and get reports done within a few hours.

Every appraiser assistant at ieIMPACT goes through a strict training period of 3 months and is evaluated for top grade quality before being put on any live assignment. An appraisal aide adheres to the timelines and there are sufficient back-ups in place, so no work gets delayed due to any extraneous reasons.

Report areas normally filled in:

- Subject&aposs Field Inspection Notes and Contract Section
- Sales Comp Analysis Grid, Extra Comps and REO addendum.
- Prior Sales History for Subject and Comps
- Annotate Subject Plat Map and Add Comps Photos from MLS
- Sketch (at no extra cost!)

Supports Software:

- WinTOTAL Aurora or TOTAL 2011, ACI, ClickFORMS or SFREP
- Da Vinci, TOTAL, Apex 5, ACI Sketch or Area Sketch
- Data Master/MLS integrators

About ieIMPACT Technologies Inc.:
Based in San Jose, California, ieIMPACT (http://www.ieimpact.com/appraisals-data-entry-wintotal-aci-clickforms-india/) has been doing the data entry for real estate appraisers for the last 4 years. Appraisers save both time and money while trained typists at ieIMPACT do the data entry accurate, faster and cheaper. With a dedicated account manager, an account can be set up directly without any hassle. And now with the service available 24 hours, 7 Days a week & 365 Days a year, it doesn’t get better than this.

For more information on this press release visit: http://www.sbwire.com/press-releases/ieimpacts-appraisal-data-entry-service-is-now-available-247-with-6-hours-rush-delivery-to-real-estate-appraisers-in-the-us-193316.htm